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daven c | I have a question about banking? |
say i left 200 dollars in the bank for 2 years how much interest will it gain if any, so how much money will it gain |
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Allecto
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It could decrease (on a no-interest account with a fee) or sit stagnant (on a free account with no interest/higher amount required for interest) or increase at a rate I can't tell you without knowing the interest rate on your account. |
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.
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It depends on your interest rate. Talk to someone at your bank to help you out, a lot more beneficial than anyone hear on Yahoo! Answers. And plus, the people at the bank are really nice! |
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rhsaunders
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Not much; interest rates are at very low levels nowadays, and you won't get much more than about 2% per year. That would yield four dollars in interest. |
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Cubs97
 |
If its in your savings account it will gain interest. The interest gained depends on your interest rate and how often interest is accrued on your account, which can either be daily, monthly, weekly, or any number of times a year. Interest does not accrue in a checking account though. |
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Mikey
 |
This depends on the type of account/bank. They will offer slightly different interest rates. Heres some helpful info:
~ A CD has higher interest that a savings account (but you don't have easy access to your money)
~ Look at paperless/electronic/branch less baking (i.e. ING). They may have higher rates.
~ READ ALL INFORMATION CAREFULLY prior to signing any papers. |
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Chris L
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you will lose money because the bank pays you less interest than the rate of inflation.
They probably pay you 1.5% where inflation is 4%
So 200$ after 2 years would have earned you 203$ total
but it would take you 208$ to purchase what 200$ can buy you today. |
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Casey
 |
depends on the interest rate and how often its compounded.
say..if it has an interest rate of 1% and is compounded continously you would:
a=pe^(rt)
a=200e^(.o1*2)
just punch that into the cal and find out.
now..if it isn't compounded contiously, but say monthly
a=p(1+(r/n))^(nt)
a=200(1+(.01/12))^(12*2) |
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sasil85
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Depends on account, interest rate, bank, fees, etc. Like some banks have a dormant account fee. These fees are set up just for the reason your question asks. People will open an account for 1000 dollars and come back in a year to see what it did. Lots of determining factors overall most likely won't make alot. |
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peachy
 |
depends on your intrest rate |
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spartanguy318
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Depends on the interest rate yield your bank is offering and how the interest is compounded (i.e. daily, monthly, quarterly, etc...)
There are a lot of websites that you can use to determine how your money will grow. Try to go to http://cgi.money.cnn.com/tools/savingscalc/savingscalc.html to try out the savings calculator.
Good Luck!! |
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tekxeh2
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3% probably. you will have $ 207, after two years |
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jameslankford
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right now you will get around 3.6% on a CD per year....so, about $7.20 the first year and close to the same the second year....so about 14-15 dollars |
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Burt C
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Depends on your bank...I will estimate about 50 extra dollars if is on a Checking account...might be more if is in a Savings account |
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LittleMissAlleyC
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it depends on what account it is under it could be saving, checking, or anyother and it depends on what place you bank at as to what percentage or rate. Go to your banks website and look up your type of account and it should be listed, some bank websites have calculators to figure that out for you, or you could contact them with that same question.
I used to work in a bank and they are not all the same nor are the types of accounts the same.
You can try other money calculator websites but they are only est. of what you are looking for, the bank will give you a definate answer. |
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