 You discover your Debit Card has been cloned, what is your next move? |
| Mine was cloned and was also overdrawn by £50. A substantial amount of money is missing. I have cancelled the card, BUT .......what next?... |
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 What's the difference between a checkings and savings account? |
what's the difference between a checkings and savings account?
what's the difference between a credit card and debit card?
what's a country that starts with the ... |
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 Why do people continue to get credit cards they cannot afford? |
| Explain this to me... Most people get credit cards because at a certain time they don't have the cash to buy something. So if a coke costs $2.00 at the store why would you pay it with credit for ... |
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 Is there a good way to make money online? |
| im looking for a good, legit way to make a resonable amount of extra cash. You know, like an extra 200-500 dollars a month, im trying to save up for a used car, or a trip to France.... |
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 If i filed for bankruptcy can they touch anything my wife owns? |
also do they come out to your house to have a look at what you own or do they take your word for it?
Additional Details
im in the ... |
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 Is cash immediately available in your bank account after it is deposited? |
| I have to pay a bill on Monday and can't deposit and clear a check in time...if I cash the check and deposit the cash into my bank account instead of the check, will it be any quicker?... |
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 14 year old looking for money on the internet? |
| Does anyone have any suggestions on sites that will give you money for doing something? I'm trying to save up for a car for highschool and i'm saving up and i'm looking for a site on ... |
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 Living within your means - Advice needed please!? |
| My husband was laid off 4 wks ago. He’s been collecting unemployment but obviously it’s literally less than half of what he used to make weekly. But we’ll take what we can get. We don’t ... |
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 Legal protection for boyfriend moving in? |
| My boyfriend is going to move in with me in about a month's time. We've discussed the fact that he'll have no interest in the property that I've owned for 5 1/2 years - and he... |
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 If I am 26 and can only save about $125 per month...? |
If I am 26 yrs old and can only afford to save about $125 per month, what is the best thing to do with that money to save for retirement? Or even to simply save?
Additional Details
If I ... |
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 If i went to my registered bank could i get a decision on a loan there and then? |
| As i am never home due to work related things and more then likely would miss any phone calls verifying there decision.... |
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 I'm drowning in debt. What should I do?? |
| I have $110,000 in student loan debt, $11,000 in credit card debt, a car payment, rent, plus everyday expenses. I can't seem to keep my head above water. I have a full time job that pays 38K/... |
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 How long dose a creditor sue after a threat letter.? |
| Ok i had some money problems like 6 years ago. I opened in june of 2000 a capital one credit card and used 2600 on that. mainly for college stuff. I only made 3 payments and moved to MN. I never ... |
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 I need a financial planner.? |
See I am very bad at planning my little resources i have I have a small family of three One daughter and a spouse iam 39 yaers old
looking forward to good planner.... |
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shelleyfort | I am broke!What should I do about a credit card debt? |
I have lost everything due to a costly divorce . I have tried to make payments on one remaining card in the amount of $13,000. Now they have sold the debt and have served me with a lawsuit demanding payment. I do not own a car , I make $1000.00 a month .My intentions were to pay something at least until things turned around. Should I declare bankruptcy or take my chances in court? I have absolutely nothing they can sieze. |
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Kris
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Call a debt management company! |
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samoan3d
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Let me appologize on behalf of the answers community for the awful answer you have gotten so far.
You should try and avoid bankruptcy if at all possible. Your credit will be ruined for 7 years which will make it hard to get back on your feet.
Your best bet is to find a way to pay off the loan. I know that sounds impossible, but you can do it. Do NOT go to a debt consolidation company. They will not help much. They will charge you enormous fees and try and "settle" your debt. This cost you more than paying it off yourself and will also hurt your credit score.
Your best option would be a personal loan. Do NOT accept any offers from individuals to loan you the money, especially from YAs. They will ask for some kind of upfront service fee and you will never hear from them again. Going to the bank is probably not an option either since it is very difficult to get a personal loan from the bank these days with the credit crisis. If you have a credit rating above 680, then you might want to try social lending. It is a way to get a personal loan without having to go through the bank. Here is an article from yahoo about places to borrow money from, http://finance.yahoo.com/loans/article/104653/Borrowing-Options-That-Offer-a-Lifeline?mod=oneclick . And here is the social lending site that I use, https://secure.lendingclub.com/landing.action?referrer=samoan3d . It is free to sign up and get a rate quote, so you don't have to worry about a catch. If you sign up, let me know your username and I will try to help fund your loan.
Good Luck. |
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A J
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Being a former collections officer and just hearing your situation. I think the best option for you at this time would be Bankrupcy. But keep in mind this will stay with you for 7 years. If you are still willing to pay your debts I would set up an appointment with a Debt counselor or set up a consumer propsal to help you find your way out of this mess. You have to way which way you want to go. Good luck. |
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llcentlous
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take your chances, legally they ahve to leave you with enough to live off of, AT MOST they can take 25% of your check, but if you only make 1000 a judge wont' even grant them taht much... |
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suepeaches
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can you work more?
how is your credit?
if its already bad you might as well declare bankruptcy but you need some money to do that
but going to court will cost money but a think they tend to settle for less because going to court for credit card companies doesn't tend to work out
find a lawyer or financial planner for further and better advice for you situation |
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Grant Ray came on 12/8/08!
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Take your chances in court and have them take small garnishments out of your check weekly! Don't file bankruptcy! |
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TTC #3 after MC
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Usually once an account goes to collection, they figure they will never get the money. & they HATE being ignored. Usually if you call them & set up something they will work with you. Most of the time you can tell them that you don't make much money & you can only pay them $20 a month & they'll take it because it's better than nothing. If you go to court, the judge can allow them to take whatever you owe directly out of your account. I know someone that owed like 8000 to somewhere & he only pays $10 per month & they take it because they know if they don't they probably won't get anything. |
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achen
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Seek a financial counselor that can take a look at what is happening with the debt and help you reorganize your finances and work something out with the debt collectors. |
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sum142121
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call them , ask for auto repayment |
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Mike J
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Bankruptcy |
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Preston B
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Declare bankruptcy fast. They are trying to get a judgement on you and if they do filing B/K won't get rid of it. |
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Disdained Met Fan
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how do people rack up double digit credit card debts?
Bankruptcy is not gonna do nothing for you, your still gonna have to pay back, just talk it over with them, if it goes to court, it is still better than filling bankruptcy. |
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darkcrow13
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your pretty much phucked |
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