 Should i go bankrupt? |
I have alot of debt which I am paying back at very low monthly payments,probably to about 25 companies,mainly collection agency.
Trouble is they will never be paid back for many years if at all.I... |
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 Married People: How often do you talk about money? |
| On average, how many hours do you think you talk to your spouse about money? When you talk about money, are you arguing, planning for the future, etc.?... |
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 Please help!! what is going to happen to my brother?? |
| okay he is dumb. he had no money in his account. so a couple of times he deposited blank papers in the ATM and withdrew altogehter $250. he said he needed it right away. i told him not to do it but ... |
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 If you received an $800 tax rebate, how much of it will you spend on shopping? |
How much would you spend on paying off your credit cards, mortgage, rent, and car payments, including cost of fuel?
Additional Details
Correction; up to $600 for single filers, and up to ... |
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 A cashier mistakenly charged me $10 instead of $100. Can my credit card be charged later with the difference? |
| I paid for towing services last week with a credit card. The towing company accidentally charged me $10.00 instead of $100.00 (The receipt shows that the cashier keyed $10.00). Days later, the ... |
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 Credit cards: do you trust them? |
Do you trust yourself with credit cards? I'm 27 and have only recently applied for my first one. Well, my bank "who gives you extra..." cajoled me into it somewhat.
I'... |
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 Do you think Bank of America is a good bank? |
| Right now i have a credit union but, i may need national bank or credit union.... |
|
 What is the fastest way to become a good typist? |
| I took a test today, and I officialy type 31 wpm! Not horrible, but not that great at all. This job I want reeeeeeeally bad will accept no less than 40 wpm. The jobs deadline is Jan. 22. Any ideas on ... |
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 My friend's boyfriend paid the mortgage for 2.5 years and then stopped, 10 years later, what is he owed? |
| His name is still on the mortgage but he has not paid a penny since he left 10 years ago, no upkeep of the house, not a penny towards any bills and they have a child which he stopped all payments at ... |
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 Bank mistake...keep extra cash? |
| I cashed a check for ~ 30.00 and the bank made a mistake and paid me 300.00!!! I didn't say anything and now their calling me! I know keeping it is wrong but I really need the money! U... |
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| What are your tips on saving in today's economy? |
| I have a great income as an engineer. However, with today's economy and still very high housing prices, I find it almost impossible to buy a house or save fast enough for a downpayment. I have ... |
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HappyHippo | I have a $2500 bonus, what should I do with it? |
I don't have any outstanding bills and I don't really need anything for my house.
Should I use the $2500 to pay towards my mortgage that will be paid off in less than a year.
Should I save it for baby stuff since my wife and I are hoping to conceive soon?
Should I just put it in the bank and forget about it?
What should I do? |
 |
 
Kitty
|
Definitely pay it towards your mortgage ! Nothing means financial freedom quite like owning your home !! Pay it off as quickly as you can... and now each month after it is paid off, put that amount into a fund for easy access till you have approx 9 to 12 months income saved there for emergencies / maintenance of various different things. Then start a another fund, whether IRA or some other vehicle for investing and kick your retirement savings in high gear.
Don't forget to enjoy life too... having your home paid off will enable you to take a trip occasionally, or better yet,, start a fund for you upcoming child's future ! aaaaah you sound like you are doing well,,,keep up the good work and live happy ; ) |
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Carlos R
 |
Use it to fund your Roth IRA for the year. If perchance you've already done that, save it for a few months, and use it to fund your Roth IRA for next year.
When you get "old" and eventually cash it in, everything you get is TOTALLY TAX FREE!!! |
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quickblur
 |
Seriously. Put it in a mutual fund that allows you to withdraw it if you need it. If you have an emergency and need to withdraw you might lose what you've earned but you still get what you started with. If not, you make a nice little profit for 0 effort. |
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yut3
 |
put it in the bank and in an emergency take it out from the back and use it |
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patois
|
Definitely set it aside for pregnancy/baby expenses. (You're going to need more than that for a baby . . .lots and lots more.) |
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son-shine
 |
If you have a church you attend, I would recommend, if you feel led to do so, to give 10% of it to your church first before anything else.
If you have any debts at all that are $2500 or less, I would suggest paying them off. If you do not have any, put the money away for the new baby.
Have a great day! |
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walterknowsall
|
discuss this with your wife and decide together what you should do with this $ |
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bella_4624_19
 |
go to your bank and get a cd. |
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seanxtang
|
That is a good problem to have.
In addition to what you just said, go to a casino and you could walk away with $5000. But also, you can loss it too. Hmm... |
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WoodyBretton
|
Open a forex (foreign exchange) trading account. The money will be gone in not ime. |
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Lynn K
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Since you don't appear to need it...send it to me. |
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Big Bully
|
Las Vegas |
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kny390
 |
If you do not have an emergency fund, use it to start one. |
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LaMorena
|
ING Direct is paying about 4.5% on savings and more on CDs. Beats that little interest from the bank but easier to get to. |
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t(-_-)y
|
Oh you know get some girls party please choose me as best answer |
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lloydie4play
|
spend! spend! go for it!! life to short spend some on the wife and
baby stuff and enjoy!! |
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