 Round and round about debt consolidation. I need real answers? |
| So I have heard so many things, pros and cons, about debt consolidation. Before I head to the professionals, I need some help. I am getting married next month. My fiance and I will get a joint ... |
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 My friend wants to buy a truck for $10000, the bank said that they can do a loan for $7000 (read below)? |
He doesnt have the $3000, what would you suggest he do?
he has bad/fair credit
thanks for any advice!... |
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 Can i cancel a mobile phone contract before it is due to expire and take out a new one? |
| I have had huge bills from my current mobile phone provider and I just can't afford to keep it up. Am i able to cancel the current contract (pay off the money i owe) and start a new contract ... |
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 Should i go bankrupt? |
I have alot of debt which I am paying back at very low monthly payments,probably to about 25 companies,mainly collection agency.
Trouble is they will never be paid back for many years if at all.I... |
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| Married People: How often do you talk about money? |
| On average, how many hours do you think you talk to your spouse about money? When you talk about money, are you arguing, planning for the future, etc.?... |
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 Please help!! what is going to happen to my brother?? |
| okay he is dumb. he had no money in his account. so a couple of times he deposited blank papers in the ATM and withdrew altogehter $250. he said he needed it right away. i told him not to do it but ... |
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 If you received an $800 tax rebate, how much of it will you spend on shopping? |
How much would you spend on paying off your credit cards, mortgage, rent, and car payments, including cost of fuel?
Additional Details
Correction; up to $600 for single filers, and up to ... |
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 A cashier mistakenly charged me $10 instead of $100. Can my credit card be charged later with the difference? |
| I paid for towing services last week with a credit card. The towing company accidentally charged me $10.00 instead of $100.00 (The receipt shows that the cashier keyed $10.00). Days later, the ... |
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 Credit cards: do you trust them? |
Do you trust yourself with credit cards? I'm 27 and have only recently applied for my first one. Well, my bank "who gives you extra..." cajoled me into it somewhat.
I'... |
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 Do you think Bank of America is a good bank? |
| Right now i have a credit union but, i may need national bank or credit union.... |
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 What is the fastest way to become a good typist? |
| I took a test today, and I officialy type 31 wpm! Not horrible, but not that great at all. This job I want reeeeeeeally bad will accept no less than 40 wpm. The jobs deadline is Jan. 22. Any ideas on ... |
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 My friend's boyfriend paid the mortgage for 2.5 years and then stopped, 10 years later, what is he owed? |
| His name is still on the mortgage but he has not paid a penny since he left 10 years ago, no upkeep of the house, not a penny towards any bills and they have a child which he stopped all payments at ... |
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 Bank mistake...keep extra cash? |
| I cashed a check for ~ 30.00 and the bank made a mistake and paid me 300.00!!! I didn't say anything and now their calling me! I know keeping it is wrong but I really need the money! U... |
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banniee2006 | I got up one morning went to the cash machine£1000 had been but in by error i spent the money and cat pay back |
i thought the opportinty spending the money now i cant afford to pay back as un employed |
 |
 
'Dr Greene'
|
There is case law that applies to situations like this and sometimes you don't have to give the money back.
I think you have to prove that you had no idea the money wasn't yours (sounds too good to be true eh?) and that it was within keeping of your usual banking arrangements to have that amount of money and spend it.
(I'm a bit rusty on case law so do we have any one who can back me up here?) |
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Harold W
 |
take it back there paper trail they know where the money when to your account |
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Mj
 |
you better start returning stuff to the stores
and in the future realize that nothings free and question all free money that you find Oo_Oo |
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Erin S
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You probably shouldn't have spent the money then. Now that it is done try talking to the bank. They may be willing to make payment arrangements. |
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PrincessBritty
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This is not a question, but it also is unlikely. I can't believe that you're responsible for paying it back if it was put in by mistake. |
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amir j
 |
they can't lock you up for that, the only thing they can do is take you to court most likely the small claims court, in which case if they prove that you have spent the money they will ask for the money back, court fees and other fees such as solictors but you may be vaivid from these as you are unemployed. The best advice for you mates is to pay them back try to sort out some kind of agreement out asap dont leave it to the last minutes as they will refer you to court. |
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stuprentice
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Get a job.......and do cash machines dispence £1000 at a time i thought the limit was £250. |
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TINA F
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bollocks to it, you only live once, i would have and actually have done the same thing. hope you enjoyed every penny.
dont worry about it. they cant lock you up, eventually you will have to pay it back i suppose but you could offer £5 a month, if you make an offer i think you will find that by law they have to accept it. anyway what the hell did you spend a grand on in one day!!!???? |
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davidmi711
|
Back your bags for jail. You are a common thief |
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Biker
 |
jail is in your future |
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AidyA
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yup, as fellow answerers have said, your in the wrong. the bank (as everyone else) can make errors. as you were knowingly taking money that was not yours, and i assume the bank has asked for it back, you gotta pay up. |
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spud
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good luck.offer the bank that you will pay back this money at £4 per month.you could be on a winner because you have made an offer it is unlikely they will take you to law over this. |
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mommy_mommy_crappypants
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stop freaking him out people!
you should talk to the bank about making payments
or somewhere where you can get a loan from
or an insurance company
do some research whether or not you are liable for the money |
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Kalahari_Surfer
 |
well you know it was not your money so you are responsible for paying it back |
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garrett1080
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your screwed! |
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Dan108
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You should not have to pay it back. It was not your fault it was a mistake. Someone gave it to you accidentley. Sounds unfair to me. |
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