 Whats the best thing to do with a cash windfall? |
| We recently received some money from a house sale. We have paid off all of our debts apart for one of £25k which is tied to our mortgage (and on the same interest rates). We now have about £35k ... |
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 How can i manage my budget better? |
| i am 19 years old and i am engaged getting married in november and i handle the finances in the relationship i find it hard to save money. i try to save but there seems to ALWAYS be SOMETHING i HAVE ... |
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 I think my fiancé is dumb? |
| When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ... |
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 Am I a bad father? |
| I always work to provide a good standard of living for my children. Times are hard and everything I earn is invested for them. The thing is that I hardly ever see the children. I woulk 14 hour shifts ... |
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 How come everyone seems to have more things than me? ie; vans, nice houses, fancy vacations, etc.? |
| When I tell my friends I can't afford to go out with them, they seem puzzled. Could this be because they live in debt as a part of life and don't let it affect their lifestyle, or that ... |
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 Help me with budgeting? |
| hey i'm a college freshman...and i need some tips on budgeting..my parents give me 50 dollars the 1st and 15th of every month but i seem to blow it all on fast food and unnecessary stuff..could ... |
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 What should I get that I will use a lot? |
| okay, so i will have 253.56 dollars soon from what my parents owe me and unpaid allowances and stuff, and i will be getting it soon. right now i have 95. 56 dollars. what should i get that i will use ... |
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 What should I do with the money? |
I made $120 in a garage sale over the weekend. Should I buy myself some new clothes or pay bills with it?
Additional Details
btw...I'm not behind on my ... |
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 If you had a Million Dollars what would you spend it on? |
| Would you spend it all on yourself or help people out with your million dollars?... |
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 Debt Advice - loans? |
I need some advice!
I want to apply for a mortgage in a few months but still have some money on my Credit Card and overdraft. I want to apply for a loan and put these on small monthly ... |
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 Do you still owe for a loan if the person that loaned the money is now dead? |
| I am in the process of divorce my soon to be ex is trying to include a loan that we got from her sister over 7 years ago into the divorce, also the sister has died. My soon to be ex is still saying ... |
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 Should I borrow $1000 from my 93 old neighbor? |
| My neighbor just offered me a loan when my car broke down. I told her I would take it, but I don't know when I could pay it back. Should I take the Loan and just wait her out. I mean, she ... |
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 How to do my husband and I stop spending money on stupid stuff and start putting money in the bank? |
| Our income is not very significant, but we should have some money in the bank. We are living paycheck to paycheck and seem to waste money on going out to eat, etc. We also have two teen daughters ... |
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 What's wrong with using 1234 as a PIN number? |
Pro or con, I'd like to have your comments.
Additional Details
If you agree with someone elses answer, let me know that too.
T... |
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GRANT B | I am trying to get a loan but have poor credit and am a ex-bankrupt, any help.? |
I am having problems getting a loan as am a ex-bankrupt a few years back, i got a letter from ADVANTAGE LOANS, they seek £49.50 to get a approved loan within 3 to 5 days, i did this last year and in return it was a waste of time and dont want to be conned again, is it a CON. |
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Steve B
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Since it's obvious you can't manage your own finances, you are an attractive 'target' for con-merchants and scam artists.
They figure that since you are going to squander / waste what little money you have, they might as well be on the receiving end whilst you still have some ..
... (you note they want money up front ? instead of adding their charges to the loan or charging extra interest ? = that's because they know you may never pay back the loan and they may never get their hands on anything).
To be honest, it will easier for you to curb your spending than to get a loan - any loan you do get will be massive high charges / interest and soon put you back on the road to bankruptcy .. |
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DAWN J
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definately a con.and i'm pretty sure nobody will give you a loan with your credit rating so your out of luck i'm afraid. |
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leambi
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OMG def a con, never pay for a service until you receive what they are saying they can provide. |
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????
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have you ever tried payday loans? The only thing is you'll be due on your paydays-every payday! and the interest might be kinda high. They dont go by credit checks only if you have an active checking account, a checkbook, bankstatement, and check stub. some payday loan co. might need more info like driver's license or social security card and mail verification. Just a thought I used to work for a payday loan company. |
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ty o
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contact me,i can help
07786565785 |
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John W
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Thanks to the 'Iron Lady' - ( don't know where the Lady bit came in) - I went through redundancy, arrears, loans to pay off arrears and finally house re-possession.
This taught me just how much money companies make out of the misery of others - eg; my house was bought for £12.000 - when I got a sort of settling bill from the building society after re-possesion- it showed that over the 12 years I'd lived there I had paid back £30 odd grand - then came their list of charges and a final demand of £13 grand. - They did not get it - but that's another story.
Since that time I have been a regular saver (even now as a pensioner) and when I see something I want or need - I check my bank balance and either buy it - or wait till I have the funds to buy it.
It isn't easy getting to this position and you have to make a lot of sacrifices on the way but I can assure you that in the end it is well worth it.
Final word: Spend what you have got - not what you haven't !! |
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Greg S
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Sounds to me like you need a budget instead of a loan.
Get your finances straight and make your savings account the first bill you pay. Keep it simple don't spend more than you make. If you want to buy something save up to buy it cash. |
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Ms Fabulosity
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NEVER PAY MONEY TO GET A LOAN!
Try Welcome Finance or Provident; their interest rates are exhorbitent but they have a long track record of helping people with less-than-perfect credit. |
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Helpful In Colorado
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Yes don't send any money in to get approved for a loan. I would suggest that you shop around some more and take a look at the site I listed below. It is a great resource for unsecured loans and loan sources. |
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crag m
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well it depends on what u need the loan for but i believe such loan can be offered for by those giving unsecured loans, maybe u can contact them on (eric_loan_001@yahoo.com) and when requesting for a loan from individual lenders u have to make sure they in the united states. |
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My S
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Then i cant help you to improve online score but i can help you to make money visit http://www.money7.uni.cc to online money making |
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van-man
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its a con if they want to lend you money why ask for £49 first you send that your never hear from them and wave goodbye to your money |
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