 Hiding money from my wife? |
My wife has severe spending problems. I am in the military, and she is starting her own daycare, but currently doesn't have an income.
A few months ago, I received $28,000.00 from my ... |
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 My bank just charged me for a failed Standing Order? |
| Hi, my bank charged me £25 for a standing order that was not sent out. I admit, I did make a mistake entering the date - it should have been 2 days later, but regardless, they charged me £25 for a ... |
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 Alot of these loans people are telling about are from Nigeria. are they a scam? |
| they say they need money for non residential certificates. Is it for real how do you find out????... |
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 Can you help me what I should buy from my christmas money? |
I received 600dollars cash during christmas holiday and I still have the cash with me, and maybe you guys can suggest what I should buy.
Thank you.
Additional Details
I have TV ... |
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 10 Points: What are all the living costs I should take in account when buying a house? |
My fiance and I want to buy a house and I am in charge of figuring the cost. I need a list of things that will be a cost to us such as water, heating, garbage.
I have water, hearing and garbage..... |
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 If a loan company goes bankrupt do you have to pay the loan back? |
Additional Details
i was about to send them a check for the amount but i found out they went bankrupt do i have to pay it ... |
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 How do i get cash...FAST?!? |
i need 1500 for a ticket, and i need the cash SUPER FAST.
something that isnt nasty or anything related to gambling..etc.
HELP PLEASE!
Additional Details
and something ... |
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 Need cash help? |
| My parents just got a pay cut and i think i need to help out but i'm still in school. I spend alot of time on the net so i figured i'd use the net to make me some money to help out. all the ... |
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 Can a person get car finance whilst bankrupt? |
| ive been bankrupt but i did not declare my car was not paid for to courts because it was on finance i manage to pay for it after been declared bankrupt. iam now ready for a new second hand car will i ... |
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 Can you have +money in a credit card account? |
Can you use a credit card like a current account and keep money in it or can you only be in debt with one?
For example could I have a balance of 500 pounds in a credit card account?... |
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heartace07 | I have so many debts that i cant afford to pay off.? |
Anyone can help me? or even tell me what to do.i disperately need some help and advise. help!help! thanks. |
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catcher
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Sometimes it helps to 'run away' from your mountainous burden. Especially when you cannot think straight anymore. This is what I did when I was in your position. I dropped everything and went overseas with whatever little money I had. If you have a wife and children, get them re-situated in a comfortable environment with her family members for about 3 to 6 months. Make sure they have enough reserves to last them 6 months.
Come to Malaysia because currently Malaysian Immigration Law is relaxed on foreigner influx. Read about MM2H programme or contact this number for further enquiries. You may call +6017 621 8838 and this person will assist you find a rental home in Port Dickson Beach Front Apartment. The cost of living in Malaysia is really cheap and you do not require more than USD1,500 per month to survive here. This budget is for a family and it gets cheaper if you're alone.
You will find Malaysia a good alternative because everything including road signs are in English. People speak good english in Malaysia. This real estate agent is friendly and honest. I hope his number hasn't changed. Just call him once you've landed at the KL Int'l Airport and you will be taken care of. Your family can follow once you have chosen right programme for long term stay.
In my case, going away was a blessing because my mind was clear again and I could earn a good fortune in Malaysia by buying properties in escrow and re-selling them for good profits. When I came back I was ready for Chapter 7 and settled at a very much lower amount. Took me only 3 years to come out of my debts. |
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Richard B
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Are you based in the UK?
If you are then you have a few options. It really depends how much you owe and who to but you could consider things like a debt consolidation loan, an IVA, a debt management programme or maybe even bankruptcy.
I think its best for you to speak to a professional advisor before you commit to anything. |
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Zee
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Whatever you do, don't contact Raymond Investors up above. He is a scammer, he will transfer a huge amount of money into your account - Much more than you negotioated for and then he will ask you to forward the rest to Nigeria. After you do this, the Company from whose account he stole this money will report YOU to the police and you'll be asked to produce the whole amount. If you cannot do this, you'll go to jail. Please don't contact him. There is a body which deals with these fraudulent people, and which EVERY Nigerian scammer doesn't want you to know about. They are called the EFCC . www.efccnigeria.org
As for your original question, you're debt won't dissappear. Go to www.moneysavingexpert.com and there are a LOT of useful tips there. |
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Mark
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How are you ? I know the feeling you have. If I can help with any information ? You can contact me. I have been doing the online thing for a year. Penny for my thoughts ? Take care |
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ndnqt1966
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Depends upon the amount of debt that you have. If you absolutely cant pay and see no light at the end of the tunnel, bankruptcy may be the answer...especially if your credit is already in the sh*tter. There is life after bankruptcy, but it takes time to rebuild your credit. Use it as a last resort. |
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Howard A
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There are many ways to get rid out of your debts and this is one of the best solution i.e. debt consolidation loan.
http://www.loans-bazaar.co.uk/
Go & get answers of all your questions by filing an online form. |
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bighelp
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dont file bankruptcy! its a big mistake and doesnt make the debts go away. Do you have any assets you can sell? Think hard, getting rid of stuff you like now will ensure in the future you can get cool new stuff! Call your credit card companies to negotiate a lower bill or payment plan to get rid of your debt. if you have a credit counseling service in your town (sometimes are through churches or through your city or social services center) they can help you work out a payment budget to get rid of the debts. live lean for awhile and curb all unneeded spending! And eating out, movies and new shoes and clothes all the time are unneeded! |
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scotgal
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write to your creditors, give them all a copy of your debts and your income/expenditure, they should come to some arrangement with you, keep copies of all correspondence, and if they dont agree to a repayment plan, you can contact the citizens advice bureau |
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june e
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Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan. |
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rosey
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It depends on how much you owe. I have an I.V.A and it is the best thing I have ever done. I understand how terrible it is to be drowned in debt, the constant phone calls, the amount of nasty letters,and the restless nights worrying. Contact your citizens advice and listen to them,they are trained in these matters and it doesn't cost a penny.Best of luck. |
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zeggy
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Have you thought of consolidating your debts. If you have several debts with different companies you can take out one loan to pay them all off. This will reduce the amount of interest you are paying a month and you can borrow the money over as long as you like. A typical loan of £10000 over 10 years will cost you somewhere around £140 a month. Google some loan sites but only go for reputable companies not unheard of ones.
If you do this just remember to get rid of all your credit cards so you are not tempted to spend on them. |
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chelsea s
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Man dog Yo *** need God |
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Joseph Sangl
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I would put together a plan for the money you are earning.
BEFORE you are paid, sit down and spend all of your money on paper. When you do this, YOU are able to CHOOSE where each dollar will go.
By doing this, you can win financially! By spending all of my money on paper BEFORE I was paid each month, I was able to become debt-free in 14 months!!!!!!!
I am so PUMPED about this, and I KNOW that you can do it to! I have put together a daily personal finance blog that helps people stay motivated as they walk their way out of debt. There are FREE budget tools on this web site too. The blog is http://www.josephsangl.com Click on "TOOLS" at the top of the page to access the free tools!
You can do this! |
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Kernow Lover
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Stop spending and get a job |
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Shay H
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I would try small things like signing up for those pay sites that will give you free cash for looking at ads and then building up from there. But don't open any new accounts or cards for the time being.
Try this one: http://dealbarbiepays.com/members/register.php?ref=thesiflster |
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