 I am a single mother. I'm in bad debt probably around $30,000 or $40,000? |
| I make $1,600 a month. I have tried to pay some back and have set up payment plans with some companies. I also have a $1,093 a month house payment that my parents help me pay. I'm living ... |
|
 How to transfer money from paypal to my bank? |
i have on some money on paypal and i want to transfer it to my bank. HOW?
i only give them my bank card do i have to give them my bank detail in order for me the send money to my bank and ... |
|
 If the house costs 100k and I wish to spend 20k on furniture, etc., can I take a mortgage of 120k? |
| If the price of the house is 100k and I then wish to spend 20k on refurbishment, furniture, etc., do I have to spend the extra 20k out of my pocket or can I get a mortgage of 120k?... |
|
 Where should I put my extra money? |
| I'm saving extra money every month. I have about $52,000 in student loans @ 5%. I have a home mortgage of $150,000 which is an 80/20 Interest only loan 5/1 ARM. 80 part of loan is at 6% and 20... |
|
 How long should a person keep bank statements or utility payment records or income tax returns? |
| We are trying to clean out a storage facility and throw away as much as possible. I don't want to throw away something that would be important but i'm ready to really purge these files.... |
|
 I NEED to raise 400.00$ by June.? |
| Im a 12 yr old girl. Give me some ideas to make it please?... |
|
 Ok I need some financial advice . My husband and I? |
| have been trying to pay off our credit card debt for 3 years now and we are barely making a dent. I have went through and cancelled all our extra things like trash service ect. and bargained with ... |
|
 How to deal with overspending??? |
Additional Details
can u be nice and answer this ? with sincerity i need answers!!!!!... |
|
 Can you reccommend a lender that would help me? |
| i need a loan for £5000, i have bad credit, a tenant, and am slipping into debt and need to claw my way out, i havent been doing many hours work to help my partner financially, but am now job ... |
|
 Fed up with being asked if you want loans and credit when you go up to the counter?? |
| Am I the only one that is fed up with this? You go into *your* bank and the first thing they ask you is "are you interested in another credit card". You go into the Post Office for one ... |
|
 I need some quick cash for about 6 weeks.......? |
| I have run really low on my cash. Is a car title loan a really bad idea? I'll have a cash flowing bank account the first of Oct. but thats not helping me now. The only asset I have is my vehical.... |
|
 Is there anything wrong in being very cautious of your spending? |
| I use coupons, catch sales, remember I am working with very little money here, recycle. When I have the money yes I will buy brand new name brand I have learned how to put outfits together I do not ... |
|
|  |
CrazySnail | I can't spend money...help me!!? |
Okay, so due to my parent's consistant lectures when I was a child, I now can't spend money. I hoard it. I know that money exists to be spent or donated and it won't do any good once i'm old and dead, but for some reason, I can't separate from it. How do I learn to spend? (Currently I spend money on something I find unique...which is like once or twice a year). And yes, my parents still lecture me when I buy a shirt that costs 8 dollars. |
 |
 
Jessies Girl
 |
I would say go volunteer somewhere..soup kitchen, homeless shelter...children's hospital..brothers and sisters club...going there and helping I would think may be a way to warm your heart and allow you to give or donate and feel good knowing perhaps you made a difference in someones life...
as for doing for yourself...set small goals for yourself..things you want to do in life or bad habits you'd like to break (aside from this one) and set a reward for yourself for when you complete that goal...maybe the fact that you'll have felt you earned it by doing something positive for yourself will allow you to feel like you can splurge and pamper yourself.... |
|
batwanda
 |
Pay your bills.
Pay yourself for your long term saving
Pay yourself for your short term saving.
Pay yoruself for fun. decide how much you will give your self for fun money, maybe 100 a month or a week or whatever you budget. It doesnt have to be a lot, but you should be free to buy a shirt.
Remind yourself. You are an adult.
those were their values.
Define YOUr values.
Write them down.
Carry them around.
When your mom gives you a hard time, you can say.
Mom, I actually have prioritized my finances. I know where every dime goes, and where it is supposed to be. The 80 dimes it took to buy this shirt are exactly where they are supposed to be.
Be responsible with your money.
AFter that, it is their problem, not yours. |
|
deb1975@sbcglobal.net
 |
YOU are no longer controlling your money...IT IS CONTROLLING YOU!!! And your parents are enabling this behavior. It's good to save, to invest, and to think about the future...but not to the point where it is robbing you of the present. When your parents start the lectures...remind them that they've raised you and now you're an adult. Start thinking for yourself, and learn to enjoy your life (and money) |
|
maggotier
|
It must have been very frustrating to be under this condition. |
|
TALLLISA
 |
Hye just hold on to all your hoarded money, I wish I did as a child!
I think if you hold onto it, if you thought about it, by the time you are 18 or 21, you caould have a supremem down payment on a condo or house!
Now wouldnt that be cool, owning your own home at 18 or 21! Hell I m26 and I still cant afford a home!
Besides little things end up as garbage anyways. |
|
Alfretz T
|
Beg your pardon; but your parents are likely to leave this world earlier than you; what then? Do let them know how you feel about their consistent lectures and the effect(s) these lectures have on you. I believe they are the best people to help you. By the way, being a saver, to me, is better than being a spendthrift; lesser problems in the future if you are the former. |
|
pitlover
 |
I can't save money! I spend money way too much. I'm in debt right now, big time. I'd trade places with you in a second!!!!! |
|
Get Real
|
Send some my way,, I'll see what I can do for ya. |
|
joe m
 |
Hoarding money is the opposite of spending more than you have, and is one extreme vs. another.
You don't give us a clue as to your age, marital status, amount you have or other relationships such as friends, etc.
One very practical, enjoyable way to rid yourself of this excess, is to travel.
Pick some destination, you have always wanted to see in real life, then go. The redwoods of California, just north of San Francisco, the Eiffel Tower, Westminster Abby, St. Peters in Rome, or Bavaria.
Surely, there is one place you'd like to go, whether it's to see something, or do nothing but relax on a beach, or cruise the Caribbean.
Come visit me, and bring some cash. |
|
Tiffany L
|
I think that I'll just second what candleinthewind said. She said it best and I absolutely agree with her. You go girl!!! |
|
samsonite50000
|
go to vegas or a bar that will get ya started nicely |
|
Joe
|
your parents are retarded and you need to grow a mind of your own. saving money is a great thing, but to get lectured on an 8 dollar shirt is ridiculous. spend wisely but it's your money. do with it what you wish. |
|
korax777
|
Interesting question.
Congrats. You are the opposite of 99.9% of Americans. Interestingly you fit the spending profile of the "typical" Asian consumer. I would ask yourself first how do you feel when you spend? When you save?
While your parents help you know why you started to "hoard" money, your own internal reward system maintains this behavior reinforcing it further.
There is nothing wrong with buying unique items; however, consider "spending" on investments or charities to start. The deferred gratification may feel good too. If you spend on a ETF that invests in socially responsible companies your spending helps the environment and society. If you spend money on a homeless shelter, you may find it rewarding.
Its ok to hear your parents, but listen to your needs too.
Good luck! |
|
Kevin M
|
the best way you could learn how to spend money is get a girlfirend or even married.... you will learn lessons of spending money that you didnt wanna know.... |
|
Dillon Hewitt
|
find something you really like and buy or go to the mall with some friends and shop like crazy, trust me thats how i used to be |
|
Melanie D
|
Sounds like you're in better shape than most of us. Hang on to your money, so you will be able to care for yourself or your family in case of emergency or illness. Or investigate setting up a trust or planning beneficiaries for your will. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 33 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
15 | 6 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
15 | 1 day(s) ago
| | | |
15 | 5 day(s) ago
| | | |
15 | 2 week(s) ago
| | | |
15 | 2 month(s) ago
| | | |
15 | 5 month(s) ago
| | | |
14 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
