Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 Money saving ideas?
im a bit hard up and very few ways to save on my outgoing bills.

What good ideas (realistic) can i do to save or gain some extra cash.

All good advice would be much appreciated!!...


 Credit Card advice?
I'm completely dumb when it comes to things like credit cards i've never had one before but i'm thinking of getting one.

I've got an overdraft facility on my bank ...


 Can I afford an appartment?
I just cleared my credit report after having a bad credit.
I make around $19/hr working for a Fortune500 company.
I would like to get an apartment around $650-$750/month.
Can I afford ...


 What is good bank that i can set up a checking account with?
...


 How do people on welfare drive escalades?

Additional Details
CRYSTAL< how come people think there so better than others, when the only way they get there money, is not by work , but by inheritance money,

if they ...


 If you found 1 million dollars, would you report it......?
Or would you keep it? But you really, really needed money, what would you do? Not sure what catagorie to put this in....


 Ive got $5,000 that isnt making any money in my savings account. what options do i have?
I dont forsee needing it, but i want it to stay ...


 Have anyone ever heard of making a down payment to receive a personal loan?
...


 The bank deposited extra money in my account..?
About $500 extra and I don't know if I am legally obliged to tell them about it?
Can I spend the money or will I probably be forced to pay it back?
I am actually in need of extra cash ...


 Is a salary of $60,000 a year a good amount to make? What can you afford with this?
I am looking to start a career as a Dental Hygienist. After researching the profession, I noticed that average salary is around 60 K a year. Most of the jobs that I have worked at paid around 25 K ...


 If a person dies and owes money or has loans, what happens?
who is responsible for the money or does it just 'dissapear'?...


 I am 50 years old,I want to retire in the next five years do I ?
Have enuff saved to retire in a modest life style? I will have worked for the federal gov for 30 years with a high 3 salary average of $110K and have my retirement plan in CSR which will pay me an ...


 I am completely broke! I need some money!!! Does anyone have any ideas on how i can make some money?
ok im 12 so how i can make money is a little bit limited. can anyone please tell me how i can make some money????!!!! here are some things i love to do:
designs clothes, make keychains, help out ...


 Can a store call and tell you owe more money after a purchase?
I bought 2 CDS in a Karaoke store in Arkansas Saturady...Today a lady from the store called and said that the CDs that she charged me 39.95 for were supposed to be 129.99 each and I owed them the ...


 Can you set up joint bank accounts for a few friends?
Myself and my 2 house amtes want to set up a joint bank accounts together for bills etc. My friend thinks there are 'friend joint bank accounts'. Is this true, if so where are they???...


 How to make money online ?
...


 Ligit work from home?
are there any work at home jobs that are not scams and dont cost anything to join? i have spent 100's of dollars on jobs that just want your money or they dont work and i never get paid. i just ...


 Can a person really get paid for taking online surveys?
If so...what site is it?...


 What would you do with $2.500.000 if u had it?
By the way thats two million and five hundred thousand ...


 Can I sue my husband's girlfriend's employer for facilitatin the affair and causin emotional/financial distres
They met at her work place while she was at work and even when I told her that he was married, they continued an affair on and off and everytime is On, he takes money out of the household bills to go ...



Niraj G
I have a small amount to invest about £1k. What would be a good profitable investment idea.?
                     
 




natasha *
Give it to me? I am only kidding, you could spread it over stocks, or you could put it in a pension plan. Its pointless putting it in a savings account, you wont get much for it, and same with contacting an adivisor.


oliver f
Rating
I would recommend looking into getiing an ISA account, you are more likely to get a good investment on these.


taketwo
put it in ISA or premium bond chance to win 1 million pound I win £50 at least once a year.


Arimaa Player
Rating
If you are looking for a short term investment then put it in a high interest cash ISA. You won't be taxed on your interest that way.

If you are looking for a longer term investment (say 5 years or more) then put the money in a shares ISA. You don't get taxed on the capital gains when you sell the shares. It is best to invest in an index tracker (e.g. FTSE All-share) as you spread your risk across many companies and you avoid the excessive management fees and buy/sell costs attributed to high turnover in managed funds.


derek_j_cole
Rating
preimum bonds - you get no interest but there is a chance if winning £1m and you can always get your money back


roy
high interest savings acc say 7% or buy and sell items on e bay with your capital , increase it to 3000 and open an ISA account


joechuksy
Rating
Make it work for you. Buying and selling. Do some research and sell on line, ebay is not a bad idea. with margins averaging 10% with a two weekly turnaround, you would more than double the amount in a year after tax. No other investment in the world will more than double your money in a year. However, if you find this tedious, put it in an ISA and earn a poxy 7% a year.


Al Zymer
If you are thinking long term, at least 5 years, a Unit Trust(share market) Fund. You can do this through your bank, of direct with a leading investment company.


losparx
Try www.zopa.co.uk it's a site where you can either lend or borrow money and choose your own interest rate. very safe im told.


Lorne
Rating
You could try an investment in the FTSE-100 ; you would have to do some research of your own on what business might prosper in the longer term then watch the price on Yahoo Finance to find the best buying time and contact your broker to set up an account and purchase the stock. Bear in mind you have to have the correct mentality to do this and that growth in a stock will not be linear over time however if you are prepared to take a 3-5 year time horizon for the investment your chances are good. With smaller purchases of shares you will find that your transaction costs will take a large proportion of your initial investment. Do not invest abroad for one simple reason that the bank will take most of any investment gain in their currency spread - also currencies are an extra layer of risk that is difficult for professionals to anticipate.


Harley D
Open a Tessa or ISA account with it, then FAT GORDON BROWN won't tax it.


curiousness
the best thing to do is buy in to an ETF (Exchange Traded Fund) which essentially tracks an index (eg you can buy an ETF that tracks the FTSE 100 / FTSE 250 / Chinese shares / USA / European).

The benefit of them is they are readily tradedable, just like a stock, and attract no stamp duty on purchase. If you only have £1000 to invest and have no other capital investments you will most likely not be liable to any CGT (capital gains tax) on profits when you sell the investment.

Go to www.ishares.net to find out more.


Bindesh M
Perhaps invest in a unit trust which means you can invest in a number of companies on the stock exchange with out needing to invest lots of money.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy