 Help with Debt?! please...? |
| im in a fair bit of debt and would like some advise on making money to get me out this debt all together id say 6000.00 but no one will help me as they say that its not really alot of money but it is ... |
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 Whats the answer to 20% off $60.00? |
| i want to know what is the answer to ... 20% off of $60.00 is what and how do you get that ... |
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 (UK) Is it quite normal to constantly have no 'expendible income' and it be very frustrating? |
| I live and work in the UK and have a decent, but not superb, wage. I also have a mortgage and car and once this and all the crap that comes with it (insurance, council tax, bills) is paid, I never ... |
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 Should I quit my job to finish my degree? |
| I am a 27 year old male. I have been working full time for a nonprofit making $33k a year. I am also half way to getting my bachelors. During the past couple of years I have been going part time to ... |
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 Which is better for allownce $1 a week or one penny and that penny doubled each day? |
| So, by the end of the year what is the total for $1 a week and what is the total of a penny total doubled daily for one year? That is one penny today. 2 pennies the next, 4 pennies the next, 8 ... |
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 How can a 13 year old make money on the internet? |
| I need enough money for a macbook (£700) but including birthdays and christmas i'll probably only need £300. Please could you not suggest Ebay.... |
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 How to destroy unused checks? |
| While in college, I ordered new checks each time I moved (usually ever year). Now I have at least 10 books of brand new checks, all with old addresses. I finally got smart and when I last moved, ... |
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 How do I give a stubborn person money? |
| My parents have fallen on hard times and I want to help them out. The problem is that my dad is stubborn and is probably not going to accept a check from me since I'm young and have my own ... |
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 What do you think the real reason is for high gas prices in the United States ? |
Gas stations are way to high, to travel you would have to think twice.
Gas here where I live is 2.79 ---2.93... |
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 Do I have enough money to survive? |
| I am 34. I am still live with my mother. I don't have a girlfriend and will never have a girlfriend or get married. I have two jobs - one full time and one part time. I have saved about $150,000,... |
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 IPhone money? |
| Okay, I got permission from my parents to get an iPhone, but they said that I have to save up for two years of service plus the iPhone before I get it, so overall thats about $1500. I have an ... |
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 How I do stop debt collector calls from calling here at home? |
| A call from National Financial Systems, Inc. When I received a payment of $194.53 after my checking account from Chase closed. Me and my brother both receiving Supplemental Security Income (SSI) ... |
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 How can I get my credit rating good again? |
| I was silly girl when thinking i would like a credit card i went online and thought i was shopping for a good deal when i applied for about 10-15 cards.. little did i realise this would affect me ... |
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 How can i earn money when i'm younger than 15 year old? |
I need a part-time job in the north shore area in sydney but i am younger than 15.
I've tried newspaper delivery but it is really difficult and it is cheap pay...
I also ... |
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 How do I make money real fast? |
| I am behind on my bills and need to make 800.00 dollars by the end of the month. Please help!!!!!!!!!!... |
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 What should I do with my tax refund? |
| I am getting $3,500.00. I have $2,200 in credit card debt, and I make 20k a year. I live with my folks but want to move out by fall, hopefully. If I pay all my credit, I'm afraid I may rack it ... |
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 Is there any way of cancelling your credit card accounts? |
| do I just call up the creditor and request for my account to be cancelled?... |
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 How can a normal person get rich? |
| what actions do they take? how is it done?... |
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MadameJazzy | I need a good bank, I hate Bank of America...? |
I hate Bank of America, the fees are ridiculous, in fact, I hate banks period. Does anyone know of a good bank, how is Suntrust, or Regions, or US Bank? What do you think of credit unions or things like that. |
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scanjet
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BOA is a really good bank. I have a checking account, credit card though them for 10 years so far. BOA is a big bank and banks make money only one way though fees. Considering they are offering free checking accounts with free billpay as a drawback you are hit up with fees. I've never paid a fee for 3 years so far. That is because YOU FOLLOW THE RULES AND READ THE SMALL PRINT. A stupid customer is the best customer. If everyone was smart BOA would be out of buiness. If you don't want fees go with a credit union at your employeer or small bank/online bank. They charge little to no fees due to low overhead but the convience is gone. Less ATMS, blackouts etc....
P.S. I have my savings account though ING direct. They have probably the highest savings next to emmigrant direct. Countrywide has I belive 5.25% for mortgage holders. I don't want to go there because you have to maintain 10K an I don't know if any emergency may pop up... |
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Julie
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Every bank has its faults, write down what you want or are looking for in a bank. Go in and talk to them. See what they have to say, also tell them of your concerns.
No one has a perfect bank. Maybe attend a financial education class in your area to help you manage your accounts and give you helpful insight. |
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Halo
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Wachovia is a good bank. Federal credit unions are good too. |
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crzyaltego
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I bank at US Bank and like it so far- i would go have a meeting with one of their personal bankers and have a list of questions ready to ask. I have heard good things about credit unions too though |
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hushnowjustplayit
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Try your local credit union. You don't have to be a member of a union to join one. |
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Jody
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Citizens bank they have great hours and they are allways willing to help!! |
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kiltboi
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Credit Unions 100%.
They are definitely client friendly, do not rake you over the coals with charges and are willing "understand" situations much more readily than FOR PROFIT banks.
If you qualify for a Credit Union... do it... NO QUESTION! |
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lasalle_1986
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credit unions are the best. i was the same as you and a co-worker got me to open an account with eastern financial credit union of florida. it is awesome. the checking account is free and u dont have to open with as little as $5.00. they offer saving accounts, checking, christmas club, vacation club, the interest rates are great. once you have been a member for a while, they offer great loans offers.
they are totally worth it. and they also have bill pay, online free checking and banking. |
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WitchTwo
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me too.....I love Washington Mutual. Credit Unions are the best. Stay away from Wells Fargo, they are as bad as B of A! |
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mbetzel@sbcglobal.net
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go for a local bank |
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Steve R
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I've been banking at various banks for 20 years and have NEVER paid any fees. Why? I don't bounce checks, use another bank's ATM, and always pay on time. One more thing, if you use a debit card you have to know what your checking account balance is on a daily basis so you don't get slapped with fees. Forgo the debit card and use a credit card instead. You'll get one monthly statement on all your purchases and then pay it all off every month.
One more item, if you travel a lot, BofA has ATMs across the US. If you use a local bank or credit union, you'll pay fees when you use another bank's ATM. |
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mickeyg1958
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Credit Union, definitely. They are member-friendly and not for profit! |
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dakotasky99
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There are ways you can avoid charges at Bank of America, but you need to ask instead of getting mad at them. They are like one of the worlds largest banks, they must be doing something right! What fees are you referring to, they have options for free checking accounts, if you are getting bounced check fees, that is your fault not the banks, I think their fees are right there with other banks, you have to remain competitive. If you are looking for convenience, you can't get more convenient than Bank of America. they have ATMs every where, where are the ATMs for a local bank or credit union if you travel to the next city?
Any other fees that you may be charged are all in the brochure they give you when you open you account, you just have to read it. No one to blame but yourself if you don't. Any bank or credit union you go to will have fees, no matter what, if you don't ask or don't read disclosures you will never be happy at any bank or credit union.
Your best option is a Serta! |
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