Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 Should I trust PayPal?
I want to buy and sell stuff on eBay, I have a Chase account. Should I trust paypal with my checking bank account? I am not up for any frauds....


 Are my bank pulling the wool over my eyes over £50 charge for one day overdrawn and is this a record?
I was charged £25 twice, three months apart. Both charges were for being overdrawn once. I wrote to them asking why I was charged twice and asking for the money back 'cause it doesn't ...


 I don't get paid for a week, and I need money fast, what's the best way???!!!!?
I just started a new job...and I am at a catch 22...I need money for gas in order to work....but I am running out of options...I don't have anything I can pawn...I can't prostitute myself......


 Did I do the right thing about not lending my neice money?
My neice called my yesterday asking to borrow $60 because she wanted to go somewhere, I don't remember actually what she said but anyways I didn't want to give her the money because she ...


 How can I earn money?
I'm 14 and I need money, what are some good ideas for earning money at home....


 Can I cash a check at the bank it was written from if I do not have an account there? (Fleet bank)?
...


 Home loans? need help please?
looking for a home loan, i have realy bad credit! is there anyone who will give me a home loan? or will i be renting for the rest of my life untill i no linger can work and have to be 80 yrs old ...


 If someone were to give you 1000000000000 dollars and you couldn't take it to the grave what would you do?
over hundred billion ...


 Can I take out cash without a bank card or cheque book?
Meaning can I go in there with all the ID under the sun and my account number passport proof of adress etc, as I owe my land lord a whole load of cash and have lost both and am going away for 10 days ...


 I need about $10K fast. Does anyone know how to get that kind of money, legally??
Without going through a bank......


 Online surveys?
Can you get paid £10 a time for completing online surveys if so can someone refer me to ...


 Has anyone ever heard of these financial gurus?
Has anyone heard of these finicial gurus: Suze Orman, Dave Ramsey, Clark howard, and Ric Adelman? and are they worth listening too?...


 What percentage of my income should be put in my 401(k)?
I make about $35,000 a year. I can't decide on what percent I should contribute. I don't want to go too low, but I also want a decent paycheck....


 What would YOU do with it?
I have:
checking $1800
Savings $7300

I think this is a lot of money to have in savings. What would your next step be?...


 Do You Have To Be Intelligent To Be Rich?
...


 Are £5 coins exchangeable into £5 notes?
I've got a five pound coin and I don't know whether it's allowed to be changed back at the post office into a £5 note. Anyone know?...


 I am in a mess with payday loans that I cannot repay? What can I do?
...


 I received a notice from Yahoo saying I won 400,000.Is this legit & it required I pay for delivery of funds.?
They used your headings, etc. & it looks genuine but needing us to pay for delivery raised a red flag!
Please advise ASAP!
Thanks,
Mark M...


 I need $$$!?
Im 11, (almost 12 if it makes a difference) and i need CASH!!! any suggestions on how to get my hands on sum?...


 What do you predict will happen to intrest rates over the next 6 months?
...



theultimatestlouiski...
I owe $3000 to credit cards,but just got $10,000 in bonus pay..should I pay off the entire debt? or invest?
                     
 




Jim Mora
Rating
You are probably paying interest on that debt, and that is a waste of money. Wipe them out.


Jay S
Rating
Pay off, pay off, pay off, pay off, pay off, pay off
Oh yeah, and don't ever let that balance get over what you can pay off each month.



thenemo-man
Pay off all your interest bearing debt.
Save some in a N/C short term Money market account with check writing.
Put the rest in a monthly payment c.d. with a check sent to you each month so you can enjoy a few dollars of you winnings.
Stay the heck away from investing till things turn around, and jobs become more available.


Gem
Pay off your debt.

Unless your interest on your credit cards are 4-5% or less, you will pay more in interest to the CC company, than you could ever hope to make in interest.

Pay them off, invest the rest, do not put it all in the stock market! Keep some available in short term or liquid funds, like savings and short term CDs.

Good luck


Astro newbie
Rating
PAY the bill then burn it off.... tear it up... whatever you want to do.... just make sure you go to sleep without thinking about it anymore.


nuclearbomb
Rating
Pay off your 3000 and invest 7000.


phxmilitarymom
I would pay off the debt first so that I did not have all that interest to pay by making payments. Then I would put 4k in an interest bearing account or CD. Then I would invest the remaining 3k with a good broker. That way you get the best of all worlds - you are free of credit card debt, you have a safe little nest egg put away that is earning you interest and you have an investment portfolio started too. The best of all worlds with one bonus check! Always pay off debt first though and that way if you ever find yourself in a position that you get laid off or anything like that you do not have to struggle while you are low on funds.


Master B
Rating
what are you waiting for Pay off your 3000 and invest 7000. it is as easy.


648372627
Rating
pay the debt


working hard to be the best
Most people will tell you to pay off your credit cards, and usually that is the correct option. But the deciding point is to look at the interest you are paying on your credit card vs. the interest or income you would generate.

For example, if you can invest in a CD for 12 months and get a 4% return, compare that with the interest you would pay on the credit card. If it is more than 4%, you'd probably be better to pay the credit card off. If you have a introductory rate, or 0% for the first 12 months, then investing is a better route. The stock market usually has highest returns, but it unpredictable (especially lately).

Your credit rating should also be a consideration. Make sure you can pay the credit card payments on time and that you have enough credit availability for your needs. If you only have a $5000 credit limit, you might want to have more credit available in case of an emergency. If you have poor credit, you may want to pay over time to show the ability to make scheduled payments on time, important when looking to buy a home, car, etc.


ljp1
By all means pay off the debt! spend a thousand on your self or what ever makes you feel good, If you know what you are doing then Invest, If not go see one or a couple of financial planners and see what they might do with the money.


Slice
don't even think about it!!!!

pay that off right now!!!!!!!!!!!!!!!!!!!!!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.054
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy