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TooSquinty | I make $55,000/yr gross. How much should I spend on an engagement ring? |
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 |
 
skinny0ne
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Forget the 3 month rule. You know who made that rule up? The diamond industry (DeBeers). First things first, what does your girlfriend want? What size? What shape? What metal/color? Say she wants a 1 carat solitaire with a gold band. Find out what the 4 Cs are to determine quality. Go to www.bluenile.com and get a rough price for diamonds that fit your desires. Blue Nile will be much cheaper than a jewelry store (30-50% less). So, if you go to a store expect to pay more. Okay, can you afford what you want? Don't go into massive debt. Try and either save up and pay cash or pay it off in a few months. You don't want a ring payment for the next 5 years. That's insane. And remember, always get it on sale or haggle a bit. Never pay list price. The ring is never worth list price. Always get it for at least 25% less if not 50%.
Also, make sure the diamond is certified and a serial number engraved in it. Before buying the diamond, look at the serial number on the certification and then ask the jeweler to let you see it on the diamond using their microscope. Make sure they match. You don't want to get ripped off! |
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Sec Educashun
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Better work on that math JKPOET. |
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brodyburks
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Three months is BS. Get her something she likes. Talk to her about it. If she doesn't know that it's coming eventually, you probably shouldn't be buying her one.
Check out www.bluenile.com- they've got a good selection and let you really customize what you're getting. Get something that she likes, goes with her other jewlrey, and looks good on her. If she wears understated or no other jewlrey, a 3 karat ring is probably going to look out of place. If she's petite the same applies. If she doesn't wear gold, look into white gold, silver, or platinum.
Most importantly, dont worry about putting yourself in debt to overreach. Her saying yes *shouldn't* depend on the ring that you buy her. If you can spend $1,000, spend that, it'll be a nice ring. If you can spend $10,000, spend up to that. But don't go bigger just because you can, or just because you thing you have to. |
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bonecrusher
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3 months salary? wtf... do you sell diamonds or some sh*t? I've heard DeBeers trying to put the whole 2 months salary bullshit into people's heads. I wouldn't spend more than a months salary, and even that is pretty ridiculous. |
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Wide Awake
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However much the ring that your fiancee likes costs, and that you feel you can afford after discussions together. Don't go by any "three months" rules or old junk like that - don't spend that much unless absolutely necessary to make you both happy. |
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scotty
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I would spend around 6,000 do platinum |
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bookworm
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I think it would depend on the style of the ring and whatever you are comfortable spending.money on. An engagement ring does not have to be expensive. My husband got me this tanzanize engagement ring that I just love. It costed almost 600 dollars. I would not trade it for anything. Take in consideration of your girlfriend's taste in jewelry and go from there. |
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john r
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as less as possible! |
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Matt_NYC72
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no more than $9,000
go to mondera.com - after looking in real stores, I went to mondera and got the same ring for thousands less. I know it's weird ordering that on the web, but they are really great and totally legit |
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Silly chick
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Spend as little as possible for the best quality ring you can afford. My hubby makes a little more than you and I could have anything I wanted so I bought the diamond seperately (I cheated and got it from a lady who wanted a fair price) and he put it in an awesome setting so now I have a $10,000 ring and we only paid about $2000. We had Jarrod's Gallery of Jewlery set it for us. They have a guarantee on their work so it's safe and I got a pretty leather box to keep it in. Either that or go for Tiffany's. They put it in a neat box. There is life after the wedding so you'll need to not owe an arm and a leg for a ring. |
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3eleven
 |
$1,500 on the ring and then buy her a nice used spots car with the remaining $12,000......rings are useless! |
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raci_tracey
 |
It doesn't matter how much you make. Just get a nice, 1 carat ring. Don't go over-board, don't be cheap and get something smaller. Doesn't have to be flawlees, either. As long as you can't see the flaws with the naked eye, you're fine. She'll like it, trust me. |
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à¤à¤¾à¤°à¤¤ गणराजà¥à¤¯
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$3.79 |
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*****
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Personally, if I were in your shoes, I would be on the conservative side, and spend no more than 5-7 thousand dollars. |
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lissa7903
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I would not spend what you can not afford, It is only a ring, what lies true is your love. Start small 2 or 3 Thousand and work your way up every 5 or 10 years. |
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jk poet
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AN ENGAGEMENT RING SHOULD COST AT LEAST 3 MONTHS SALARY IN YOUR CASE UNDER 5000 DOLLARS BUT NOT LESS THAN 44OO |
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rainydaydreamr
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you know, i am a woman, and i just have to say...someone who really loves you is not going to care what you spent. if you are going by some ridiculous social status number like '3 months pay' or something, which jewelers made up anyway, you may need to take a step back. is this woman going to go check the price tag? if you told her what you spent would she make a face or pitch a fit and demand a bigger rock? if she would, RUN!!!!!!! you are starting a trend in your relationship that will never end, because you will be thinking..and she may be expecting..that the next present always has to be bigger than the last, and always has to meet social acceptance. what a way to get ulcers. good luck! |
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Pitchow!
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It depends on how much debt you have.
If you have a Kay's Jewelers near you, you can do a plan where you can trade in the ring and upgrade and they apply the original purchase price to the upgrade cost. |
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dwh12345
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$13,750...3 months pay |
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Jen G
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The average is usually 2 months pay. |
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jean
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whatever you can afford right now, if you are in debt, you shouldn't spend a lot and your gf should understand. just tell her you will get her something better in the future when you have more money. she's marrying you, not the ring. if she cares too much on how much you spend, you should reconsider about getting marry |
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someDumbAmerican
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2k max, its just a ring made of slave labor, metal and rock.
If you drop nearly 14k on a ring and don't realize you could by land or put it into something you can invest, you are lost. |
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jojo
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a grand |
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Jessi
 |
$$$ should NOT matter...my engagement ring cost 99 pounds...it was bought in the UK and the diamond has a flaw...I didn't care about the flaw, made MY engagement ring unique...if your fiance wants one that is expensive then go for it...remember its only a ring...being together is the forever part |
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