I need help paying my bills they are overdue and my bank account was closewhere can i get help fast?

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confused101

I need help paying my bills they are overdue and my bank account was closewhere can i get help fast?

sexy law chick

call each of the creditors and ask for a payment plan before they report on your credit. most creditors do not report you for 60-90 days (after the due date of the bill). they typically will not report you so long as you comply with the plan.

majenwen

Contact each lender immediately and inform them of your situation. It's in their best interest to help you so you don't default -- they want their money! They will work with you to create a payment plan. Be sure to document who you spoke to and the result for each creditor. And be sure to follow through and pay according to your plan. If you still have trouble, contact them again. Do not be late; companies are less likely to help you if they are constantly trying to track you down for money.

Since your bank account was closed, I would recommend getting a free checking account elsewhere so that you have an account to pay your bills from. If that is not possible, then your next option would be to cash out your paychecks (you can do this at any bank with 2 forms of ID) and pay your bills by money orders (you can get money orders from the post office for 0.95-1.30 up to $1000).

I would avoid places like Check n Go or Cash Advance. They charge a very high interest, and it can become very easy for you to become further behind with another creditor to worry about.

In the mean time, limit your expenses to the bare minimum. Also, look online for charities that can help you with food expenses or even with rent and utility payments.

I hope this helps! Good luck!

judy m

there is a site called DTS they are really good they are a part of the Better Business Bureau they can help u get out of debt they are not like those other companys out there that take your money u can be debt free in a short time good luck

Mario23

just get money orders from the post office and pay everyone. I know it's hard to pay bills without a bank account, but you can get money orders and mail them to your bill collectors.

mr_crankypants

monster.com.