 What kind of charity do you contribute to? |
No matter how big or small.
Personally, I feed the less fortunate every 3rd Thursday of the month. I donate 5% of my paycheck to different charities. I try to do what I can. I hope someone ... |
|
 Is it hard to live with an annual income of 30000$ in USA? |
| I am an engineering student in Europe and i am planning to live in USA. Do you think i can live comfortably with this income? (Assuming that i have nothing in my hand at the beginning)... |
|
 How can I get bad credit personal loan in australia? |
| I am full time student in need of a personal loan. I do not have a good credit rating. Looking for a loan of $1500-$2000. Can anybody help?... |
|
 Apply for Credit Card - 17 Years Old? |
Hello,
I am am 17, and I would like to get a few credit cards. Not to buy things, but to grow my business.
I do Search Engine Marketing, and I need all the money I can get to ... |
|
 What was the last thing you bought that you WANTED not NEEDED and when did you buy it? |
| As a wife and mum I rarely buy something unless it is needed. So once a year (as I have no social life or annual holiday abroad or locally) for my birthday, I buy myself something that I want - not ... |
|
 Can declaring bankrupcy erase student loan debt and how odes it work? |
| How do bankrupcy laws work really like chapter 7 and 13? Can they erase student laon debt? How long does it stay on your cerdit report for I heard like 10 years which would not be good. Any help ... |
|
 Stick it out or sell up? Need help please!!!? |
| Im 21yrs old, me and my bf decided to be sensible and we got a mortgage. We've been here for 1 year. Were both really really low now, while all our friends are going out and going on holidays, ... |
|
 Payment Protection for loans etc? |
| I have just taken out a loan and in order to 'proceed' with the application, they have just rang me to ask some 'personal' questions. These ae basically (I discovered after ... |
|
 I recently got scammed on a loan, and I need to get one fast! I have poor credit and I don't have a cosigner. |
| I've come to the end of my loan and I will loose my car in 4 days if I don't pay 1400! Please help me. I cannot affort to get ripped off like I did. Payday loans have failed me therefore I ... |
|
 Whats the legality of signing for card payments when you are incapacitated (drunk?)? |
Question Details: my friend was out at the weekend, woke up in the morning and found that he had made payment of over £1700 in a club, which he does not recollect at all.
He phoned the club, ... |
|
 Does anyone know of a money scheme where you do actually get the money? |
| You hear of loads of get-rich-quick schemes and yet most people say they don't work. Does anybody have one they swear by?... |
|
 What are some ways I can work from home? |
| I would like to stay at home and work. What are some good websites or companies that allow you to work at home without a bachelor's degree? I don't want any companies that are scams or ... |
|
 How do i get a 100% mortgage? |
| How can I get a 100% mortgage or where can I find out about the 100 year mortgage, the one where your parents or relatives can just pay the interest and then you take over the mortgage when they pass ... |
|
 I have so many debts that i cant afford to pay off.? |
| Anyone can help me? or even tell me what to do.i disperately need some help and advise. help!help! thanks.... |
|
|  |
Yamster Berry's Buddy | I have a little extra money, should I pay off my car (6 months left) or should I pay off my credit card? |
Or put it toward my mortgage? |
 |
 
robert w
|
pay off ur credit cards. higher and variable rates. easier to end up with default rates 39%.
car is fixed as is house.
visit daveramsey.com to learn others mistakes so u don't have to. |
|
Edward G
|
There is a general rule for saving money: the first loan to be paid off should be the one that charges the highest interest rate.
So find out the interest rate you are being charged for the credit card, the car loan and your mortgage. Chances are that it is the credit card. But, whichever it is, pay it off first. |
|
*Cara*
 |
Definitely pay off the credit card first since it will have the highest interest rate. Your mortgage and car payment are "fixed" amounts and the interest will not change. Better just to pay off that credit card and put any remaining money towards your car. |
|
Chris Z
|
If you have a little extra cash, putting it towards you mortgage would not make a big impact.
Determine the interest rate on you car loan vs. your credit card. I would assume you cc is a higher rate. If so, pay it off. This will give you the biggest bang for your bucks (sorry about the pun) |
|
terribrooke
 |
By you saying, "a little extra money," I'm guessing that it's nowhere near enough to make any big change on your mortgage. You should figure out which has the higher interest rate, your credit card or you car payment. Most likely it will be your credit card. Pay it ALL towards the one with the highest rate.
I commend you for putting it towards bills. That's always hard for me to do! |
|
Dr. Deth
|
whichever one will reduce your monthly pmts the most (probably car pmt). Then you can use most of that monthly savings to pay extra on the credit card until that's paid off - then look into putting money in 401k or IRA or emergency savings (3-6 mos) before paying any extra on Mtg |
|
~Snizz~
 |
Credit cards! Higher interest! |
|
moonman
|
Pay the one with the highest interest rate off. This is likely the credit card. This is also smart if you think you may need the money later, since it is open ended. |
|
C
|
Credit Cards first!! |
|
lord_gerrard
|
If it were me id go for the credit cards since my car rate is reasonably low and that's a fixed rate anyway |
|
MS. D
 |
both half and half |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 20 minutes(s) ago
| | | |
11 | 30 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
11 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
