 How can an 11 year old kid make money? |
| I had a pair of heelys (shoes with weels) but the bearings broke. I want to buy a new pair but i have NO money. they are about $70 ant I want to earn money. How do I do it? How do I do it FAST?... |
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 Just how much credit card debt are you in? |
| i am on a mission to clear all credit debt and revert back to the days when if you wanted something you had to work hard and save up!! If i can do it (so far), anyone can!... |
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 How many of you are really in Debt? |
| I've been reading all these articles about people trying to get out of debt because they can never pay off their credit card balance, people living paycheck to paycheck, or those that doesn'... |
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 What kind of job do you have? |
| and do you like it? what do you like about it or what don't you like about it? what would you rather be ... |
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 How does a 14 year old kid make money? |
I need to know how a 14 year old kid living in California can make enough money to at least pay for their phone bill.
Additional Details
I really don't want to do a paper route. And ... |
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 Easy 10 points =]? |
| I am 13 yrs old, and I am getting my first debit card (visa). Of course, I dont have a drivers license, but wen u pay with ur credit card u hav 2 show ur id. When they ask 4 identification, can i ... |
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 How much money do you have? |
| or... how much do you earn a month?... |
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 Is This A Scam? |
| OFFICE OF THE DIRECTOR OF CREDIT CONTROL INTERNATIONAL CREDIT BANK PLC, 101-103 AVENUE, KWAME NKURUMAH, OUAGADOUGOU BURKINA FASO. PHONE: +226-70377447. Dear Sir/Madam, RE; REQUEST FOR YOU TO STAND AS ... |
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 What's a good and reliable place to make money online? |
| So basically I'm looking for a "secondary" job to make money online, are there any good / reliable / free places to do so?... |
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 If you won the lottery what charities or organisations would you give money to? |
mine would be:- uncaged campaigns, viva, wwf, wdcs, childs cancer trust fund, british heart foundtion, scbu glan clwyd hospital, sands and nspcc.
Additional Details
oh i'd also give ... |
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 I lost my £5000 few days ago did anyone found it? |
| I still didn,t reported to the police station.What do i have to do next.... |
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 Im 13, and i need $500.00 by 2 weeks. can someone please give me advise? how could i make easy money? |
im 13, and i need $500.00 by 2 weeks. can someone please give me advise? how could i make easy money?
Additional Details
lmao.. i love everyones answer... im not a pot seller. my parents ... |
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 How do you make a lot of money, legally, if you are 12 and owe £115 to your parents? |
| I am 12 and currently owe £115, i have no money yet but i want all answers to be legall and honest. I want about £50 for 2 games.... |
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sweetheart | I have a habit of spending more than my income? |
Please help! I have this bad habit of spending more than I should ane end up with an empty pocket. But when I go out of home, I cannot resist myself. It maybe something to eat, or whatever article I like. |
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Amadeus
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Use cash after you have paid all your other bills first! |
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Jeevan Kumar Mittal, 1956
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You are like Govt. of India.
Make budget.
Spend less, earn more. |
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Luvly
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First, try to cut your spending: call your credit card companies and ask for a lower interest rate or try to get a low interest rate transfer balance deal (Chase offers deals with no balance transfer fee). Talk to your landlord about getting a reduction in your rent, sometimes you can offer services (such as painting the walls) to get a rent decrease. If you own your home, see about refinancing for a better interest rate.
Eat out as little as possible and don't go to snack machines or buy sodas at convenient stores. Cut your cable and home phone line, get a cheap cell phone plan instead, do without the cable/movie going until you get financially fit. Shop at thrift stores for clothes and housewares instead of the mall or specialty stores. Look at ways to cut spending by creating a budget and sticking to it.
Ask your boss for a raise, put together a good argument as to why you deserve more money. If you don't get a raise, start looking for another job that will pay you better. If you do all these things, you should begin to have money for savings and eventually stop living from paycheck to paycheck.
The best savings account would be emigrantdirect.com . They're currently paying 5.05% interest with no minimum balance and no fees. Check it out to open up an account. Best wishes! |
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diprodiptaBanerjee
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Cut your court according to your cloth, unless, you will be disbalance in mentally, physicially & sueside will be the last possition in your life. |
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Pepper
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You really have to stop are your debt is going to be out of control and the next thing you know , you will be 25,000 in debt with no means to pay it back. Bankruptcy is hard to do now a days and ruins your credit for years. You have to ask your self if its something you want or if its a need buy. Stop overspending, its a sickness darlin...years can go by and your debt will be high and your future not planned out.
You need that slap in the face to snap you out of dream land and into reality!! Good Luck!! |
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renuka y
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Simple thing is that take less money with urself when out and hav less credit cards.
try to pay ur debt first in the starting month.
control yaar,
Best of luck, |
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Mustng0021
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how about you dont take anything with you except cash and only spend cash. because if you dont have an cash you cant spend what you dont have |
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toknowmore
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your first expense should be your savings always.
See how this works.
good luck
pnkmurthy@yahoo.com |
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SZ
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try keeping a journal of every single thing you buy for a week. You wll then be able to easily see where your money is going and then you can make decisions on how you really should be spending your money, or not. Also try not to carry large amounts of cash, and do not use a debit card. Before you bring an item up to the cash register take amoment to reflect. Ask yourself a few questions: do i really want this? what will I use it for? Will I use it often, will I get my money's worth? It this a good value, meaning is this a good price for the quality? Most importantly do I need this, or is my money better spent or saved elsewhere? |
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mary
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try not to put money in your purse or pockets .
only put like 5 dollors for an emergency. |
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Shemit
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Start a recuuring account with bank which is paid at the beginning of the month of about 20 % of your take home pay. Once it matures, put it in fixed deposite. It will curb your habit and you will have good amont as and when needed. |
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john p
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When you leave your home to go out ,leave your money and credit cards at home. |
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rajesh r
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Hi jay,
I will give you a better idea.
Do some long time investment - something like this:
every month some amount will be directly deduced from your salary and will go that investment like LIC policies or so.
Through this you are compelled to make some investment every month. This will come in handy in the future. |
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permeti
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You can resist, just say to yourself that you're going to buy that thing later and again later and again later and time goes and you educate yourself and you learn to control yourself. |
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boo's mom
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You need a budget, and you need to stick to it! Having all of your expenses written down helps you plan your money better, and it helps you save too!
I have a budget template I created in Excel. If you'd like a copy, just email me! |
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imcurious
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First of all, I would get rid of whatever it is that allows you to spend more than you make. (Cut up those cards if you have them but don't close the accounts in order to help your credit.)
Also, if you could change the way you think about money---I went from your situation to focusing on saving after reading the best selling book "Automatic Millionaire." It has helped me tremendously for I too was in your predicament. The book suggests you set up your accounts to where money gets automatically deposited into (savings accounts, Roth IRA's , etc.) The premise is that budgets don't necessarily work. Have this money disappear beforehand and the rest is yours to do what you want. I have invested a lot this way and it keeps me out of stores as my bank account is nearly empty. lol! However, I feel secure and better about my finances knowing I have money put away for emergencies and retirement. Try it; it works!!
It will make you feel gratified and will really help you change how you think and feel about money. |
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sachintel
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It's never late starting to save for a rainy day. Try this, open one more savings account in your name. Set up a recurring transfer every month (choose the date like 3 or 5 etc, make sure it is couple of days after your pay date), that recurring transfer will send 10% or more of your take home salary to this new account.
Most important thing, never carry the new accounts debit card with you. Keep it in safe place. This cultivates the habit of saving as well not allowing you to spend too much.
Besides, if you are a guy who can take tough stance, then take atleast 2 of the below, personally I'd recommend you to opt for them
1) Buy a life insurance and opt for monthly/quarterly premium
2) Build your nest egg (buy a pension plan) again with monthly/quarterly premium
3) Sip away a good MF. There are plethora of funds to choose from. Do your research, pick an MF well diversified portfolio (avoid sticking to a sector) and opt for SIP route.
Let's say if you earn 100 rupees a month, put 10 in savings account, opt for any of the 2 or all of the 3 above points and you will end up spending another 20 on them.
You are left with 70 rupees in your hand, then there are fixed expenses like rent, utilities etc. After that whatever remains in your hand, it's your choice to spend it. And do spend it, after all what's life worth, if you cannot spend a little for yourself.
Hey before I wind up, do some yearly charitable contributions to known trusts. Remember it's in giving that you receive. |
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Kith Ruwan S
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try to keep records of your spends, do not carry too much money when you go out. |
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tasgunter
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pretend that you dont have that much money. Take less with you when you go out.
say you have $100 leave 60 at home in a bank and take $40 out with you.
Not only will you save money you will feel better than purchasing something.
Also it sounds weird but save your change it is amazing how fast it adds up with in 3 months I had $100! |
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Horsense
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Only take enough money along for what you actually need to buy. No more. No matter what.
Don't allow yourself to indulge in 'window shopping'.
Consider the other suggestions in :
Young People Ask...
Should I Have a Credit Card?
- Counting the Cost
- Responsible Use of a Credit Card
- Enjoying the Benefits
- The Value of Parental Consent
http://www.watchtower.org/library/g/1999/12/22/article_01.htm |
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jimmyjohn
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Me too! Examine why you do this. It is probably because it makes you feel good. The credit card compoanies make it easy - because they want to get as much of your hard-earned dollarsa as they can. They are not your friend.
Cut up all your credit cards, or freeze them in ice. Live on cash only for thirty days. I learned my lessons the hard way and have paid tens of thousands of dollars in interest over the years - not including mortgages! Today it's cash & carry. I don't need credit. |
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Ariadne on TAURUS
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Stay in most of the time. |
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DJA30
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Start a budget . Calculate how much you make and then calculate how much all your bills are. Include transportation ( gas, bus. taxi, etc..) and food expenses. Once you know how much you make and how much your bills are, then you will see what your residual is- (Income-Debt=Residual). Your residual is the amount you are allowing yourself to spend. Break this amount down into 4 weeks and this the amount you have to spend per week. If you spend too much in week one- subtract it from week 2 -so on and so forth. |
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Saiki
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check out www.daveramsey.com and listen to his podcasts. It will defly help. |
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getz
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credit cards,they r the culprits,throw them to dust bin(tell me where u have thrown..te he he..) |
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KHS
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Get a recurring account open with bank. This wil make you deposit a fixed sum of amount each month before 7th day.
resolve purchasing share(s) of reliance group companies worth Rs 5000 each month. this way you will save, invest and build capital. |
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sarjan
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you are being trapped. one day you will loose everything.
you have to control.
first stop taking anything on credit and credit card.
before you want to buy anything, write it down, think for a day. if still intereseted, think again for a day. buy only when you cannot do without it.
once you come to this stage, start saving.
you can have a friend also to control you. |
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RASHI
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dear friend
- plan.
- Make a budget of how much you want save each month. Keep it aside. Start with a small amount to begin with.
- Then chart down your requirements each month. Now this is tricky. Don’t say that new clothes and new shoes each month is your requirement its not. So requirements are the basic necessities like food, any bills like home rent, phone bill etc. these are the ones that you have to incurr in any case . come what may and you have to make these payments or spend here.
So minus your basic expenses from the total income in hand. Then minus the saving amount. Then what you are left in hand is what needs to be played around with. This is the money which is of concern to all of us. We all face the same problem. When this exceeds its limits then we eat up from the savings account. So do not do the same. Out of this amount, keep a cushion for your self like – plan … a dress every 4 months , a nice lovely meal in a great restrau once a month etc. plan and step forward to make the expense. It will not pinch you much trust me. Even if the whole amount is lost, it will not pinch you , provided you have KEPT ASIDE THE AMOUNT YOU WANT TO SAVE EACH MONTH. Keep on increasing this saving amount month after month and gradually you would become cash rich !! |
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You ask, I answer
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don't take money with you. or don't leave the house. or go into debt. pick one. form a budget. |
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Santosh
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Follow the steps;
1. Determine total credits in your account.
2. Start a Recurring deposit plan, Systematic investment plan of a mutual fund for 30% of the inflows.
3. Invest 25% of the balance inflows in tax saving instruments, diversified funds.
4. Indulge or splurge the rest |
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arpita
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Make compulsory savings by way of investing in mutual funds in (SIP) Systematic Investment Plan by giving auto debit to your bank account equal to 20% of your monthly income.
For few months it will be very difficult. But once you accustom for 80% income ( Income - 20% savings ) it will be easy.
If you followup your savings growth regularly you will be surprised how your money starts earning some more money. Over a period of time say after a year or two, you feel like to increase your savings by observing it growing into a big amount. |
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