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 How to get rich?
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 What percentage (ballpark) does irs withhold from a payroll check?
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 How can i get a loan?
I am 19 i dont have no credit... and i wanna take out a $300 loan... i work but its under the table. I can pay it back with in 2 months....


 Fundraising ideas?
i need money raising ideas. ny suggestions? i am allready selling candy....


 Help due to bad credit iam finding it difficult to open a savings or current account.iam reciving a cheque?
shortly but wondering how iam going to pay it in..i have tried all the obvious banks and building societys but to no avail..does anyone know where i can open an account or where i can cash this ...


 Is the grass greener on the other side? and which side of the fence are you at?
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 How can i make money fast?
my hubby jost his job in december... he and i are both students at the community college near us... and we have an 18 month old son... we're getting financial aid for both tuition and day care ...


 Where is the best place for a 18 year old to get a job FAST!!!?
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 Is it better to use a Credit Counselor or Debt Consolidator or to pay on my own?
Trying to find out which is better, going to a consolidator to take control of my outrageous debt... or not pay some debts each month to slowly pay off others. I have 7 cc's right now and if I ...


 Why do a lot of Americans need a second (or a third) job to be able to pay the bills?
I'm from Europe and about 95% of the time one fulltime job over here is more than enough to pay the bills and save some extra cash.
Additional Details
Don't get me wrong please,...


 How can I spend $10,000?
I was given about $35,000 from my grandfather's life insurance and I have spent almost all of it except 10,000 and I want to do some investing with it, because I keep pinching off of the money ...


 What expences per month need to be paid?
What categories of things need to generally be consittered besides rent, food, clothes and gas. I don't need the numbers, i can research that myself, i just don't know all the categories....


 Should i use my 401k?
I need to pay down some bills and can not get a loan due to to many inquiers on credit report due to someone stoled identy .so Should i use my 401k to pay down these bills or not .I am working 1 ...


 Is it right for me to lend my credit card to other people(eg friends, relatives etc) to make purchase for me?
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 I am 18yrs old and i was wondering if i am able to get a loan of $2-3k for personal use.?
i am currently working and has a salary of $1k/mth...it will chg by this mth coz i'll be chging to a new job that pays more...is there any loan that can be paid through CPF? And y does an 18 yr ...


 How can i make money?? im just 13 years old...and my family is not rich to let me sell lemonade, cookies and o
please help me!...


 Is it possible to repair your credit rating?
A fews years ago I got into serious debt & ended up defaulting on my loans. I contacted my numerous creditors, arranged reduced repayments & am nearly out of debt but my credit rating is ...


 I'm trying to find a quick way to make money on the internet......any suggestions???
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 How can I file for bankruptcy? Does it cost money?
What happends when someone files for bankruptcy? Will it ruin my credit forever?...


 Good websites to make money on?
Hey, I live in the UK and i wanna make money online

Any good sites (besides ebay!)
Also, in a stuff magazine it told you some ways of making money, one site was a site where you ...



Paula N
I have 4 credit cards that equal $25,000 in debt, should I get a consolidation loan to clear debt?
                     
 




Pauly
Rating
First you should get a clue. How do you get that much debt?


Ginger/Virginia
Don't take out an equity loan on your house. You could risk losing your house over debt for items you may not even have anymore.
First you must stop buying things. Right now.... stop. It's not easy, but you must do that.
Think about getting a second job to help pay off the debt. Pay off the card with the highest interest rate first.
Good luck. Treat it like a challenge and bring it down and keep it down. Your life will feel so much better without all that debt.


curtain r
yes, you should. read the following articles to gain an insight:

Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html

How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html

What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html

Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581


dutch_luvs69
If you can get a consolidation loan absolutely . The interest rate you are paying has got to be phenomenal- ouch . Do it today friend .


justnotright
Rating
lol


BuddyGuru
Actually you should pay them down before you use them again.


?
Yes and cut them up
I am debt free and don't purchase anything that I cannot buy with cash.


nymo
Rating
If you own a home do it. if not most people with more than $10,000 in debt do get a better rate by consolidating. Contact you local government offices to find info on debt releif organizations. good luck


seattlecutiepie
Rating
I had the same issue a few years ago after being laid off for almost a year. I consolidated my debt with a personal loan with a lower interest rate, over 5 years. It basically locks in a payment for you and gives you light at the end of the tunnel. When I consolidated my debt, I worked out a budget and have been very strict with myself when it comes to spending and saving money.

I wouldn't recommend settling your debt with one of those non-profit companies...it will ruin your credit just as bad as filing for bankruptcy. Also, you have to be pretty far behind in payments to get them to consider helping you.

Good luck!!


ebizoutlook
Rating
I hope the two articles in my resources box might help answer some of your questions. Take a look and Good luck!


quita_n_shawn
Rating
my answer to your question is no, simply because it will look as though you can't handle your responsibilities and will reflect badly on your credit report. all you need to do ( if you can) is pay a lot more than the minimum balance and you should be fine.


David D
Plenty of good advice here.


Patrick M
Rating
I don't know how old you are or what your credit rating looks like but might I suggest you find a good home lender find a decent place to settle down and have your home mortgage compensate for your credit debt. For instance find a small range two to three bedroom place and have a personal loan operator do most of the work for you; based on the square footage of your house he/she can find an out of state loan operation that will use their cost for housing in their jurisdiction as a source for the loan. So obviously you would want a west coast (higher property value) loan operation to get what you want. Low cost for housing, high appraisil, fit all your debts into one loan with your house, and if need be, rent it out or sell it on land contract. Fine American business of bending numbers and making the big people work for the little people.


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