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andie f | I have just found out that my nan left me some money in her will and I can have it when i'm 18? |
I am 17 at the moment
Should I invest it or spend it??
It is about £30,000 plus interest over 4 years |
 |
 
taz c
 |
Invest it. Of course, if you aren't getting any income from a job, or pocket money, spend some, too. Put around £2000 aside for personal expenses, & save the rest. |
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Hippy
|
Buy yourself something you have always wanted, then invest the rest.
If you go on a mad spending spree you will regret it for years to come, they say life is short, but regret tends to make it seem longer :-)
Invested properly the intrest received each year will pay for a treat worth having.
Good luck x |
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sara
 |
please dont waste this u will not get a lump sum like that again, im not saying dont spend but spend wise on something u need like drving lesson or to pay for uni then invest the rest. best of luck |
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Lollipop
|
I would say invest it. It's probably worth you buying yourself a house/flat if you are going to be paying rent anywhere because it's so hard for young people to get on the property ladder these days. With a deposit of £30,000 you'll get a really low interest rate and low mortgage payments. Plus you'll be able to move a rent-paying (trustworthy) friend in to help you with the bills and all the while your property will be growing in value and making you money!
Before you make your final decision, think about what you'd regret if you'd done it 5 years ago. I should hope that blaffing the money and merely having some out of fashion designer handbags or gadgets to show for it would really bother you but if you'd bought a house and found out you'd made another £30,000 in that time (I've made £45,000 on my flat in 4 years) then you'd be one happy lady! |
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Scott
 |
Put it into an investment account and don't touch it for 6 months. Getting such a large sum of money can stir all kinds of emotions and you can make poor decisions. Let the excitement wear off a bit, and after 6 months you can make more level headed decisions.
You could take about 10% of it and buy something nice for yourself and invest the other 90%. At such a young age if you invest it properly you could have an enormous amount of money to use later on in life. |
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sabbathdei
 |
invest invest invest!!! sounds boring but if you spent it all on something you don't need where are you going to get that kind of money again? that could see you through college or uni or as a deposit on a house or a nice car...sorry i'm only 35 and i'm already turning into my father!! |
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Culture Warrior
|
Invest it or at least use it for college.
If you buy a car or spend it on just stuff, you will regret that decision.
If you are able, put it into the stock market in some fairly agressive mutual funds. It will be a great little nest egg when you want to buy a house or even retire. |
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x
|
Invest it.
Ask the trustees or your bank for advice. |
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johnny boy rebel
|
do both spend a bit invest the rest |
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ukdavros
|
Invest it for sure.
this is money you didnt know you had, so you have lived without it up untill now so you can carry on living without untill you need it for something important.
If you really have to, just spen the interest its made and re invest the rest |
|
à®â¥PinkBoo - TTC #1â¥à®
|
Invest it, you may want to use it a
deposit on a property,
you may want to start to learn to drive and buy a car,
go to university.
Use it wisely! |
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stormyweather
|
spend a little and invest the rest. Perhaps driving lessons/new car, or adeposit on a home. Look to the future and don't waste it you'll regret it when you're older. |
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JULIE S
|
Invest some of it about 3/4 and spend the rest you will be gratrefull later in life. You could also think what your nan would have done and what she wanted you to do with it. |
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Liza
 |
Invest it for now. You may need it for college expenses or for a down payment on a car or a house later on. It's good to have a large nest egg to fall back on when money is tight. |
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Katheryn R
 |
i would invest , i got money from my nan n the first thing my mum did was put it in several accounts and i get loads of interest. altho my nan wasnt quite as generous as urs obviously lol
but b careful and dnt go and spend it on junk!!
worst off i cant have mine legally til im 21, im 20 lol, but mum gets bits out for me wen i need to pay off credit card lol |
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proofreadergirl
|
Lucky girl! My advice is to spend a very small amount of it - treat yourself to a fab pair of shoes for £100 in her memory - then go & see a financial advisor in a Building Society. It's free, and they will ask you lots of questions such as your attitude to risk, and what you intend to do over the next five or ten years. If you don't know, they will put it in an account where you will get the best interest rates until you want to put down a deposit on a house, say. You'll be glad of the money then.
Are you at school or college? You could earmark part of it to pay for a gap year trip, or a college course of some kind. But it's easy to spend money, and harder to save it - if you start spending without limits you'll run through it in no time. |
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Patricia
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How about spending a little bit on something you really need such as a car for instance. I would strongly advise you to invest the balance to be used for your future (which I am sure is what your Nan would have wanted). One day you may wish to purchase a house. Congratulations but sorry about your nan. |
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