kJ
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First off...practice some self-control. Quit spending. If your spending ur credit card money on bills...u need to down grade ur living style.
Find a good credit card with 0%apr, Chase Credit has a good one. Transfer all other credit card debt onto the 0% one. Pay as much as you can for that year, if you still have a balance after a year, when the intrest kicks in, find another 0% card and transfer again, that way you can pay off ur debt with no intrest.
Oh...and cancel all other cards...only keep the one with 0% until paid off!!!! |
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Jason J
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Stop living above your means. If you do not have the money don't buy the item. Save and wait to purchase. |
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lady c
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duh stop using them unless u wanna be in debt for the rest of ur life |
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Yep!
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stop using them, dummy |
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Rand al' Thor
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Get out of debt. Stop buying stuff. |
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Sweetkat
|
Stop spending money! |
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ME
|
Start living within your income. |
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glad thy kin
 |
Use a scissors. |
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Expert Realtor
|
Start paying them down before you get so backed up, you'll be forced into bankruptcy. |
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Tbone
|
cut em up! |
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Blicka
|
Don't get another credit card.
Start paying off your debts and take responsibility.
If you keep living up the debt lifestyle, you won't like the path it takes you down. |
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360
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This ones a tough one. Pay them off. |
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Steve
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Start paying them off before you buy anything else. |
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Shredded Cottage Cheese
|
learn how to control your spending? Ya think?! |
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paige700
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Smart donkey answer: Get a sixth to pay off the first 5
Real answer: Stop spending over your income and pay your bills |
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PraiseBob
|
You should now pull your head out of wherever you have had it buried and realize that you can't live indefinitely on borrowed money. At some point you must pay it back along with the interest that has accrued.
Time to start living within your means.... |
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wendy.balsam
 |
find a credit card that has 0% apr for a year and will let you consolidate them...and start paying it off....cut up the other one...be devoted to paying off your debt or youll end up ruining your credit (if its not already) and stop spending what you dont have |
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original321
 |
Stop spending so much money on things you don't need for starters. Consider how much stuff you own that you really don't need. You need to be accountable for what you owe. So go get your credit cards consolidated into a loan that you repay on a monthly basis and start living about 5 times more modestly. |
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cfisher4234
 |
I would recommend that you get another card with 0% interest and try to transfer as much as you can to that new card to pay it off. Cancel the cards when they get to 0.00. |
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airbob61@verizon.net
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Tear up the cards and pay them off, forget such a curse exists. |
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takaloo
 |
Change your name, move to another country... and what the heck..charge the flight tickets too.....:) |
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Uncle John
|
Put them all in a drawer
Go and seek some help about balancing out your financial life. Whether you have a spending problem I can't say - but you definitely have a problem, and if you would like to keep those cards, and a good credit rating, bring someone in who can help you get out of the situation you're in. |
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clowns r my best mates
 |
run away to a tiny island in the pacific ocean |
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Act D
|
1. stop using the credit cards
2. call your creditors and make payment arrangements
3. seek credit counselling - you may be able to get lower interest rates &/or more favorable repayment plans
4. change your lifestyle so that you don't need to use the credit cards
5. cut up all but one credit card and inactivate the accounts so that they can only be paid on, not charged to |
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al
|
Well Duh stop spending. |
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smckech1972
 |
1) try to get a consolidation loan to transfer the balances off the cards to one installment loan.
2) engage the services of a Consumer Credit Counciling service. They will negotiate with your creditors so you will pay less interest, no negetive marks on your credit report AND you will only have one payment a month.
For example, http://www.creditadvisors.org/index.asp?ref=002&kw=476
or www.cccs.org |
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LEANN
|
Take and cut them up and start paying them off.. OR give them to someone to hold until you can get them payed down... |
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...Melissa...
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Stop getting new ones and pay them off ASAP. Trust me I learned that the hard way. In college I went all crazy with the spending on my credit cards and because of interest my debt grew from $1000 to $3500 in like 2 years. Its never going to end until you pay them off. Luckally I met my fiancee who is very money wise and he had us pay them off immediately. But you need to get them paid of you will not be able to get a mortgage or car loan or anything and the balance will just keep growing and growing and growing. |
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reality
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You should stop using them, and make a budget for yourself to start paying them off. Good Luck! |
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Benjamin
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Stop using all of them. Pay off the one which has the least amount, and next least.... etc. you will have to get out of debt, if not you will screw your credit score!
Good luck! |
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Mikey
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Declare Bankruptcy! |
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