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 Considering getting a loan but what do they check for?
Im trying to get a loan and my credit isnt soo good so im not using my bank to get a loan.I was wondering what other loans companies check other than credit when offering a loan because im employed ...


 How do people make one million dollars in a year?
yea i know there are people out there who actually millions a year...any tips people? i wana make my bank account fat too.....


 The Cost of Living ...... !?
Is causing so much stress and depression in people, isn't it? I mean, even with two incomes per household, it is even harder to make ends meet. Like to hear your honest answers here, how are ...


 I am so bad at saving money....?
does anyone have any good tips on how I can manage my money? thanks in advance....


 This mail is really true?
i have received mail from equity bank of nigeria limeted inlagos telling me that i won 400000$ from australia?
telling me that i win 400000$ from australian lottery signed by mr. Alexander C...


 How to best clear my Credit Card debts? Please let me out of this dark hole.?
Start limit my usage with only 1 card now.
Card A - RM7000
Card B - RM5000
Card C - RM2000
Card D - RM2000...


 Is there any was of making money while working from home?
...


 Damaged £5 note, will the bank change it?
I have a £5 note that has the top corner ripped off, about 1 inch square. Will the bank change it for me?. T...


 If you were rich, would you buy items like $13000 handbags, or does the concept disgust you?
...


 I'm 14 and i need to earn money online?
Any online part time jobs or something? I really need money. I don't need alot though. Can any one recommend me a way to earn money please? I have to do it online.

Thanks....


 Should i go bankrupt. i do not have any assets.?
I owe around £30,000 on credit cards and overdraft. i have considered an iva but i think i may struggle to pay an accepted payment each month....


 How do you save money?
...


 How can a teenager earn cash from his/her parents?
I need cash from my parents. I need some new ideas!!! PLLLLLEEEEAAAASSSEE!!!...


 My son had a savings account with $1000 in it. He earned a whopping 52 cents interest in a year.?
I took it out and put it in my safe. F*** Wells Fargo. 52 cents on a thousand dollars for a year. Thats .00052 percent interest. Is this normal ?
Additional Details
Jake, I highly ...


 How to make Easy Money?
...


 I was wondering?? $$$$?
i was wondering if theres any way to make quick money on the internet??? if yes were??
Additional Details
o yea im 14 and i dont want to take any surveys cuz there probably ...


 What could i do to make a 1000 dollars in one day?
...


 Is it ok to think what it must be like to be wealthy?
Im 15 is it ok to think what it would be like to be wealthy?...


 Does the "cash back" option on debit machines really give you cash back?
Hey guys, I'm a bit perplexed about this cash back phenomenon. My bff claims that if I hit the "cash back" option on the debit machine, I can get any amount of money I want in cash. W...


 Can I cash a payroll check for my dad at my bank?
My dad is down visiting for a week or so and he had his job send him one of his checks. I was wondering if he signs the back of it can I cash it for him at my bank?...



fiona h
I am looking for speciem letters for claiming back banking charges?
                     
 




bevflower
Rating
Have a look at www.moneysavingexpert.com

there are all the letters you need there plus lots of advice and success stories - there are some pitfalls in teh process but stick at it and dont be disuaded when you get a flat no - keep goiung and you will get back what is rightfully yours - i have and am delighted.

Good luck


joshua lockjaw smiff
Rating
Hi,I am really glad you asked this question because this is on my agenda this morning.Abbey National has been ripping me off for nearly two years,I have just changed to Nationwide.I have clicked on the suggestions shown and they are very helpful.Thank you to the questioner and the contributors.I will inform anyone who needs to know about the results.Don't let the bastards get it away with it.
POWER TO THE PEOPLE! (John Winston Lennon)


Smurf
Go to which.com site.
I used their letters and got all my money back and £100 extra as a mark of goodwill


lesley.wallington@btinternet.com
Go to this page at the bbc and they have all the letters to download. http://news.bbc.co.uk/1/hi/business/6170209.stm


Kieran T
Rating
Hope this helps
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,#step3


gixerbry
Rating
go to www.moneysavingexpert.com and you will find the forms you need. Hope this helps :)


jduck1979
http://www.fool.co.uk/news/your-money/current-accounts/2006/06/30/reclaiming-bank-and-card-charges.aspx
&
http://www.consumeractiongroup.co.uk/


davidstuartevans
i used www.penaltycharges.co.uk
Everyone on there is claiming back charges from banks/credit card companies. you can download letters and the intrest calculator
Fully recomended. Very helpfully.


Katie B
Watchdog have one on there website because they did about it in one of there shows.
Good Luck


yaff
Rating
I would hold fire for the time being, i read yesterday that the Office of Fair Trading in the next three weeks are going to force the banks to return the charges. Presently you have to take them to court if you are unlucky with a letter, if you challenge the bank they are paying up sums of money but not necessarily all of it and are then closing the accounts down. With the OFT ruling they will not be allowed to close accounts and make life hard for you!


LushLinzi
Rating
you know i am in the same boat as you abbey have been ripping me off, i was charged 89 quid today for 30 quid each for direct debits taken while i was overdrawn, i dont have nay that would have caused this, its a disgrace, they are a rubbish company


Lizard
Can I ask why should you spend money that is not your's when ever you feel like it and not get charged? Is it fair that bank now going to charge all customer's as you & your fellow debtor can not cut your cloth according to what you have!! So no help with letters!


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