 Bank charges - how do the banks get away with it? |
| can my bank charge me £25 for being 51p short on a direct debit !! my bank have charged me this and i feel its totally unfair and dam right wrong ! help somebody please !... |
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 Have i done sth stupid??? |
| I got £100 for my b'day and i used it to buy a flight to be with my g/f on new years eve....even though i already had a flight booked on new years day!!!!... |
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 500 A Day? |
| What would you do and how would your life change if you were making $500 a day?... |
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 What would you do? |
I have a $4000 tax rebate coming in mail.
Would you:
A) Pay off debt (Debt is $4000)
B) Or buy a newer car (My car has a lot of things mechanically wrong, to fix around $300... |
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 Can a cashier's check be cancelled? |
| The party I sent the check to says they never received it. Can I cancel the cashier's check and transfer the money out of my bank account?... |
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 Scammed on EBAY? |
| This woman contacted me and told me to ship it to her before the auction ends because she needed it asap so she gave me her phone number and Address. (it was a P.O Box) and told me she would ship ... |
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 I owe money but i dont have it right now...? |
| I owe approximately $1,000 to collection agencies (3), I really want to pay them, but I honestly do not have the money right now. I am keeping myself out of more debt by making sure I can pay my ... |
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 What should a 15 year old do to be on track with finances? |
| Should a teen have a certain amount saved up? What should be some short and long term goals?... |
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 How can I get a creditor to stop calling ? |
| I've been dissable for 4 yrs. & I have one creditor "Target Visa" who I have explained my situation COUNTLESS times. I'm unable to repay the bill as I'm on a very limited ... |
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 How old do you have to be to have a debit card? |
| I have a savings account and I just got first job. I'm only 15 and wish to open a debit card. How old do I need to be?... |
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 I'm coming into some money...what should I do with it? |
| In the fall, I should be coming into $5,000 and I was wondering what I should do with it. I have no loans or any large bills. I was thinking of either putting that towards a cosmetic procedure (I don&... |
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 How can 2 11 almost 12 year old girls make some extra cash?? |
Me and my friend want this really cool hair straitener!! It works like magic!! It's amazing...The problem is it is $200!! What are some ways we can save up the money?
*we both ... |
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 How Can I Make Money Online? |
| I am in need of $8000 by August! I'm also a student so I can't get a job outside of my house. Is there any way for me to make that much cash by August working at home? I'll take survey ... |
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 I have bad credit, no cosigner,and I need a loan under 10 grand. No colateral.want to get straight.? |
| I have much debt, and I need this to pay a bit off.Tried citibank,but no deal with job under 2 yrs and a job with small wage plus bonuses that fluctuate. Approx 40,000 yr. Been concentrating on ... |
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 How do I know if a check I recieved in the mail isn't a fraud or a scam? |
| I received a check in the mail for like 5 g's and it looks and feels legit, how can I check if it's the real deal?... |
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adam | I have 20k sitting in a checking account I don't even use it...? |
Where's a good place to put this money with the current economic scenario? I know how to make money but don't know how to invest it. Thanks. |
 |
 
enoriverbend
|
Do you know how long you can leave it invested? That's one of the primary criteria for deciding how to invest. (The second would probably be your tolerance for risk.)
If I assume for a moment that you might need the money in less than 3 years, then you could at least think about investing the money into CDs or money market funds. For CDs, the longer you can lock the money up, the higher the interest rate, generally, whereas for money markets there is no fixed term. Both are generally considered very low-risk.
Take a look at http://www.bankrate.com for a good overall look at CD and money market rates in order to get a good deal.
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Jon
 |
You might consider a "CD ladder". Basically you put 1/12 of it into a 1-month CD, 1/12th into a 2-month CD, 1/12th into a 3-month CD, etc. Then each time a CD matures, roll the money (plus its interest) into a 12-month CD. That way, you'll be earning a somewhat respectable interest rate, but if you run into financial problems, you'll be able to look at the maturing CDs as up to a year's worth of small monthly paychecks. |
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John D
|
It depends on when you'll need it. If you may need it within 5 years or so, just move it to a Money Market Account or staggered CD's or something like that. |
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heybulldog
 |
Put 10k in a money market account for an emergency. 5k in a ira. the rest in mutual funds. |
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aznhautie
 |
Go find a reputable stock broker. I'm sure he can give you better advice. Good luck! I hope you become a billionaire! |
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yooo, lol, not
 |
im not an expert but i would put it in a savings account where it collects lots of interest. you are very lucky to have this kind of money just sitting around. |
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Jennifer B
|
you can invest in different companies (I would choose companies we cant live w/out products) such as diaper companies, toiletries, NIKE, alot of people dont think when investing stocks on the companies that actually make products we need |
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standandwork
|
put 10k in a high yielding cd for 2 years and live on the other 10,watch ur cd deposit grow and reinvest it |
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Mike The Stockbroker
 |
If its just sitting there, like you honostly dont spend a dime of it then I whould either do the following.
As a stock broker I advise you to invest it, find a trustworthy brokerage firm, and invest it all.
If you dont wana risk it, put it into a savings account. It will grow slowly but steady their.
Finaly you could always find some nice bonds you can invest in.
A GOOD PLACE TO INVEST RIGHT NOW IS THE MARKET. LOOK INTO ALOT OF STOCKS @ finance.yahoo.com
I AM TELLING YOU CAN DEFINATLY MAKE ALOT OF MONEY WITH THESE WILD WILD WEST MARKETS! |
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rschroth
|
Put it into a Mutual Fund that invests in Corporate Bonds. Here's what you want:
1) Safety of your money
2) High yield
3) Flexibility
4) Convenience
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buickhearse90
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I would find a high cd and put it into that. |
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Siren
|
Come chill with my lesbian wife and myself for for a week.. I'm sure we could run through the whole thing for ya. New York City baby... The city that never sleeps... Grrrrrrr.. EVIL ****** GRINS....
Siren. |
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Sharon Needles
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you should give it to me. ;) |
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