 Hi everyone is there a bank that will notify you before charging insufficient funds fees? |
| hi everyone is there a bank that will notify you before charging insufficient funds fees?... |
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 Can You Write Yourself a Check? |
| Well, I am low on funds and I have about 9 dollars in my savings account (college student.) Since most ATM's only allow you to withdraw $20, is it possible I could write myself a check for the ... |
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 Is withdrawing all of your money from the bank the best thing to do if the worst is coming? ? |
| This so called FDIC is $100,000. Does that mean you get the $100,000 when the bank is in trouble regardless of how much you have in your account? Or does it only qualify to people with more than $100K... |
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 I have mom's blank checks...can i write a check to myself or a family friend? |
| my mom is in europe for a 3 weeks. it's the 2nd week and i'll be out of food by the weekend. and of course my mom left me money to buy food but i foolishly had a "friend" spend ... |
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 If a cheque was supposed to have cleared into my bank account today would it have cleared by midnight tonight? |
or could it clear tomorrow at some point??
thanks
Additional Details
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 Can I afford this monthly home loan payment based on my salary? |
Hi.
I have got a Good Faith Estimate from lender who agreed to loan me the money. The paperwork indicates that my monthly payment is $1910 including principle, interest rate, insurance and ... |
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 I've got $50. What should I spend it on? |
| I found a $50 gift card that I got for Christmas. I tried to deposit it into my bank account, but they can't take it. Therefore, I have to spend it. Suggestions on what I should spend it on?... |
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 I'm 14 and I need money...? |
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 Budget, need expert advice? |
I am so scared about wedding budget...please help me!?
I have 8 more months until the wedding...Feb 2011. This is the expenses we have left.
Expenses:
DJ 530
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 I may have overdraft over $.24 cents what will my bank do? |
| So, my available balance is $21.51 and I have two checks that haven't even posted yet of $2.18 and $19.57...I don't know if I have overdraft protection. I don't want to get a NSF for $2... |
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 Is it safe to give someone else your account number & routing number? |
I just opened an Account Now account and I'm wondering if it's safe for people who are going to put money on it from PayPal, or by other means, to have that information?
Additional D... |
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 Can I get euros from a smart account in Nationwide? |
| I need some euros but I don't have any ID Can I get some out of a smart account from Nationwide?... |
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 who gets the money when dad dies with no living will? |
| My father had a basic outpatient surgery, complications followed, with a heart attack, then stroke and then life support, this left dad hospitalized for 8 months. Because he lived out of state he had ... |
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colcon | I lent my boyfreind money and want to make sure he repays it.? |
What can I do to make sure my boyfreind repays me? What will hold up in court if we break up. I am getting a loan to pay of my credit cards which I bought my freinds motor cycle with and some of my own debt. I know he will pay me back well we are together but if we break up is there a way I can make him repay even if it means going to court. |
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Jack
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The only sure way is do not lend him any money. If you do lend him money, then there's no way to make sure he repays you while you two are still together or after break up. If a bank wouldn't lend him money, you shouldn't either. Even if you have a legal written contract drawn up and both of you sign it, if he defaults and you sue him and win a judgment against him from court, if he doesn't have the money, you still can't collect. That means you kiss your money goodbye. My advice, never lend money to people who can't get loan from their family members and banks, I don't care what their sob stories are. |
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shamieya
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you better get it in writing and make him sign it and scan it or find some way to document the date it was signed. I wouldn't put up a loan for a man that wasn't my husband. I'd make sure he know I wanted my money back ASAP, but that's just me. |
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blickyjunk
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You need to make him sign a promissory note with all the specifics and when you get him to sing it do it at the bank so you can get a notary to stamp it. |
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William
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You need to draw up a formal loan agreement that specifies the amount, interest rate, payment terms, recourse for non payment and have him sign it and you sign it and have it notarized. You might want to add a penalty for late payments and a provision to recover collection costs. |
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Jackson D
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If he doesn't pay you, you will have to go to court. Small claims court if it is under $5,000.
What you need to do is to get it in writing that you loaned him the money. In this document, you must specify the amount loaned, the date of the loan, and how he will repay you (e.g. monthly payments or a lump sum after a period of time). You also need to sign the document and so does he. You can get this document notarized or not that is up to you. It is more believable to the judge if it is notarized. It is also believable if his signature is a good match to what is on his driver's license.
Another piece of evidence is to not give him cash for the loan. Write him a check. Keep a copy of the cleared check or the copy the bank sends you with your bank statement. This will also show the judge that you paid him. If you pay him in cash, there is no proof and is considered hear say. Unless, you have the signed document I mentioned above. |
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○•○•Cassie•○•○
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Only if you have him sign a contract stating when and how he will pay you back. Otherwise it could be considered a gift and taking him to small claims court would probably cost a lot more than you loaned him. |
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saturn
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Get it in writing. If it were me I would not loan him money to buy it. He sounds like he wants a toy and does not really need it. If you are trying to get out of debt do not get extra money on the loan for this. One more thing, when you pay off those credit cards do not destroy them but put them away and do not use them. |
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KathyS
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Get it in writing and have a notory sign it. |
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Franco
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DO NOT LEND TO FAMILY AND FRIENDS. It is the one sure way to destroy a relationship.
If he is credit worthy he can borrow from outside. If he cannot do that it means he is a bad risk.
He will resent having to repay you, he will delay and miss payments and in the end you will break up for sure and you will not get your money. It happened to me and everyone else I know. Far, far, better to be kind at the beginning and say "sorry, but I love you too much to lend you money as I know it will break us up". Be kind but absolutely firm. It will only be a couple of minutes embarrassment compared with months and years of wondering and worrying. DO NOT DO IT |
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bobthebrowser
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Neither a lender nor borrower be |
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dezimotobol
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Just make sure you don't use sex for leverage...He will HATE you for it, and if he doesn't pay just take his *** to court... |
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