 Is it illegal for a bank to cash a check before the date marked on the check? |
| I wrote a check to my brother dated for the 28th and his bank cashed it on the 27th. I have the cancelled check and a copy of my statement showing an overdraft fee due to this mishap and am planning ... |
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 How are some good ways to make money? |
| My friend isn't good at keeping money so he wants an easy way to make good money. Any suggestions?... |
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 Do banks cash checks? |
If I bring in a paycheck to a bank, can they cash it for me in bills? thanks
Additional Details
Does it matter if the only account you have open with them is a savings account?
... |
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 Which should I try to pay off first: car or student loan? |
| I only have two debts--- my new car loan that is still at about $24, 000 (8-9% interest 72 months) and then my student loan that is about $6,300 (10.25 % interest). I am making the minimum payments ... |
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 Do any of you have financial problems? |
| I have financial difficulties, and somtimes I feel like I am the only one that does. Do any of you have financial problems, or is it just me? I have horrible credit, and can't open a checking ... |
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 My husband is ruining my credit while we are going through divorce.? |
| I filed for divorce back in April. My husband was the person who paid the huge bills such as our mortgage. He is now behind on the mortgage and it's showing up on my credit report. He has ... |
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 How do i get out of debt quickly and before 2010??? |
| hi im a 20 soon to be 21 year old male who is need of a debt solution and bankrupt is not one of the ideas i had in mine..........my main deal is my credit and debit accounts.....i need a solution ... |
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 Which do you think is better for my goal to buy a home? |
| My credit rating is not that great. However I do have some money stashed away for a down payment. Should I pay off all my bills with the money or pay off the bills over a period of time keeping the ... |
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 If you inherited $1,000,000.00 (one million) dollars tomorrow, what would you do with it? |
I'd:
1) pay off my debts;
2) help any friends or family who needed help;
3) buy a house and one of those little sporty Mercedeses;
4) give some away to charities;
5... |
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 What's the best way to adapt to going from weekly pay to monthly pay? |
| As in... I'm an agency worker, get paid weekly now… Going to be promoted and made staff and will then be on monthly pay... Already find thing financially difficult... What the best way to ... |
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| When can i get a debit card? |
Can i get a debit card now when I'm 16 without my parents permission ? I go to school and don't work ...but will be soon.
do u think i should get one ?
Additional Details
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 Should I pay 10k off my mortgate now or wait til my low fixed rate ends then do it when rate is higher? |
I have 10k to use to pay off part o my 72k mortgate. I am currently on a fixed rate which ends in September. I expect when I remortgate I will be on a much higher rate.
Is it better to pay the 10... |
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| What are some of your money saving tips? |
| I'm wanting to save money for a down payment on a house. Please tell me some of the things you do to live frugally/save money.... |
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 If the bank screwed up and gave me £500 which I spent, do I have to pay it back? |
I am with Ulster Bank in Northern Ireland. Im currently studying in Scotland and so I called them and asked them to transfer all of the money in my current account into my student account.
... |
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| Does the name on checking account must be the same as on the bill statement you are paying? |
| For example if a family member with different name, even different last name use his checking account to pay billing statement on my name, on time of course. Is this bad for me or my credit history? B... |
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 I have 2000 dollars, what should i do with it? Ok so im 19 and i live at home.? |
| My only bills are rent, cell phone, and car insurance. i have a job i work full time and its great and all but just doesnt pay much. im going to school part time also. i used to spend alot of money ... |
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Michael S | I got $18,500. What should I do with the money? What would you do? |
Its a compensation for signing a contract to work for 1 year in mental health. |
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Leo Lion
|
All above answers, as you can plainly see, are diverse and imaginative.
You sound like you are a young person, so the best advice I could give is to tell you that a Chinese proverb says... A journey of a hundred miles begins with the first step.
If you take the wrong step forward, or go in the wrong direction, you will lose.
Certainly it appears some big corporations offer good investing through their stocks, and many pay dividends.
However, as mentioned, things look very gloomy right now, so the best thing to do is make sure you place that sum in a savings type account, and even though it will earn very little interest, it will be safe.
The next step would be to open an account with a discount broker, and slowly buy into some stocks.
I mean...very slowly...like about $300.00 per month.
Once you have accumulated about six or twelve different stocks which pay dividends, you are on a good path toward making that sum of money grow.
I could suggest real estate, but this is very dicey now and has to be given a lot more time to pan out.
Many properties are not selling today, and many are dropping drastically in price...and still don't seem like a bargain.
Location factors, timing...this hasn't happened since the early 1990's, and this cycle has yet to see bottom, so beware real estate for now, but keep thinking about one day buying a piece of quality property.
Good luck. |
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monarchbutterfly
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save, invest in stock, buy bonds or other means which can possibly multiply your dollars. |
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A
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depends on what you need.
i personally would invest some of it in different places.
save it for when you need it |
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Jasper
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Would need more info about you and your current financial situation.
However, I will give general advice.
Your first option should be to fund fully a retirement account.
If you have done this, or you wish to wait on the retirement fund, then one of the best things you can do is open a DRIP Plan.
They are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street.
The best part is you get solid annual returns from well-known, safe Blue Chip companies like: McDonalds, General Electric, Pfizer, Walmart, US Bancorp.......etc........
They are inexpensive to start and maintain, and your dividends are reinvested for free.
They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. |
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Kathleen
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Save it. The economy is headed for a downturn. |
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Reno
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down payment on a house |
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Captain Brock
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You better stash it and sit on it, as long as a year while you see how the job goes! And read that contract in detail! |
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what were you expecting?
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Save some, pay off school loans, other loans or debts. Talk to a financial advisor for advice. It's not a LOT of money but it can make a dent in your debt to help your credit. |
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gjonesgrad
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Figure out what you need for immediate important expenses. Then 'pay yourself' by putting it somewhere you cannot touch it
-namely in an investment vehicle that you can earn some decent interest without the risk of spending it. |
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Doctor Deth
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you should invest it, not spend it - if you leave the job before the year is up, do you have to repay any of it? |
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Lancez
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I will invest it into stock |
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jeremy r
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save it! after you byuy a new plasma t.v. |
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Kaiser Nicholas
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buy a car maybe |
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x Gr33n Tw33k x
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maybe a car/boat/motorbike |
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Mick
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Save some and buy me something nice with what left over......lol |
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