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Best Answer | I borrowed a sum of $10,000 from a Bank @12% int p.a. to be paid back at 10 equal monthly instalments.? |
How much money I have to pay back each month ? What is the formula to find it ? |
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Yahoo Sucks!
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Ask the bank . . . |
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B U S Y
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$1120 |
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luzmaria
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12% per annum is 1% a month interest. If you are paying it back in ten months, the interest would be 10% of the principal = 1,000.00
10,000.00 + 1,000.00 = 11,000.00 divide that by 10 = 1,100.00 That is what you pay monthly. If there are other charges or fees that comes with the loan, add that to 11,000.00, then divide by 10. You get the figure you need to pay monthly. |
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duanelaugh
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Hmmmm, using Excell, I get 1067.18, but that seems to be in the minority. |
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Cristina C
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You would have to pay 1120 each month.
12% of 10,000 is 1200. 11,200 divided by 10 months is 1120. |
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Brian
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$1,120 each month. In my calculator i multiplied 10,000 times 0.12 and got 1200. 1200 +10000= 11200. 11200 divided by 10 = 1120 each month. |
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Layla's
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Can't do your homework for you
Edit: Fine I'll help, as most people don't seem to be thinking what I am thinking. Interest isn't added as soon as you take the loan, it's applied to what's left of the loan after each payment. For instance, yes, the first month you will pay $1120. But the next month, you have paid off $1000 principle, and now owe $9000, so the next month is $1090. Next month is $1080. Etc. To find out equal payments, Find total interest that needs to be paid, divide that by 12, add that to $1000. That will be your equal monthly payment.
This is a real life answer. This is the answer in the real world. If this is homework, then your teacher probably wants the $1120 that everyone is giving. |
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steven m
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10000+12% divided by 10 = 1120
It could be more with other interest |
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randy
|
You have to pay a sum of Rs.1056(Approx.) p.m.
use EXCEL (PMT) function for calculation
as calculated below
Op BalInt @ 12% p.a.EMIBal
10000100 10569044
904490 10568078
807881 10567103
710371 10566118
611861 10565123
512351 10564119
411941 10563104
310431 10562079
207921 10561044
104410 1056-2
use EXCEL (PMT) function for calculation |
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Kristian
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12/100*10000
Ans +10000
Last answer /10
Answer= $1120 per month |
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The Great Gazoo
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$1120 per month I think |
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