 Any tips on how I can start saving money? |
| I am 18yrs old. Have 2jobs. My 2nd job is a waitress, and so far I've been saving the tips. I need to finish paying my laptop off, and I need to save money for the 1st month's rent in the ... |
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 What if I say to my bank 'sorry I have no money I simply can't pay my debts' what are they going to do? |
| There are no debtors prisons anymore, I don't home a home or any possessions to speak of, I have no savings and owe £25k on my credit cards. I am self employed but my contracts have dried up ... |
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 Pay debt first or save? |
| I have seen different schools of thought on this issue. Currently I have credit card debt of $1700 at 4.75%. I also am trying to start an emergency fund-I have $500 so far. Currently I pay $300 a ... |
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 Have you ever won the lottery for at least a million dollars? |
| If so, how has it affected your life. What are the pros and cons? What would you change about the cons if you could? Everyone wants to be rich but what really happens behind the scenes when you do ... |
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 I need an unsecured personal loan of £1,000.00 but I have extremely bad credit rating. Any suggestions? |
| I need a personal unsecured loan for a thousand pounds but my credit rating is extremely, extremely bad. Does anyone out there know of any loan companies that will grant me this loan with my bad ... |
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 Is there anyway I could raise money to help pay for my Prom? |
| I want to help pitch in for the limo, and then my dress and things. It's really stressful and I want to go, but this money situation is kinda making me want to change my mind.... |
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 EBay!!!! should be rip off bay? |
| Has anybody else been riped off by someone on ebay. And after contacting ebay for HELP, they just brush you under some carpet ( out of sight out of mind ).I paid someone (almost said a lady) £80 of ... |
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 How do i raise money to get me a dog? |
I will cost $450 and im only 14 so i cant get a job...and i need one before christmas day!
Additional Details
I already have one dog and i can afford VERY easily to take care of it and ... |
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 My neighbour lost a large sum of money and I found it? |
| where should I invest it, stock market, property or go safe with a bank?... |
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 Are those online 'Work at home" jobs really true or they are just cheating? |
| I wanted to earn more side income at home and I noticed there are a lot of these online survey forms to fill in, or home typist job offered in the internet. They are too good to be true. Just wanna ... |
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 Debt Collectors - harassing family? |
| Can a debt collector call, harass would be a better term, a family member of the debtor in order to collect a debt? How could the family member get the collecter to stop calling. They have already ... |
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 Is £60,000 a year a good salary? |
One of my parents makes that a year.
Is that a good account of cash a year or not.
Thank you
Salarys converted:
£60,000 United kingdom
$121,921 United states
... |
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 How to start on saving money? |
| iam a student of 16. i often get pocket money from my parents, at least 4-5 pounds a week, just at random. the problem is that i like to spend it off on something. i can't resist but get into a ... |
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 Can you give me £5? |
I wouldn't ask if I really didn't need it.
I am seriously short of money, I can just about afford £6 on food this week after paying off all my bills and rent.
Ok sure ... |
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 Would you ever have a 'joint' bank account with your spouse? |
| I heard in the news that a country music singer's (not into country so I can't think of her name...) husband took 245k from that account after learning of impending divorce...... |
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Fallen J | I have really bad credit and I need a loan ASAP can u help me? |
I need a loan ASAP. I tried to look up some places online, but they want me to give them some money just to get PREAPPROVED. If I had money then I wouldn't be asking for a loan lol. Please help me...THANK YOU SO MUCH : )
Additional Details
I screwed up my credit when I was a bit younger and I am trying to get my credit situated now and I need to pay on some over due bills. I only need about $1,500 or $2,000. I don't want to get a payday loan and I don't want a co-signer. |
 |
 
yragcom
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There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html |
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Wandering
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You have really bad credit and you are asking for a loan? Really bad credit comes from NOT paying off loans, why would someone or anyone in their right mind lend you money?
Buddy, I am not judging you...but overdue bills? It says to me you still have not gotten a handle on money....you REALLY need to do that first. Work 2-3 jobs if you have to. I have, for many many years off and on if I didn't bring in enough to cover everything. |
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faith
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About your only option is a payday loan, you see the places everywhere. They don't check credit, but you do need paystubs, and a bank account. They loan a certain amount based on your pay. They are not going to let you borrow $1,500 if you make $200 a week. Now, you can extend those loans out, but they cost terribly. The APR is usually about 700%. But if you borrow $500, you will end up paying about $100 or better a week, and you can "renew" the loan. They usually allow the first couple of payments to be more or less "interest only". Then you must start paying down the loan itself.
I MUST warn you, these have a tencendy to get people in more hot water than they were in. It becomes difficult to make such high payments weekly. And it is only for a small amount.
You didn't say how much of a loan you needed.
If you are talking about a bigger loan, say for a used car, or buying a friend's boat, you are probably not going to have much luck.
About your only choice is a co-signer, but that person is going to be liable for this loan when you don't pay it. So not paying is going to ruin a relationship you have with someone.
That person must have sterling credit by the way.
The thing to do is, when you get on your feet, start paying off your old debt, then get a secured credit card ( after building some savings), and use it for things you ALREADY buy, gas, a couple of your trips to the grocery etc. Then set that money back so that you can pay it each month, in full.
With the money in savings, use part of that to get a loan. They will freeze that part of your savings, you won't be able to touch it. But take the money from the loan, and open a savings elsewhere. You can even use that money to help pay back the loan. Doesn't have to be a big loan, even a $500 signature loan, with savings as collateral will do. But it will establish credit. Use the money then again, to do the same thing at a different bank, using the savings as collateral.
Then you will build some good credit in an easy way, for when you need it later ( and you will again at some point).
Hope this helped, would have been better if we had some clue as to how much you needed to borrow. |
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Dustin S
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I might be able to help you... I work for AMS or Absolute Mortgage Solutions... Email me what you are looking for and I will see what I can do for you.. but depending on your credit score you might have to pay a higher interest rate.. As far as closing cost their shouldnt be... |
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Jimmy John
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It's going to be very hard to get more credit.
2000$ looks huge when you owe it... but if you borrow some money to pay it back... it's going to cost a lot more, because of interests.
Do anything to avoid more debts, try to get an arrangement with credit card companies and think about changing your lifestyle (if you can) for a few months.
Good luck ! |
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♥Brittnie
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It's really hard to get a loan when you have poor credit. I know because I'm in the same shoes you are. Unless you just get lucky and find some place that is able to get you approved, you will more than likely have to clean your credit up some first. That's what I was advised. I dispute everything on my credit, because some will be removed when you do that. Then take on whatever is most recent on your credit and try to pay them off. That will help improve your score. |
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KITTY44
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From experience DO NOT give someone money before you get your loan. If someone asks you for money before you get the loan it is a SCAM. Beware because there are a lot of people out there that say they can help and you probably will never see the loan you are applying for. Especially if they want you to wire it by Money Gram or Western Union. I know me and my husband have been scammed twice, once him and once myself. If you find a legit lender shoot let me know!!! |
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john h
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Never give money to someone just to apply for a loan. 99% of these are scams.
Try your bank or better yet credit union. If you have one see if you can borrow (BORROW NOT WITHDRAWL) from your 401K. The intrest you pay on a 401K loan goes back to you. |
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