I desparately need $7500.00 with a horrible credit score.. Nobody will help...Does anybody know anyone?

With a horrible low credit score, I am unable to get any kind of loan except for payday loans at 600%... I'm in desparate need to pay those loans off and to pay off other debt at a normal interest rather than a "Guido's Garage Rate"....Need help desparately

Sounds like you should contact a credit/money counseler. There's lots of legitimate ones, and they are very common now. They are there to help people with credit problems, so give it a try!

Try www.prosper.com. It is a person to person lending site with Prosper acting as an intermediary. You get a cheaper interest rate than going to a bank and the lenders get a better return on the money they lend to you.

Not to be rude but thats the reason you are in the fix you are in.No one is going to give you credit if you have ever been late or if you dont have enough credit to get more of it.If you own a home thats great if not ok thats fine to.The thing is the only thing you really need is a job food shelter and a cheap car to get from point a to b.Getting more debit to pay off other debt isnt they way to go.If the debt is a car let it go back get something that is way cheaper.Dont live beyond your means.Yes its nice to have all the fancy things like a new car nice clothes and other nice pricey things.I dont know your situation so im guessing here.Trying to run with the Jones's gets expensive.How do you think people did it way back before credit they worked hard and saved it then they boght it.Thats what is wrong with alot of people today they see something they got to have and at all cost they get credit and find out wow I am living beyond my means.Advice take away your pride get rid of what you owe on if you can.And get on a budget and live in your means.Save for it buy it with cash.Our get a higher paying job and then do the same thing.Everytime you apply for credit and it says no you cant have it.That lowers your credit score always.Also stay away from cash loans they will only get you farther behind.So cut your budget dont go out for a month and stay on the budget.You can pull threw it just takes time.Life is not a swipe away if you dont have the money dont get it.I know a guy that bought a car with a credit card.This was stupid.He said I needed the acura I didnt have any money to get one.I wanted to tell him no you didnt you can get a car for a few hundred bucks might not be what ya want but at least he wouldnt have owed 8 grand for a car.I live by these rules and it is keeping me out of trouble.Hope this helps man and good luck to you.Remember its not that bad you bought a computer possibly on credit and you was able to pay that off or have you.So its up to you save and have something or go and debt and always owe.

See if you can have a close family member cosign for you. If you don't have anyone that's willing to take on the risk, then it's time to own up and start improving your credit score, and stop taking on new debt...don't go to payday loans, because the interest is stupid...if anything, just cash your check...

If you're needing to take out payday loans, sounds to me like you are already living outside of your means, so take a close look at what you're spending all of your money on, chances are, there is a lot that you can eliminate to lower your monthly spending

try prosper.com
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LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person
or business in the UK, Nigeria or Canada in hopes of getting a loan. If
you do you will learn a hard lesson & never see any Loan money.

Try prosper.com I am trying it as a lender and am happy so far. I am not making a ton of money, but it is rewarding.

best thing to do is get a family member to cosign for you.

You can buy pot at a wholesale price from a big time dealer then sell it to basic consumers with a 5 % profit increase. I did the math in my head and you can pay your loan off in jail stamping license plates in about 3-4 years after taxes. sound like a good idea?

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