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Do any of you have financial problems? |
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How do i get out of debt quickly and before 2010??? |
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pedro mom | I need info. on pawn shops. What do they accept, what kind of items? |
I need $150.00 asap next. cple. of hrs. does anyone have any ideas? |
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bradnmich2003
 |
They take electronics, jewelry, lawn equipment, commercial equipment, tv's, etc. |
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crzyaltego
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if you have a car go get an advance from a cash advance place |
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PATRICK D
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many pawn shops will accept almost anything of value like gold jewerly or electronics (tvs vcrs etc.) they most likely will lend you something like 20% of the items value--maybe more for 30 days
at like 25%interest
if possible try borrowing the $ from someone you know and trust
using let's say a gold necklace as collateral--chances are maybe
a freind or relative will help you out,and not charge you extra if you pay it back when you promise. good luck |
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Chris
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They accept ANYTHING, CD's, movies (w/wout case), junk jewelry, and other crap like that. And of course electronics as always. |
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wisdom
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any jewelry worth of value, power tools, guns, tvs, stereos, |
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locuaz
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lawn mowers,
sawing machines,
computers
televisions,
radios |
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Michael E
 |
Wow, I was just thinking that I could come up with $25k on the spot, if I had to. Thanks for putting things in perspective for me. |
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acidcrap
 |
Never pawned anything. But I go into pawn shops all the time to find deals. It seems like pretty much everything goes. Houshold items, sporting goods, jewelery, tools, electronics, etc.
Don't know what the average shop will pay out. But I don't think they give you very much. If you can't meet your needs, maybe take a look at some of those places that will give you advancements on a check. |
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girl
 |
Anything of value like expensive jewelry, musical instruments, coins, art work, rare comic books, computers.
Can you borrow the money from a friend or family member?There are loan places that charge outrageous interest if you need qiuck cash. Just Google something like fast cash loans or Quick cash. |
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Shayna
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Check with the pawn shop. Most of them will take anything of value. Don't you have a friend or family memeber that can help you? |
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bev
 |
i owned a pawn shop and it's Tuff, the laws were made and the codes that they have to abide by are some of the most prolifically write statutes of abundance ever to compile the laws books. get your self up to the place and bring a list of what you have that you can part with for say 30 or 60 days and let them decide what they want it is a matter of what they can profit from if you don't come back and if they have buyers for certain things and then you can work from there. you must be of age too. cops squeeze pawn brokers like walnuts |
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xox_bass_player_xox
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They will accept just about anything of value. Big items are guns, jewelry, electronics, and musical instruments. |
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carole
|
They accept things of value that they can resell. They will likely give you 50% or less of what they think they can get for the item. If you have a TV that you think is worth $200 - you might get $75 or $100. Jewelry needs to be in good condition and usually the uncustomized stuff is better (hard to sell a watch engraved with To Harold, with all my love Veronica.)
You might be able to find some pawn shops on-line or at least some more information. You might also just want to call the Pawn shop you plan to go to and ask them what's hot right now.
Peace! |
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PJ
|
WHATEVER YOU DO, DON'T SELL SOMETHING THAT ISN'T YOURS. You will lose friends and family, fast.
If you're doing this to feed a drug addiction, then do you plan to ever stop? (If you won't stop now, will you ever stop?)
Sorry, I have no idea why you need money so urgently, but I just felt like I needed to say something, just in case. :) |
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TIMOTHY D L
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1. You bring in something you own and give it to the pawnbroker as collateral for a loan (this act is called pawning).
2. The pawnbroker loans you money against that collateral.
3. When you repay the loan plus the interest, you get your collateral back.
How Much Will You Give Me...
To try this out, I went to Rick's Music & Pawn and asked, "How much will you loan me for my wedding ring?"
It's a nice wedding ring -- a standard gold ring with my wife's name and our wedding date engraved inside. Bought new in 1994, the ring cost about $140.
4. If you don't repay the loan, the pawnbroker keeps the collateral.
The answer was, "$10."
In return for pawning my wedding ring, I would receive $10 and a pawn ticket. The ticket would indicate the following:
* The item that I pawned
* The amount of money loaned to me for the item
* The amount of money due in 30 days to get the item back
My ticket would tell me that, for my wedding ring, I received $10 and that I need to pay $12.20 (that's 2 percent interest plus 20 percent in fees on my $10) in 30 days to get the ring back. Within 30 days, I have three options:
* I can return to the pawn shop and pay the full amount ($12.20 in this case) to retrieve my wedding ring.
* I can return to the pawn shop and pay the monthly fee ($2.20 in this case) to extend my loan for another 30 days. At this point, I'd have to enter into a new contract for the next 30 days. Here's where some pawnshops differ on the second-month contract: Some would make you pay 22 percent on the new principal, $12.20, (for a total of $14.88), while other pawnshops will allow you to continue paying 22 percent on the original principal.
* I can do nothing, in which case the pawnshop keeps my ring and sells it.
That, in a nutshell, is the basic pawnshop transaction. In a busy pawnshop, that sort of transaction happens hundreds of times every day. In many communities, the pawnshop is pretty much the only easy way to borrow small amounts of money. If you need $100 to make it through the week to your next paycheck, where are you going to get the money? A bank is not going to touch a small loan like that, and even if it did it would take a week or two to process the application. A pawnshop is a quick, easy way to get a loan.
Of course, $2.20 fees due in 30 days for a $10 loan is a pretty steep rate. That's 264 percent per year! Let's take a look at how a business can legally charge that type of interest. |
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