 Unsecured Personal Loans? Advice please? |
| When you apply for an unsecured personal loan, do they tend to contact your employer? I would rather my colleagues not know my financial situation thats all! I have previously had one from my own ... |
|
 What to do with my 401K money? IRA? |
| I have about $8,000 in a 401k from a job that I am no longer at. My boss at my new job said it wouldn't be worth it to transfer the money to their 401k and he recommended putting it into a Roth I... |
|
 I am trying to get a loan but have poor credit and am a ex-bankrupt, any help.? |
| I am having problems getting a loan as am a ex-bankrupt a few years back, i got a letter from ADVANTAGE LOANS, they seek £49.50 to get a approved loan within 3 to 5 days, i did this last year and in ... |
|
 What should I spend $1000 on? |
| Im 14 and Australia and soon I will be recieving $1000. What should I spend it on? I feel like just having fun with it but at the same time I want to know is there anything I can invest in?... |
|
 I need money quick. Im talking in the next 3 days.? |
| Our van is broken and our lights are about to get shut off. Its crazy how things got this way. Is there any way to get a lump of money really quick besides a loan.... |
|
 I'm trapped in a payday loan disaster. What will happen to me if I close the bank account? |
| I have gotten in over my head.Started out with one loan for an emergency..Could'nt pay it so took another loan to pay it, then another to pay it.Now I am trapped in 4 loans. Paying $76 each ... |
|
 I need to know how i can make money = )? |
| ok . i am 14 , i need $900 for a new computer and i kinda need it fast . how can i make money fast even though i am 14 . also , what is minimum wage now , it would really help me if i knew . please ... |
|
 Do I need too signatures to cash a tax refund check? |
| I recieved a tax refund check but is in written to both my husband and my name. Does it need two signatures or just mine will do? I would like to go shopping by ... |
|
 How can an 11 year old (me) make 250 dollars? |
| Im trying to save up for a wii. But I am broke....... |
|
| Online Money Making Schemes? |
^ Are there any legit ones?
Additional Details
What do you do for the cuturl site?... |
|
 Im 27 and I still borrow money from my parents. I work hard though, is this acceptable? |
I know they're not a bank, im working on getting a part time job....I've started living on my own but I live in Taxachusetts, so it's difficult.
Additional Details
Umm ... |
|
 Should I pay off my mortgage? |
My mortgage debt is 65K. I have that money in a money market making 4.5%. My mortgage interest is 5.88%.
After considering taxes, what is a better choice?... |
|
 Whats the best thing to do with a cash windfall? |
| We recently received some money from a house sale. We have paid off all of our debts apart for one of £25k which is tied to our mortgage (and on the same interest rates). We now have about £35k ... |
|
 How can i manage my budget better? |
| i am 19 years old and i am engaged getting married in november and i handle the finances in the relationship i find it hard to save money. i try to save but there seems to ALWAYS be SOMETHING i HAVE ... |
|
 I think my fiancé is dumb? |
| When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ... |
|
 Am I a bad father? |
| I always work to provide a good standard of living for my children. Times are hard and everything I earn is invested for them. The thing is that I hardly ever see the children. I woulk 14 hour shifts ... |
|
 How come everyone seems to have more things than me? ie; vans, nice houses, fancy vacations, etc.? |
| When I tell my friends I can't afford to go out with them, they seem puzzled. Could this be because they live in debt as a part of life and don't let it affect their lifestyle, or that ... |
|
|  |
JJ | I am living paycheck to paycheck! Is anyone else? |
Everything in the US costs so much money and it is so hard to start a life and a family and find a home. I never have extra money and I feel like I am constantly drowing in bills or thinking about it all the time and I never have any relief! Gas prices are awful, homes are expensive, car prices jumped up, and then my only hope for extra money----EBAY, the postal service raised their prices and I am hardly selling anything anymore due the shipping costs. Am I just in a bad part of the country with bad economy, or is everyone living like this right now? I work a full time job, and so does my fiance---and we are both making at least 10 bucks an hour, but we still are drowning. I'm scared to even have kids after our wedding this September, I don't know how I would even buy diapers for it. We both want second jobs, but our town is soo small, everyone wants a job and they are hard to come by. |
 |
 
websterjdjr
|
I am 55 and been living payday till payday all my life |
|
tank_boogersmom
|
oh how am I!!! I cant believe that in this day and age we are all being under paid, and the richer just keep getting richer. |
|
jennifer g
 |
Your not the only one, and im in a part of the country where people with college degrees are fighting the unwashed hordes for a 7.00 an hour job. Its the worst I have ever seen it, and I have no hope that it will get better in the next 19 months. Im buried under with student loan debt and an exhusband who last his job in construction to illegals, so no child support until he gets another job, if he can. |
|
Trisha
 |
I'm definitely living paycheck to paycheck. My husband and I both had decent jobs and only 1 child to feed, and we were living fairly comfortably. But he walked out on us, leaving me with 1/3 of the income I had before, but all the same debts. He also refuses to pay child support until the divorce is final, so there's no help for me. I am doing the best I can, and I hope to get in a better financial situation in the next year, with lots of hard work and budgeting. |
|
sidhumaharaj
|
I a really understand your concern and I am glad that you are concerned about it and you should be. Finance is a very important aspect of our lives.
it is very difficult in your situation to save money but still I like to pass on this link to you. Check if this helps.
http://selfimprovement-success.blogspot.com/ |
|
dale37wc2002
|
welcome to the real world in the same boat myself looking for $5000 for cdl training class have the worst credit |
|
In all of you
|
I am almost in the same position. The best thing you can do is to not fall victim to this debt that is eating away at our country. Do everything you can to not pay interest. |
|
Sleek
|
I think the statistic is something like "70%" actually. We (Americans) always are trying to live above our means instead of within them. We worry about what others think of us, instead of being modest, as we should be. Materialistically at least. There is a budget formula that helps improve things. Live off 70%, save 10%, give 10% and tithe 10% or something like that. BUT, we usually just spend 98%, save 1% and waste 1%. It is crucial to have a "side hustle," also known as alternative income or "multiple streams of income." My family has a trickle here, and a trickle there. LOL! That keeps us above water. Things will get better as our income is increasing, or shall I say, our drips should soon turn into a good, steady flow. Hang in there and don't be afraid to ask for and receive HELP. Peace. |
|
Mustbe
|
I am a landlord and run into this on a daily bases. Let me explain something: I have several units...Any one that tells you different in this day and age are
wrong..(They are a few exceptions)
Do the best you can...always be glad you have a roof over your head, food and healthy.
Hope this answers your ?
~~~Good Luck~~~
Hang in there..... |
|
Enchanted
|
After moving back to the midwest, I found the pay to be less than I was used to making, but the cost of living (aside from the outrageous housing costs in Nevada) the same. I too am living pay check to pay check - barely. I am just thankful for being able to purchase my home and pay my bills.
As for little ones, I've lived pay check to pay check almost my entire life. You get used to it...but it is a sad state that we have to. |
|
Doug M
 |
Inflation affects everything -- it's about 3-4% per year, and it's more or less continuous. Things double in price about every 20 years.
The good news is that salaries in the US keep pace. Working the jobs you work now would not have paid half as much 20 years ago as they do now.
You're not required to have children immediately and I wouldn't recommend it until you are no longer living paycheck to paycheck. Once you and your husband are already investing 10% of your income automatically *and* have extra cash each month with which to start a family, then consider it. If you're young, you have 15-20 years to make a solid foundation for your family *before* bringing them into the world.
If your local area isn't good for jobs, then move. It's a big country and there are many wonderful places to live. And remember, no matter what you and your husband earn, there is someone in your neighborhood who has found a way to live on 10% less. So there's *always* a way to save money for your future and your family.
Consider investing in yourselves -- if you don't have a college education, then I recommend it. It's the most reliable path to a higher wage and a life that's no longer chained to a paycheck.
Check out the wikipedia.org page on US income and the value of education is *painfully* obvious.
Good luck,
Doug |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 34 minutes(s) ago
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 39 minutes(s) ago
| | | |
8 | 40 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
