 How To Tell If You Are Poor? |
If you fall into this category you are poor. It is what is folks.
1.Have a cellphone but no house phone, means you are poor(No way to justify this, dropped signals and a hot cellphone ... |
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 Is 30,000 to 40,000 dollars a year good pay? |
I was offered a job for 30,000 to 40,000 a year substancial pay I have not worked in a few years
Additional Details
Well, more detail, I have year til a graduate from a very reputable ... |
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 Do you get tired of rich people saying "money isn't everything'? |
| I mean, come on. It's easy for them to say. Wealthy people saying "money isn't everything" is the biggest joke--especially since they don't have to go through the daily ... |
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| Which debt to tackle first? |
| Our family income has recently increased and we can now afford to allocate an additional $1000 monthly to paying off some debt and/ or saving. We have a maxed out credit card ($2000) that we ... |
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 Use extra cash to pay off mortgage or in savings account? |
| Should I use extra cash in my current account each month to pay off more towards my mortgage or put in a savings account?... |
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 What should I spend this £2,000 on? |
| I have paid into a life assurance policy for 10 years, and it finishes this month. So far I have paid for my DH to go on a little holiday for a break. The remaining money comes to £2k. I'm 35 ... |
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 I paid a loan off last year.the account was closed but my bank is now chasing me for the money again? |
| Last september i paid off a loan of £5000 in full to lloyds tsb. i recieved a letter saying that they had received the cheque and that the balance had been paid in full. My account was closed and ... |
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 How can I cash my mother's check? |
| My mother just received a check that need to be cash out. But she is ill and disabled and can't get out of the house.... |
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 How can a 14 year old make about $45.00-$50.00 in 3 weeks- a month? |
| I'm 14 years old and was hoping to make about 45-50 dollars here in the next 3 weeks to a month, but have no way of doing it. I'd ask my parents, but my dad wouldn't give it to me, and ... |
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 I need to make £20 until the 5. April, Any advice? |
I am in need of £20 until 5. April, because I have only £10 at home and want to buy new shoes immediately.
Can anybody help me how to make money? I am a student by the way.
P... |
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 Ways to make a little extra money? |
| I was just wondering if anyone has any ideas (that they don't mind sharing) for making a little extra money on top of a full-time job. I work a shift pattern that is 4 days on and 4 days off. I ... |
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| Wot will debt collectors do if they cant find the one there looking for? |
| my mate has gone to austrailia and we sent his mail (mainly bills) back saying he moved on but they are now sending letters saying they passing details onto a debt collector we have opened all his ... |
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 Bad credit. Is it better to pay off several small accounts or larger ones? |
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All is old debt, mostly in collection. Also pay off revolving accounts or more current accounts?... |
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 Bank of America? |
| Should they be allowed to eliminate over 3,000 jobs?... |
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| Make money as a preteen? |
How can I do it? I'm a mature 6th grader, and I have good computer skills and I am open to other suggestions too. No snow shoveling, we've been getting mild winters in NJ.
Additional D... |
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Tiffany C | I am trying to save up $10,000 dollars for a car, any saving tips? |
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BigCheese
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dont take the trouble, you may have to sell the car to buy fuel... |
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tylerwewa
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The biggest problem we Americans have is fast-food. Disipline yourself in one area such as that and you will notice more disiplined spending habbits. |
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GiGGl3$z
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dont go shopping as much..only shop for necessary things..try not to party alot...hmm...like go to parks and stuff..which dont cost much...dont eat out!!...put all your money in a bank account of course lol...cut down some things like cable?!..you'll a lotta money..if you have a cell and a house phone....keep the cell...get rid of the house phone..lol..stuff like that.. |
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purpleppleator
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when i save money i put in a spot and try to forget about it so i wont spend it. it helps some people.
hope it helps |
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helloeveryone
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hello - here are some tips and ideas -
List out how much money you have coming in each month. List out what your fixed costs are (rent/mortgage, car payment, car insurance, phone, cable, student loans, commute costs etc.) If you have credit card debt look at how much per card and which has the highest interest rates.
Then track every penny, every single one, you spend for a month. That will give you a very good idea of where your money is going. Track it by category -
retirement (401K, etc.)
home
car (payment, insurance, etc.)
gas
cable/electric/water
groceries
eating out
clothing
movies/plays (include the popcorn)
books
newspaper (if you already paid your news paper or magazine subscription, figure out the monthly cost and include that)
hanging out with friends (bar, pool etc)
non meal related drinks/snacks (Starbucks, diet coke, snacks)
other
other
(other could be alimony, whatever, things I did not list out but you have to pay)
and you will see quickly where your money is going. Then you can see if it is all the right places, or if you want to make a change and not buy so many clothes, see so many movies (or pass on the popcorn) etc.
Consider what is really important to you (buying a car evidently) and what is not and spend accordingly.
Is there anyone you can commute to work with? Or maybe a different way to get there? or even working from home one day a week? Save on gas that way. Maybe bring lunch to work? Less starbucks or sodas etc.
When you decide what you will change for the upcoming month, be sure to put that money savings somewhere and not just spend it on something else (or put it towards paying down credit card debt). And keep tracking what you spend for at least 6 months. that will help you get into new habits and patterns. Having no idea what your income is, this may not make sense, but if you can save $500 a month you will get to 10K fast.
Retirement savings are very important, so if you have a 401K or the equivalent, dont stop contributing to that. I see so many questions here about stopping contributing or taking the money already saved out, dont do that. The value of the compound interest is huge.
feel free to email me for more info if you like
good luck |
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Kathe A
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If you're single, get an extra job. Only spend what is absolutely necessary for you to live. Things like rent, utilities, food (but not eating out), and medical needs are necessities. Anything else is not. If you truly are committed to buying a car, then you'll do without "wants" and only spend on your needs for a while. |
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Tiffany L
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Don't spend your money on things you don't need... and put the "extra" money in a savings account! |
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sweetytweety14
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split your pay check in half and keep half |
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saberao98
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You can save money by not spending it on things that are not needed. Eat at home, don't use credit cards to pay for stuff, remove all frivolous stuff from your life. Also you can recycle your own waste, ask your friends to give you their recycles. Bottles, cans, etc. Every little bit helps.
Good luck, will only take you a few years. |
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Kev T
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Me too!! i actually just brok 11k the other day.
Tip one, if you don't have a job, get one
Tip two... Do not buy alot of extra nicknacks you do not need
Tip three, Put it in a bank account, interest rocks
Tip four, keep your change! everything helps
Tip five, sell your old clothes or things you don't use or want any more
^^) good luck |
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towanda
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Make a budget, stick to it, don't spend on junk, and save every cent you can and don't spend your savings. Work an extra job for awhile. . .
You have a good idea so that you aren't in debt a lot when you buy. Even when I get a car paid for I keep making payments into an account so that when I trade in, I have that much more to spend and that much less interest to pay. |
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Blake Taylor
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save up $450 a month for 24 months |
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Alice A
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well you can give the money to someone you trust and tell them not to give it back to you until you have saved $10,000
or you can buy a piggy bank that you have to break to take the money out so there will be no way for you to spend it ...............you can break it when it's full |
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Laissez-Faire Guy
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If you are currently working, see if your employer will automatically deduct a portion of your pay and put it directly into a savings account. Then do your best to forget the account exists until it's time to buy the car. |
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kgsgolf
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Start with $9,999.50 and borrow fifty cents from a friend. |
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Gravewalker
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anytime you have extra money, throw it into a savings account....once a certain amount is reached, and it can vary withdraw enough to cover atleast the minimum on your banks current short term cd's let that money roll and mature , usually 6 to 9 monts on a short term, now while that money was on the cd, you should have been throwibng more extra cash into your savings, now when your cd matures . combine it with your savings and roll it again into another shgort term/high yield cd, keep repeating this process even more than one cd can work for you...whatever but keep rolling your cds until youve reached the desired amount, i personally wouldnt ever stop rolling cd's its a great way to help bankroll your future (retirement, financial independance, etc etc) my point is youd be surprised how quickly a small amount of maoney can grow with high yeild compounded interest...im me sometime and ill quickly explain how to make money made in this way actually go to work for you without trading stocks or anything just good money management....please try to ignore my lousy typing |
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Patrick
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Get a job for the next 10 years lol.
there you are burton a wee thumbs up, i have a sense a humour. |
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