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 Why are bank accounts necessary?
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 How to make 500-1000$ in 3 months.?
I am young and smart. Yes I am under 14 and have no working papers (duh). I live in the town of my community no city type thing. I want a computer/mp3 player....


 Extra Cash?
What is a good way to earn some extra cash besides a job? I'm a senior in high school and my parents don't want me to get a job, they just want me to focus on my grades. is there a way i ...


 Can you have 2 seperate mortgages for 1 property from 2 different lenders?
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 If i cancel my unused credit cards, will it affect my credit when purchasing a new home?
I'm in the process of looking for a new home, but have about 12 open credit cards. 11 of the 12 credit cards have a ZERO balance, but i dont know whether it's better to cancel them, or ...


 Ebay question?
If you have money in your account,will it come out of there or your bank account when you buy?Example:your bank account is empty,but your ebay account has enough money to cover an item,they wont take ...


 Can you really make money on oline surveys?If so how much per week?
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 How to earn money in online?
online part time ...


 Can I go to a bank and just exchange cash for quarters?
Even if im not a member there? I need change for laundry and no longer have a bank account anywhere.
Additional Details
Yes I am employed , we have a laundry room at my apartment , but ...


 I have about 30000 pounds worth of debt how can i get in control of this?
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 How can i make $1,000 by oct.5?
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 Why do you think you are not millionaire and probably will never be?
If you really think you're going to be(I don't consider lottery players) or already own over a million in cash at least don't care to answer this question.

So why do you ...


 Where do you live?
What town I live in NM...


 How can i make money this summer?
i wanna make around 500 bucks in around 2-5 months. whats the easiest way? oh yea, internet surveys are not an option
Additional Details
oh yea, im 14, so i can't get a part time ...


 Bankruptcy question,,, please help?
I have gotton myself into a financial bind and i feel like I am drowning. I have decided to claim bankruptcy so that I can start over and have piece of mind. I was wondering if anyone knew a good ...


 What is an easy way to make money?
i need to make a lot of ...


 I live off of $1300 a month for all expenses for a family of four What do you live off of?
I live off of $1300 a month for all expenses for a family of four. What do you live off of? Half of that is rent. I just graduated with a Bachelors Degree I think I'm getting killed. How do I ...


 How much do you spend a month... breakdown?
we did this thing in careers
and it had a breakdown on what average people spend on what they spend it on in a month

it was like
rent
utilities
car payment
...


 What is your next major purchase going to be ?
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 Should we loan money to my mother-in-law?
Let me start off by saying that I love my mother in law and she is a wonderful and good person. She does have a history of making poor financial decisions. She filed for bankrupcy last year, but ...



ali e
I dont have any money i got credit cards bill i receive 20 phone calls a day what can i do?
i recieve call 20 times a day its very anoying but i dont have any money to pay this guys. because i was working as a server i dont have job right now and no saving the total amount i owe is under 20 k so what should i do?
                     
 




shiprepairwoman
Having no money and no job the quickest way to stop the phone calls is to take jobs day shift and swing shift working 7 days a week and cancel your phone service.
Next time have an emergency fund as a server jobs should be quick to find if you are any good. Maybe you can deliver pizza until you find a job and get out of debt. You should be getting unemployment send them that money.


Stuart
Let me see if I understand: you spent money that wasn't yours, and now the money's owner wants it back, and you can't pay it back...

Tell the person on the phone what the deal is. You don't have a job, and you have no money. Tell them you'd like them to work out a payment plan with you.

Go get a job. Actually, as much money as you owe, go get two jobs. You don't get to eat fast food (pack a lunch), you don't get to buy a new iPod, you don't get to go clothes shopping - you're working to earn the money to pay off the money you owe.

It's going to suck for a while. Once you're out of debt, think long and hard about it before you ever borrow another dime.


Nolean S
Try to find another job ASAP and start sending in the minimum payment in on these credit cards until you have enough to put more on them...Your credit will be shot if you don't.....maybe you could sell some of the items that you purchased with that $20,000. That will give you some money temporarily to start paying.


drkellogs
Change your habits spending, and get them under control.

Consolidate your debts under one roof for a lower % rate.

The bank does this.

Get an appointment with them and discuss.

This will save you thousands of dollars.

(Oh and make a SERIOUS effort to change your spending habits)

PS- Did I mention to change your spending habits?


Mr. DJ
For starters cut up your credit cards.


The Scorpion
You need to have TWO jobs, with one paycheck going solely to the CC debt. If you aren't willing to do that, you are screwed. What will actually happen is the debt will be sold to a collection agency, probably already has from what it sounds like, and they will negotiate a lower dollar figure with you, but you have to talk to them and work it out. You can't just ignore the issue or you will be screwed forever.


beautifulNHmomma
Rating
consolidate or claim bankruptcy........better yet, get a dang job and pay them. 20K? wow are you crazy or something? Dam. the interest alone is going to take 24 years to pay off. WOW.... Throw the credit cards away and pay them off best you can. GOOD LUCK!


sacha s
Rating
well you clearly can't pay the current bill , you will have to figure some things out here .

maybe see a credit consultant or accountant to try and come up with a financial plan .

but also finding a new job maybe should be a priority as well , then you'd have money again .


stephenweinstein
Rating
Write them a letter telling them to contact you only in writing and not by phone. That solves only the annoying call problem. You will still owe the money.


Chit P
Rating
meet with a debt consultation specialist. They will help you discuss your options. you may want to consider declaring bankruptcy.


Timmy Bananas
just settle for less than what is owed, it will take like 3 months and then they will negotiate a new amount owed. Usually it is about 40% of what the total amount owed is.

After this happens, eat a burrito.


sophistiquenu
Rating
get a loan and consolodate your credit.


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