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Hey everyone, I need some help.
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Additional Details
my boss use pamrapo savings ... |
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Brittany S | I cant seem to get a payday loan? |
i have applied for hundreds and been denied each time
any advice
Additional Details
i cant find one
any good sites |
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brian y
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First, you have to get a job. |
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I Have Parasites
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Are you over 18? Do you have a job? Is your credit score better than like 300? I thought they gave those loans to even homeless people. You must be in rough shape lol |
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Alex S
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stop applying. your credit rating goes down every it is checked! you have to build up your credit, and keep track of it. every year, we can get 1 free credit report. if you haven't in a year, go to freecreditreport.com or search "free credit report" in google. |
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Bernard
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do you have bad credit?
do you have a regular income?
do you have outstanding loans on going?
Review these first.. |
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LW
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Get a banking account. |
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Whoop Dey'eeiz
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Stop spending money so much.
Being denied is a clue that even if you got a loan, you wouldn't be able to pay it back. |
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rangertom0526
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don't do it EVEN if you can get it..........
the interest rate is ROBERY |
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Sleek
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You are tremendously BLESSED!! They are bad bad bad.
You need money? Get a second job for which you are already trained and have an "in" to. Bad. Stay away from them. They are a trap. They should only ever be used once in life but they create a poverty situation due to the extremely insanely high interest and pay back schedule. Take a lesson from the answers you get and walk.. no RUN in the opposite direction from payday loans. |
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Pammy J.
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Stay away from payday loans! They charge outrageous interest rates, and you end up borrowing more and more just to get the interest paid off.
Talk to your bank or family if you need money, but please don't go the payday loan way. |
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jenl1625
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The fact that you've applied and been turned down could actually be part of the reason why you keep being turned down.
It may also be that your outstanding debt is too high, compared to your current income.
Any time you apply for a loan, though, they are probably checking your credit. Do you have a history of paying bills on time, or letting bills slide? Do you pay some bills one month and others the next? Do you have some outstanding bills from a while back that you haven't paid yet? If so, you're credit's probably pretty bad.
While this sounds incredibly difficult if you're already in a position where you are trying to get payday loans, you need to get your credit improved. Pay off any overdue bills. Make sure you pay bills by the due date every month. (But don't fall for the places that claim to be able to quickly fix your credit - they're usually scams.)
Once you have improved your credit and finances - stay away from payday loans! They're horribly overpriced - a huge rip-off. |
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hilbily girl
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They are not worth it... they are redicously expensive... save yourself the trouble |
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madddness
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wow u have 2 be in really bad shape 2 get denied for those scam loans |
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Goonhilda
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First of all, at least in Australia, every time you apply for a loan or credit card, this goes on your record, regardless of whether you were given the loan or not. So applying for hundreds may have made your credit rating horrendously bad in the first place.
Secondly, if an organisation is declining you a loan, chances are they are not confident that you can repay it. Considering how easy it is to get finance these days, you must have done something, possibly all the applications, to make yourself look like a very bad risk.
If they aren't confident you can repay, perhaps a loan isn't a good option for you. What do you need the loan for? There are other ways to make income on the side. For instance, you could deliver catalogues in your area (check newspaper classifieds for ads asking for deliverers) babysit, or have a garage sale and get rid of some clutter.
Also, if you're looking for work, I suggest you go to the bottom end of the market. There are almost always vacancies for cleaners and very menial positions. These are pretty good money if you get a reputation for working hard. I used to clean nightclub toilets while at University, and it was one of the best jobs I've ever had.
I honestly think that if they are denying you a loan, that is an indication that you shouldn't get one.
Best wishes. |
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valerie_wilson33
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you got to open a checking account |
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Michael B
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Count your blessings. By the way, how could you have applied for hundreds? How many jobs do you have? |
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thejaundiced_eye
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Get a real job. |
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