 Best Way a teen/kid can make money? |
| Hi, i need a little cash in my pocket to help buy something for someone and I'm looking for some ideas that can help me raise some money in the neighborhood. What can I do that's simple and ... |
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 Has anyone ever taken out a second mortgage? |
| I am interested in taking out a second mortgage. I don't really want it for thirty years . Can I get it for 30 anyways and pay it off early without penalties. I only need like 35000.... |
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 Unsecured Personal Loans? Advice please? |
| When you apply for an unsecured personal loan, do they tend to contact your employer? I would rather my colleagues not know my financial situation thats all! I have previously had one from my own ... |
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 What to do with my 401K money? IRA? |
| I have about $8,000 in a 401k from a job that I am no longer at. My boss at my new job said it wouldn't be worth it to transfer the money to their 401k and he recommended putting it into a Roth I... |
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 I am trying to get a loan but have poor credit and am a ex-bankrupt, any help.? |
| I am having problems getting a loan as am a ex-bankrupt a few years back, i got a letter from ADVANTAGE LOANS, they seek £49.50 to get a approved loan within 3 to 5 days, i did this last year and in ... |
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 What should I spend $1000 on? |
| Im 14 and Australia and soon I will be recieving $1000. What should I spend it on? I feel like just having fun with it but at the same time I want to know is there anything I can invest in?... |
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 I need money quick. Im talking in the next 3 days.? |
| Our van is broken and our lights are about to get shut off. Its crazy how things got this way. Is there any way to get a lump of money really quick besides a loan.... |
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 I'm trapped in a payday loan disaster. What will happen to me if I close the bank account? |
| I have gotten in over my head.Started out with one loan for an emergency..Could'nt pay it so took another loan to pay it, then another to pay it.Now I am trapped in 4 loans. Paying $76 each ... |
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 I need to know how i can make money = )? |
| ok . i am 14 , i need $900 for a new computer and i kinda need it fast . how can i make money fast even though i am 14 . also , what is minimum wage now , it would really help me if i knew . please ... |
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 Do I need too signatures to cash a tax refund check? |
| I recieved a tax refund check but is in written to both my husband and my name. Does it need two signatures or just mine will do? I would like to go shopping by ... |
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 How can an 11 year old (me) make 250 dollars? |
| Im trying to save up for a wii. But I am broke....... |
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| Online Money Making Schemes? |
^ Are there any legit ones?
Additional Details
What do you do for the cuturl site?... |
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 Im 27 and I still borrow money from my parents. I work hard though, is this acceptable? |
I know they're not a bank, im working on getting a part time job....I've started living on my own but I live in Taxachusetts, so it's difficult.
Additional Details
Umm ... |
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 Should I pay off my mortgage? |
My mortgage debt is 65K. I have that money in a money market making 4.5%. My mortgage interest is 5.88%.
After considering taxes, what is a better choice?... |
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 Whats the best thing to do with a cash windfall? |
| We recently received some money from a house sale. We have paid off all of our debts apart for one of £25k which is tied to our mortgage (and on the same interest rates). We now have about £35k ... |
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 How can i manage my budget better? |
| i am 19 years old and i am engaged getting married in november and i handle the finances in the relationship i find it hard to save money. i try to save but there seems to ALWAYS be SOMETHING i HAVE ... |
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 I think my fiancé is dumb? |
| When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ... |
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skinnyminniekitten | I need help with debts????perhaps on advice how to control them? |
day in day out telephone calls,letters on about my debts i owe altogether its about 3 thousand pounds perhaps a little more anybody know of people who can put me on a debt managment plan without a huge fee????
Additional Details
I LIVE IN THE UNITED KINGDOM NEAR BIRMINGHAM?? |
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who d
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if your adventerous, get a job over here in iraq like i did. i came over here $125,000 in debt back in 2003. by next april, i will be totally debt free. i would have been done a lot sooner, but i splurged a little on my vacations. i'm with halliburton(kbr), but there are many companies over here that pay well. the first $80,000 is tax free. each month i bring home anywhere between $8,000 to $11,000 a month(bring home), depending on if it is a four or five week month. it can be dangerous at times, but i have been here 3 1/2 years and i still have all my fingers and toes. good luck. |
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glorymomof3
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You can put yourself on a debt management plan for free. What you need to do is gather all of your bills. Get a large lined notebook and list the bills into three catagories:
1. Credit cards/ Interest bills
2. Current bills
3. Past due bills
In your first category, the credit card/interest, list them in order of interest charged. Meaning if one charges you 25% interest and one charges you 7%, put the 25% one down first.
In the second category, list the bills according to importance to your life. Such as rent, electricity and food are important, those should go on top, but entertainment should be on the bottom of your list.
Last category is reserved for those bills that have already come to pass, but still need to be paid off. List them in order from lowest to highest.
Once you have listed all of those, take a look at your budget and see what you are going to be able to work with once you have taken out the taxes and the money for your living expense from category 2. DO NOT include anything that is a luxery such as entertainment, but rather the first few items. A cell phone is not a requirement, but rather a luxery, while as a house phone may be more important to you.
Pay off your current bills first, on time, and then start to pay off the credit card debts with the highest interest. Then when you get done paying that one, go onto the next interest charged bill. With the smaller bills in the last category, pay off one of those bills a month, or more if you are able.
Cut back on your excess spending, like going out to eat, cable tv, cell phone (lower minutes), raise your insurance deductable on your car so you have to pay less money for insurance, skip the morning coffee from the local coffee shop.
It will take a while, but if you stick to a clear and concise budget, you can get over what is owed. Once creditors see that you are making an effort to settle bills then your credit worthiness will raise. The more you ignore it- the bigger the problem will become. |
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Jordan K
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You should see if you could consolidate the loans to a lower interest rate, or perhaps a 0% credit card (if they have them where you are).
Otherwise, maybe a second job would help until the debt is paid off. |
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grandm
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Get on the Internet and look for a not for profit debt agency; there are hundreds of them available! |
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kja63
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You can negotiate "hardship" payments with your creditors and avoid the expensive debt management company middleman.
Just call your creditors and inquire about their hardship plans. You generally have to be 60-90 days delinquent to qualify. They will usually offer to reduce interest rates and monthly minimum payments, plus waive late fees and overlimit fees.
Do NOT accept their first offer. They will counter-offer with an even better deal. Hold out for the best deal you can make.
Cut up all your credit cards and close your accounts. And then stay out of debt for the future! Good luck to you. |
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KnowItAll
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DO NOT go into a debt arrangement plan. You need to take a deep breath, stop responding to all calls. Let creditors know you will speak to them once a month, you will be sending in a payment. Debt management plans are notoriously horrible for your credit and horrible at sending in your payments. You need to slowly attack your debts, from smallest to largest. For free, you can listen to financial advisor Dave Ramsey on his website (daveramsey.com). Click on "listen", then listen to the archived shows. He gives common sense advice in an easy to understand manner. You will hear caller after caller with your same question. It will help you immensly, and you won't have to pay a dime to anyone but your creditors. You will turn your life around, I promise!!! |
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StraightDrive
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1)List debts with highest interest. Reduce it first. and move on to the next one.
2) Live within your means of income. If your debt repayments are more than savings then immediately sell some assets and pay the debts so that they are lesser than your savings.
3) Get extra income by a second job.
4) Be frugal |
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lover of Jehovah and Jesus
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there are commercials on tv that have companies that you can call to help you with your debts. there are many and they are 1800 numbers. |
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kaboto
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right now i really dont know but i may find some soon and then i ll tell you |
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Flower Girl
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Maybe you shouldn't have run up bills you couldn't pay! But since you did tell your creditors you will only communicate with them via the mail. They have to honor your request to only contact you through letters. Then send in a payment every month, as much as you can afford. Also tell them that if they cannot work with you , you will have to file bankruptcy, this will get them to work with you, most likely. And for goodness sake, learn how to manage your money! Do you want to be retiring with no money to your name? |
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theskullknows
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quit spending |
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