 I need help finding a personal loan for people with very poor credit? |
| I am needing a personal loan that is legit and not wanting a bunch a money upfront. I want throught that already. I need to get out from under paydayloans. I am paying so much on them that I will ... |
|
 I have an IDEA!!!!!!!!!!!!!!? |
I have a great idea for a movie line, but i don't know were to send it, and i don't want to give it away without getting credit for it.
Additional Details
ok ok ok....heres the ... |
|
 Would you think this is a scam? |
| If a company contacted you and said that they wanted to get wider results with their subscription team and would give you a free subscription to help them with it. Basically what they're saying ... |
|
 If you had $200, what is the best way you can think of to use it? |
| So lets say you have $200 to do whatever you wanted with. What is the smartest way to use it? How could you make the most of it? Please give some serious answers.... |
|
 Tips on saving money? |
| i am crap for saving money, as anyone got any tips that i could use to do so. as soon as i save i spend!! please ... |
|
 How can i make a million dollars other then the lottery within 5 years? |
how do i make this i would like a million dollars very much, how come other people have it but not me?
Additional Details
i want to make millions of dolleirs every yeir how can i make ... |
|
 Which bills annoy you the most? |
Electricity, insurance, loan repayments, phone… the list goes on and on.
I sometimes get frustrated and angry that so much of my money goes in bills. Then I have to tell myself that ... |
|
 How can i get money for nothing? |
| need to buy a house but need more deposit!... |
|
 WHY ARE BANKS CLOSED ON SATURDAY? |
| I am so mad right now, I NEED to cash a check today but all the banks are closed today, EVERY SINGLE F*ing one, I am pi$$ed of so badly. why do every single bank I know of is closed on saturday and ... |
|
 For a 16 year old is 500 dollars a week good? |
for having a part time job
paying 11.50 an hour?
Additional Details
i have a second side job that i work evenings
i only work about 10-15 hours at that job tho
and 34 ... |
|
 "Can worrying about the health of your bank account really make you sick? |
Gas and food prices are sky-high, the stock market is down, and the housing market is in the doldrums. But can worrying about the health of your bank account really make you sick?
I say ... |
|
 Online surveys a safe way of making money online? |
I am 15 and wanting to make some money. I've heard about doing surveys online but I am not to sure about whether or not they are safe.
I don't want to give out my address, or my last ... |
|
 Is $40,000 good money? |
| I have a bachelors degree and 3 years experiance is $40,000 good money?... |
|
 Im 18 years old and I dont have 2 years of credit history, I need a student loan, no available cosigners? |
| My mother makes too much money for federal aid, but shes in debt and has a bad credit history, what can I do for a loan?... |
|
|  |
figo | I have 500K in cash and I'm 34 and single & no debt how should I invest it? |
I also have an almost paid for apartment in London. |
 |
 
InspectorBudget
|
You are one fortunate dude, man. In your situation, you're better off than 95% of the world's population, at least maybe even 99%......
You are still in your prime earning years, and probably don't need to access the money for a while ( since you have an apartment already ). The money is likely going to be for your retirement.
As such, you can afford to be aggressive in your investment, as you have a longer time to recover in case things turn against you. You will probably want to invest less in bonds, and more in stocks.
In the stocks, you can afford to have a larger mix of growth stocks, versus large cap ( stable ) stocks. You can look at growth mutual funds and even index funds.
however, consider putting about 25% of your portfolio into international funds and bond funds to achieve some degree of diversification.
As you grow older, adjust your mix accordingly to increase the large-cap stocks, and bond funds.... this will make your investments less risky as you near the end of your working career.
You can be justifiably proud of yourself for your present position; it is one which many hope for, but few achieve. |
|
Julie N
 |
pay off the apartment and any other bills you might have. Then, invest conservatively. You already have enough to live on after retirement, no sense in risking losing it. Talk to a financial advisor you trust. At the very least, split it between a money market savings, an IRA, and a mutual fund. The savings will give you good interest and you can use it anytime you want, the mutual fund will give you good future returns for long term savings such as down payment for a house, kids' education, etc. and the IRA will give you a great retirement nest egg.
Good luck to you! |
|
Finance_Expert
 |
I like Sheik's answer - Real Estate would likely be the best way to go.
I'd recommend a piece of software I have been using lately for investment property analysis and am quite happy with - Personal Finance Associate by Parcus Group.
Simple to use software with great features incl. budgeting, financial planning, shares valuation, real estate investments analysis etc.
Saved me an amazing amounts of time while looking at the properties on the web. You enter some basic property info ie. rent, outgoings etc and the program will give you some great measures of the financial performance of the property such as cash on cash return, ROI, IRR etc... if the numbers stack up at the high level you go and have a look without wasting time with every lemon out there.
Definitely check it out at:
http://www.parcusgroup.com/finsoft/realestate.html
or
Great value for money for under US$24 / £12 for a single user license. |
|
Santal
|
I'd invest in my favorite stocks, buy a share of Berkshire Hathaway, Vanguard (or other) Total Stock Fund - Mutual Fund, get some international stocks preferably via a mutual fund also to spread out risk ... maybe buy another piece of real estate (with care). Keep some for liquidity and emergencies in a MMF. Make some charity donations, help family if any are struggling. |
|
RMC
|
join an angel network. invest chunks $25,000-$75,000 into companies for equity positions with rights and board seats. be smart and take advantage of your ownership to make sure the company becomes successful.
if you put forth the effort into managing your stake in the business the risk will be worth the reward. |
|
mldjay
|
Disagree with previous poster, gold isn't good. It doesn't have a good track record.
Mutual funds, good mutual funds with a good 10 year record. I highly recommend you read 4 books.
1. The Total Money Make over by Ramsey
2. 9 Steps to financial freedom by Orman
3. Your Money Counts by Dayton
4. The Millionaire Next Door by Stanley
Educate yourself and then start interviewing good financial advisers. |
|
InvisibleWar
 |
How did accumlate such a good net-worth w/out knowing how to invest??? As for investing, I would do ETF's. They have all the benefits of mutual funds w/out a lot of the negatives. You should pick ones which index the entire stock market. You can do sector plays if you have the courage. |
|
snook_er74
|
I have seen some posts here which are just Spam and HYIP.
So please be careful whom you take advise from.
Diversification is the key and this should give you a overall profitable portfolio. While this might be more conservative, it can mean a substantial earnings to keep you quite ahead.
Everyone speaks from their point of view and are partial to those investments that they are comfortable with. This does not necessarily mean that they are the best around.
Nevertheless park your money in Risk free investments about 40%, 30% in slightly aggressive and the rest in cash for any emergencies.
If this money is only for investing, you can try and split the money as per your risk profile. I am personally partial towards Forex, and MF's,, their combination is good for the slightly aggressive.
Regards
Gokarn
elogfx@gmail.com |
|
plc 7
|
First you should transfer the cash to my bank account, trust me.
I will contact you in about a year to let you know how the investments are doing.
Less associated handling charges and such. |
|
Paul U
|
I like Ryan's answer with the angel investor idea. That would probably be quite interesting to be involved with a startup or two.
I would also look at the foreign currency exchange market (Forex). With $2 trillion dollars a day being traded in the market it is the most liquid and the most active market on earth.
That was the good part...the bad part is that because there is the potential to make very attractive profits there is also an imbedded element of risk. Those that look at Forex as "the next step after online poker" are doomed. Most traders that enter the Forex arena lose because they have not taken the time to learn how to properly enter and exit the market so as to minimize risk and maximize profits.
Being young with a bit of time on your side I would suggest you at least look into it as a part of your overall investment strategy.
I would be happy to send you a report that a good friend of mine wrote that does a good job explaining the Forex market and some interesting ways to participate.
pupp52@yahoo.com |
|
jordanspudd
|
Put it on a horse by owning it, it is a thrill of s lfe time. Thats what i would do |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 35 minutes(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
5 | 4 hour(s) ago
| | | |
13 | 9 hour(s) ago
| | | |
13 | 10 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
13 | 2 week(s) ago
| | | |
13 | 1 month(s) ago
| | | |
12 | 4 month(s) ago
| | | |
12 | 8 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
