 I want a credit card but I'm 15 what dhould I do all my friends have one and some f them are younger than me? |
| I want to get a credit card for when I travel and for emergencies but one company said that I should take the one called "start Smart" which you can only take 100 out a day.Most of my ... |
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 Anyone have a bank account with Halifax? |
| I put some money, in cash, in my bank friday and my balance is still saying i have nothing. Does anyone know how long cash takes to clear? I put a cheque in yesterday and it said it will clear ... |
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 If you try to withdraw money from an ATM when your account doesn't have sufficient funds, will it overdraft? |
| With Bank of America in particular. Will it give you the money and say you overdrafted, or just refuse the funds?... |
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 We live paycheck to paycheck, what is an easy way to make fast money? |
| We live paycheck to paycheck, luckily I am really good with money but we never have any extra money to do what we want every now and then, any advice? Is there a quick way to make some fast money ... |
|
 I need to learn how to save money? |
| I know it's a stupid thing to have to ask people but my husband switched jobs because of my medical problems and took a pay cut of almost 15k a year. I'm buying generic foods already but my ... |
|
 Money making ideas for girls raising money for our church? |
We are collecting money to redecorate our youth group room so it doesn't look like death. We need as much money as we can get. What are some ways to earn money? Aside from:
raking leaves
... |
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 In debt and looking to get out the right way. Please help with personal advice.? |
Total Debt: $37,163
Interest Rates: 8%-25%
Total Credit Cards: 6 (2 are Care Credit Cards)
Car Loans: 2 (probably getting rid of 1)
We're really serious about ... |
|
 If you owed £1500.....? |
| i have a loan with this outstanding.i have also saved £5000.should i pay the loan off?and leave me an extra £145 a month better off or keep paying £145 a month and keep my £5000 in the bank?... |
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 What happens if u ignor ur debts, not responding to letters or calls, and also not going bankrupt?. ? |
| I have a collective debt of about 120,000. For about 2 years now, i have totally ignored all calls and mails. All my creditors have been doing is threaten me with court action and ccjs and what not. ... |
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 Anyone know how i can make some cash? |
| im only 13 so i can't really get a job :( HELP!!... |
|
 Which bank can you recommend? |
I am moving to the UK in March.
Which bank can you recommend? A nice savings rate would be great.... |
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EmilyT | I need help on how tot save money.? |
Any advices? It because I keep spending all of my pay check every week. :( |
 |
 
Ginger/Virginia
|
Too often people feel a sense of entitlement that doesn't match their real income. Don't let TV, magazines, and free spending friends lead you into buying things you don't really need.
You have to cut back expenses, and start to chose the less costly way of doing things. Instead of eating out, take a sandwich to work. Instead of buying new clothes, check out the bargains in a consignment shop.
Think of it as a "money diet." Make a game out of finding ways to cut back. Get the whole family involved.
Check out some books from the public library on getting out of debt and managing your money. The library card is free! Try titles like Overcoming Overspending or The Complete Cheapskate.
Check out some thrifty tips on the internet too:
http://www.cheapskatemonthly.com/
Find others by putting in keywords like thrifty, frugal, get out of debt, etc.
Pay off your credit cards or the interest will eat you alive.
Good luck with your effort to control the spending. It feels very comforting when you have money in reserve so every thing is not a crisis anymore. |
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jfrabell
|
Spend less than you make. Carry cash and only allow yourself to go out with a certain amount. If you don't have it, you can't spend it. |
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jodiandjay2006
 |
sign up with upromise.com. a great website |
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blah blah
|
Open an ING account. It earns almost 5% |
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dscot399
 |
The best way is direct deposit, into an account that you don't have access to. That way you never have access to the money and in order to get it you have to pay a big penatly(wire transfer or drive XX miles to get it). Try a local bank in a different city. |
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coach
|
pay yourself first sit down with a rep from primerica ask them to explain the rule of 72 or email me at ajkell@bell.ca |
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Mother of Chaos
|
We have all our income direct deposited into our ING account, which is in turn set to automatically transfer a set amount each month into our checking account.
If we blow it, we know it - because we've got to manually go in and transfer "extra" money. It works really well for us. |
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mflenahan
|
Cut up yout check card / ATM card. Go to the bank when you need cash, take out some pocket money. Write checks for your bills.
Going to the bank during the day to withdraw cash is such a pain in the butt that you will find youself saying "nevermind" instead of dropping $50 on a new video game or going out to dinner.
Plus, when you actually see your cash going from your wallet to someone else's pocket, you get a much better idea of exactly how much you are spending. |
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rainfingers
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For at least one month, track all your spending--write down where every last penny goes. Add it all up into categories, and you'll probably see places where you can spend less. Make a budget including how much you really need in each category, and only spend that much. Put the rest in a savings account. If you don't have enough money in the budget for something you want, you save up until you do. |
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Amanda
|
There are really good suggestions on here already.
Direct deposit to a checking account, transfer 20% to a savings account each pay day. Use checking account ONLY to pay bills and for fun stuff. Increase % saved if at all possible. Don't buy stuff without thinking it over for a few days and don't eat out all the time. Depending on how old you are... look into investing, 401(k), IRAs, etc.
Good luck. |
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