 Is $1,000 a month to raise three kids considered poor? |
My mom only makes $1000 a month. Are we considered poor?
Additional Details
Yea..we have a mortgage and stuff and we don't have health insurance..If that makes any sense?... |
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 How can I pay my credit cards? |
| I have two full use credit cards and a debt of $5300. I only earn like $500 per month. Cards have like 29% year interest. I need to pay it at soon as possibble.... |
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 How can I become rich? |
Additional Details
I have a BA college degree in Spanish & no one wants to hire me. I'm tired of living on disability checks. I wanna be productive & work. I have student ... |
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 How, much do you need for a comfortable retirement? |
Hello,
People just wanna know how much you think is needed!!
Thank-you,
For all your help!!... |
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 Where can I spend Paypal funds??? |
| I sell quite a bit on ebay and often have money tied up in Paypal. I have discovered that you can order online at JD sports and now usepaypal to pay. Does anyone know of any other online stores you ... |
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 Know anything about money?? I need some advice!!? |
| I have recently split from my husband and have been left with a lot of bills. I am really struggling - my outgoings equal my salary so I have had to take on a bar job too. This means working 65-70 ... |
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 Can you use a debit card for online purchases? |
| I was wondering because in a year 1/2 I will be in college and well I don't want a credit card, because they are nothing but debt, but I think I will probobly be making online percheses wile I ... |
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 How can my daughter stop creditors .? |
| My daughter had a family member staying with her a couple of years ago who ran up a lot of debt at her address. Now she keeps getting phone calls and letters with threats of baliffs to come to her ... |
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 What would you do if you were me... I guess I'm just easy...? |
| I'm from a very wealthy family and my friends are always asking me for some money. It's NOT a borrow, I don't need it back, but they're CONSTANTLY asking me! I'll give them 50... |
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| Being rich v.s. being poor? |
| do you think its fair that people with money have more power than people who are living pay check to pay check?... |
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 How can one make money sitting at home with no investment? |
| No stress..no tention nor anything!! but money is entering the house....anyone?... |
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 How to earn money through online? |
| earning money through online is real or it is fraud?any real web site for earning money by part time job through ... |
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 Bank Account help?? |
| Ok i am attending comm college in the spring and i payed 395 dollars for a class. Well i used my credit/debit card for it and when i got back home i checked my account online and it said minus 395 ... |
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 I have a 5% deposit for a house..we need 10% though, can i borrow the other 5% on a credit card ....????? |
| for example my broker says the mortgage company could do another credit credit when they transfer the money over to my solicitor...so if i borrowed 5% would it show up on my credit check if it was ... |
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| How to spend 400$ Birthday money suggestions!!!!!? |
| If you had the chance to spend 400$ on things what would you do? I am a girl and i am deciding whether to buy room stuff, clothes, makeup, insturment and music lessons, or something else... how would ... |
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michellejagjrinc | I am financially broke and not sure how to fix it.? |
I have bad credit and have not been able to make payments for the last 4 months. Now I have all my creditors asking for they money I owe them. I have a better job, but it will be a while before I can make enough to send them. I have tried applying for home, personal and debt consolidation loans without success. I do not do well by taking on another job and I only have until the end of the month to make a minimum payment to each creditor which amounts to more then I have after pay day. I am paying rent and my car loan so anything else I have left is not much to work with. What can I do? |
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Foss
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you must see a credit counsellor(look in the yellow pages).....stick to the plan they set out for you....good luck |
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silverback487
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Bankruptcy sounds like a viable option for you at this point...when the consolidation places turn you down...turn it in. |
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Work is for Busters
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I would talk to your creditors about the situation.
Don't go to one of those debt help people, all they will do is talk to them for you and charge you out the *** for it.
Call all of your creditors and arrange something that will work.
They would rather get something than nothing.
When they sell off your debt to someone else they take a huge loss (this is what happens when they send you to a collection agency). So you just making attempts will help you.
Tell them you are looking at bankrupcy if they cannot work with you. |
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Dink
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file bankrupt |
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Saved!
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Forget the debt consolidation and bankruptsy. Debt consolidation will not solve your problem which is spending more than you make. Bankruptsy will ruin you for life, not just 7 years. Also, by law before you can file bankruptsy now, you must attend credit counseling. Check this site out. www.daveramsey.com. This guy has a very popular radio show and teaches us to live like our grandparents did which is only common sense and not carry so much debt. He saved my life and you don't have to spend any money to get started 'Living like no one else, so tomorrow you can live like no one else'. That is one of his catch phrases. |
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x.x.x.
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if u have valuable which u can give to somebody so that they can lend money to u and make an agreement with them saying to give the money back in a short per id and if u fail to do so they will have the right to sail the item they have taken as Ransom . i think this seems like a good way to borrow money from someone cos the main reason that keeps people from lending money is the fact that they fell insecure about their money and if u give same guaranty that they well get it back i don't see any reason why Mrs X won"t lend u money IF HE HAS IT |
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Justin H
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The first thing I would recommend is to try a debt counseling service. They can work with your creditors to figure out a manageable payment schedule. It will usually mean cutting up your cards, but you probably need to do that anyways.
Some other things you can do to free up income: reduce your cable tv package, call your internet service provider and see if there is a better price available, reduce the services from the phone company if you can, see if you can get on a balanced payment plan from the utility company so you don't have seasonal spikes. Either cancel or reduce monthly subscription services like Netflix. If you have a gym membership, see if there is a lower rate that limits you to non-peak hours - or eliminate it all together. |
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Destiny
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call your creditors and discuss it with them..be honest and ask if they have payment plans or any other way to work it out directly with them. Dont be bashful..the people that answer the phone are just like you and I and they prob get paid less than you, so they are likely to have their own credit problems.. if you get an a*shole just hang up and call back. Some people may suggest Consumer Credit Counseling but i dont...Its placed on your credit and still show that you have problems paying your bills. It will also hinder you in the future when you try again to apply for a home. Use CCC as a LAST resort. If all else fails just prioritize pay the largest, newest accounts first if you can. Smaller bad-debt hurts too but its easier to overlook from a lender's perpective |
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Ole Charlie
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Try going to Consumer Credit Counseling (CCC) Usually available in your phone book. Use only the official not for profit service. They will contact your creditors on your behalf and can often get payments reduced to the interest only. The downside is that you must continue with them until the debts are paid off. You make a monthly payment to CCC and they diseminate payments to your creditors. They also work it out so that you can live on the money left over. Try them. |
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JBWPLGCSE
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You could file bankruptsy. call a credit councelor. Pro Bono lawyer to file bankruptsy. Cancel all your credit cards, (before they do) Ride a bus for a while, turn car in for now. (if you can) Don't buy a home not, you probably can't though due to credit. I'd get on section 8 some where, or live with a family member until I could get on my feet. Pay off small bills first. Shop at the dollar store. get things done free if you can. If you don't have money you don't pay bills first. You have to come first the worst that can happen is that they will be on your credit record for 7 years, but that's not the end of the world. You can start fresh after 7 years and make better decisions. (I'm one to talk) but those are things I have done in the past. Good Luck. |
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Destiny
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You'll have to call each one you owe and explain the situation. As long as there is hope to make a profit from you, most creditors will let you have some slack. Ask for payment deferral, as for time to get back on your feet from your car loan, a lot of times car loans will give you a certain number of deferrals a year. They expect you will have problems that will get to you throughout the year. So give that a shot, good luck!! |
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Waalee
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I have to agree with RobertP, your best bet is to sell dope. The profits are high and the risks are low. In the area where I live people that are caught selling are arrested taken to the police station, booked and released, you don't even need bail. by the time it goes to court about a year later the evidence usually disappears. |
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Heffree
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QUIT BUYING STUFF YOU CANT PAY FOR |
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Robert P
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second job! sell dope! |
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