 I need to get a loan but have poor credit is there a private lender how can help me? |
| I have tried bank but they say no, I need to consolidate my credit card and personal loan into one so I stop paying a higher interest rate, does anyone out there know of any who are legit, honest and ... |
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 What can I do if someone owes me $35,000 and I don't have anything in writing. I do have a copy of the check |
| My husband let a family member borrow $35,000 with the understanding that he would receive $60,000 in return. He wrote a check to this family member against our home equity line but did not get it ... |
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 Can two people who are not married or related open up a savings account at a credit union? |
| Me and my fiance want to open up a savings account at a credit union together before we get married do banks allow people to do this?... |
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 Im a broke teenager! Help Me!!!!? |
| Okay my job doesnt give me the hours im wanting but i love the feeling that i get at that job what can i do to make money over the summer without spending too much money doing it?... |
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 75,000 in debt what to do? |
| Good friend has student loans of 75,000 plus some credit cards, doesn't own a home, just his car. Should he go to a debt consolidation firm to get this under control. The private company wants 5... |
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 Money????????????????????... |
| What is a website i can make free money online.. no scams please.. like surveys that really really work. or like a website that you DON'T have to pay ANYTHING and you get paid. any ideas?????????... |
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 I Have Bad Credit, How do I get a Home Loan? |
I need help with this problem. I have a pretty poor line of credit, but am looking to get a home loan...what can I do to improve my chances of actually getting a loan?
I am not sure what I ... |
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 What would you do if you won the lottery? |
i would pack up my family
i would go somewhere for a month, to think about it, and to decide whats next
i would put half away for me
a quarter would go to my family
and the other ... |
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 I need a start up business loan and I have had a bankrupsy 2 years ago becase of a divorce.? |
| The business I am looking at I worked at for 9 years managing the same location. The business is a sure thing, I worked at the same location for that long and I know the financials that are capiable ... |
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 What are some good ways to earn money? |
| I am taking a trip september 20 and I want to earn some money. What are some good ways?... |
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 A cash machine payed me double the amount i asked for by mistake how do i pay the extra back? |
| i would like to no how i can pay the money back as i was only debited the amount i asked for ,the machine appears to be paying out in £20's when they should have been £10'... |
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elmo5459 | I am partially to blame-but please be kind, i am suffering from my own stupidity. now i need help.? |
i had someone in my life(then he broke his chains and got away-kidding) and unfortunately he was financially highly unethical. more unfortunately, i was too stupid to notice. now i am in deep poo poo. bad checks, collection agencies, you name i have got it. how do i start cleaning up? he is gone, and not traceable. anyway, its my name(sigh)and my stupidity. any suggestions beyond "buy a gun"? |
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Quanta
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You should get credit counseling. Look for agencies that offer this in the yellow pages and call them immediately. You should also look for a job and save a lot. Learn how to budget your money. |
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u2nspenserfan
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If any of it is fraudulent and you are able to prove it, file charges with the police and show that to whomever the fraudulent activity was done with. However, if it is not fraudulent, absolutely do not do this. You will get in even worse shape.
If it's a debt you need to take care of, effective budgeting and communication is key. Figure out how much you can afford to pay back per pay period, talk to the people money is owed to, collectors or otherwise, and work with them to get it paid back. Collectors are usually glad to work with you, as any money back is much better than none at all. This will still be on your credit, but believe me, paid collections are much better in the long run than unpaid collections. Once your collections or bad checks are paid off, be sure to get a receipt stating so, just in case it ever comes up in the future. |
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whatzerface
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Go to a Consumer Credit Counseling agency today. They'll help you. I got out of debt quick that way and they did it all for me. I basically paid them $600/mo. and they divided the money to pay EVERYONE I owed money to, including their fee.
Go now. Don't wait and don't hesitate. Consumer Credit Counselers worked for me and it can work for you.. Geepers I sound like a commercial. I wouldn't recommend it if it weren't true.
Good luck and I hope you see the end of the tunnel after your consultation with CCC. |
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Stacy W
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First, contact the police, and tell them everything so if he tries it with someone else, there is something there that will put a flag up with the police. Then, all you can do is contact all the recieving parties of the bad checks etc. and let them know that you got scammed, but you want to try to fix your credit. Sometimes they will work out payment plans, and even if you only send them $5 a month, they can't send it to collections because you are attempting to pay it. Hope this helps! |
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justme
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It happened to my best friend while she was in college. She had to declare bankrupcy, which is finally cleared. She later found out he ended up in jail, so good riddance. (We all knew he was bad news, but there's no stopping love.) It really depends on how deeply in debt you are, too. If you can manage it, talk to financial planner, borrow from friends or family, consolidate your debt, get an extra job, take out a signature loan, sell things for cash, etc. Good luck! |
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mrshunter_2002
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you can set up payment arrangements |
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Vince B
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Declare bankruptcy... |
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Jennifer L
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No! do not buy a gun! I'm sure it is something you can work out! try talking to a finacial advisor. |
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sweettexaslady64
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not stupid at all just made a few bad choices in life.... start with the hot checks so they dont come to get you.... |
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sobrien
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clear it up. get a financial assistant, and learn from your mistake. |
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imagineworldwide
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I'm in the same boat you are. My credit is the lowest of the low but not because of my own doing, but because of my ex-husband's obsession with having money all the time. He stole from me, he sold everything of value I had, including my house which was previously owned by my late parents. He wrote bad checks all over town on our joint checking account, and took out loans everywhere he never repaid. His obsession was such that he would go around town looking for pennies and money people would drop. We never had anything, and what little I had, I lost.
For a long time, I was brainwashed to think that he was misunderstood and had rashes of bad luck, and I still think that he's basically a good person but one who has money weakness, as his obsession is such that he goes around town looking for pennies and money people drop.
And it would be easy to put the blame on him, but I have to blame myself, because I wasted 12 years of my life and lost a lot more than material possessions as I also lost family and friends in the process because I wouldn't leave him. Looking back, I realized that the reason I stayed with him is because I could relate to being an underdog, and I tended to pull for the underdog as a result. Now over the years, I realized that the underdog wasn't entirely an innocent victim and from that point on, I started to drift apart, but not without having lost a lot in the process, and as far as credit goes, I don't know if I'll ever be able to recover it, and if I do, I'm sure that it will take me longer than 10 years because I don't know if I'll ever be able to repay the debts that he incurred in my name. |
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dwh12345
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You have to put everything down on paper and logically put a realistic plan together to pay off the debt..Pay off the highest interest stuff first..Stay on a budget |
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Mr. Hendricks
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You should look up a good financial advisor to help you out. |
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curious
 |
Contact a credit counseling agency. They work on a not for profit basis and are excellent when it comes to contacting the people you owe money to and getting them to lower monthly payments and interest charges. They will set you up on a budget that fits your income, notify your creditors and work with you in straightening out the mess you're in. Working with this type of organization is nothing but a win-win situation and it will restore your credit rating and give you some peace of mind. My daughter went through this and going this route was a lifesaver for her. Good luck. |
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dukalink6000
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Get in touch with those agencies that can help clean up your debt problems.
By making a good faith effort, you may be able to get things back on track.
Don't ever take a permanent solution to a temporary problem. |
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stick man
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Go to an attorney and see what remedies there are. You might need to declare bankruptcy. But tell the attorney he stole your identity and see what options are available. I just went looking in answer to your question. there is a website called privacy rights.org that states that if you report possible theft to one of the credit monitoring agencies, the other 2 will be notified. |
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happyjumpyfrog
 |
You have done the first sensible thing. You have admitted you have a problem. Start by writing down all your debts, all of them, credit cards, overdrafts the lot. Then write down all you earn. Work out how much you could pay your debtors and write and tell them your position. In the UK the Citizen's Advice Bureau and other organisations will help with this. Other countries must have similar organisations. put Debt help or Help with Debt into a search engine. Remember it is in your debtors interest to kept you paying so be honest with them. Don't offer to pay more than you can afford, you will only default and be in more trouble. Take one day at a time. It is possible to clear bad debts, don't give up. |
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shadowpaws2003
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credit counselers of america. |
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Maria Gallercia
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Sadly, things like that happens. I can actually relate to your circumstance with my uncle who left me with thousands in debt which is now paid off and my credit half-way restored but still not at the coveted 820 that was extremely rare for a 22 year old to begin with. How did I do it?
Bankruptcy was not an option, nor me want to consolidate debts. What I did was to use the debt-snowball method and work extremely harder by calling the creditors and negotiating. I recommend reading Dave Ramsey's Total Money Makeover and David Bach's The Automatic Millionaire, which the advice I took changed my life and now I'm debt-free from the $20,000 debts eleven months later. It may not sound like much, but the baby steps truly helped. |
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xOxDominiquexOx
|
get a girlfriend/boyfriend and use her credit, until yours does. That's what my boyfriend is doingbecause he has bad credit. LOL I know it sucks not to be able to get anything. or have anythign in your name! You just have to pay it off. little by little you know... I don;t think that they are asking you to pay in fuill but in payments. You have to pay for your mistakes. nothing is free. and you took advantage of it and now there's a price to pay. you know how that goes..hahaha try getting info from the collection people, bank or whatever. be honest and show them that you want to make things better and they'll work out a pyament plan for you. And maybe even lower the price. you can;t prove anything. but it's all in your hands now!
It will still be on your record though. Even after you pay it. I think it will clear off of your record in like 7 to 8 years. well anywyas good luck... |
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jigyasu
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THIS IS A HARD TIME FOR YOU. WHAT YOU NEED IS PATIENCE AND WILL. INFORM THE POLICE AND THE COMPANIES ABOUT THIS FRAUD. START LOOKING FOR A GOOD JOB AND SAVE A LOT. WELL YOU CAN DO THIS BY BEING A TEMPORARY MISER. IF YOU CAN, FILE A CASE ABOUT THIS GUY AND CONTACT HIS FAMILY TO PRESSURIZE HIM TO GIVE UP RUNNING. |
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