 Im 15, how can i get cash fast without having a job or gambling? |
| IM ONLY 15 YRS OLD BUT I NEED SOME MONEY TO BUY A TICKET THATS ABOUT $400.. I JUST NEED TIPS N SUGESSTIONS ON WHAT I CAN DO BESIDES BABYSIT N GET A JOB (I ALREADY BABYSIT) OH ALSO I NEED THE MONEY IN ... |
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 Do you think this will work to hurt big oil profits? |
| Lately we've been hearing about having a no gas Tuesday in order to send a message to Big Oil that we are tired of the high prices and record profits, but this simply will not work. Even if you ... |
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 What is your job and anual salary? Dont mean to be nosy! please answer!? |
| I am trying to decide what to be when i grow up. I have considered a lot of things obviously but none of them really 'click' for me. I am putting this ? here to see if it will help me any. I... |
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 What is a good way for a thirteen year old to make money? |
| I need about $230 and want to get a paintball gun in time to play with it over the summer when I'm off school. Please... no lemonade stands though (they don't work, and I know from ... |
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 What I should do first move out or get a car? |
| I live w/ my grandmother. I want to move out but I don't have a car. I have been trying to save to get a car first. I am temping and freelance writing and have been waiting to get permanent ... |
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 Credit Card Help! or Bankruptcy? Need lots of advice! $47,000 debt...can't afford bill....HELP!!? |
| Ok...here's my situation.....my husband and I have $47,000 in credit card bills that we are behind in payments and cannot afford the bills. We've always been short on money despite working ... |
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 How can I send money to a person in another city? |
| What are some of the ways for sending money. Digital and otherwise... TRACKABILITY and COST are very important.... |
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 How Can I Get Out of Debt? |
| I went into debt when my beloved dog became very ill. She was like a child to me and trying to save her, my boyfriend and I incurrect $5000 in vet bills and lost wages. Now, we are both full-time ... |
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 I have a question that should interest you? |
when i was two months old my parents took me to the mall at easter time. i sat on the "easter bunny's" lap, and he dropped me on my head.
at that young of an age would that cause ... |
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 Just out of curiosity? |
| Why does'nt UK cash machines dispense five pound notes?... |
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| How can i make £180 quickly.? |
| When i say quickly I mean like in at least a month. oh and i am 12 so no-one say get a ... |
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 What will you do if you found a wallet with lot and lots of money? |
A: WILL you give it back to that person
B:Take it
C:take everything in side of it leaving just the wallet
D: leave alone
the one of have the same answer mine get best answer =}... |
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 What would you do? |
If you had 1 day, $100,000.00 to spend or lose. (Spend means to exchange for goods or services aquired at the time of purchase.)
The 1 day could be your choice within the next 7 days.... |
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 Does salvation army buy your clothes? |
| and give you the money? or what. because im planning on selling a bunch of my school clothes from last school year, the one that just ended. and if salvation army doesnt buy, then who could i sell my ... |
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 I have just split up with my girlfriend, owes me £4k can i get it back? |
I have just split up with my girlfriend, who owes me £4k whats the best way of getting it back if she starts to be akward?
I paid some store cards etc that she was getting charged high ... |
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 I need to make some money quick? |
| any ideas?? i need like £5000 by 3 ... |
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 Could anyone help me with this math problem please? This is a financial question that I can't solve.? |
(If a payment is made in full by the billing date, no interest is charged.)
This month, Cindy had a previous credit card balance of $45, bought a sweater for $25.50, paid for a dinner out ... |
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Woody | I owe $50k on credit cards. How can i ever get out of debt? |
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John A
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At this point I would opt for bankruptcy. Obviously you have a serious problme saying no to yourself so this is not going to get better while you are paying $10,000 in interest alone each year.
Learn how to control your sepnding and take some classes on budgeting and use of credit and start over. |
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Shortstuff13
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Contact the CCC (Consumer Credit Counseling) & they will work with you & help you pay down your credit cards, & still be able to keep your credit rating good. You're not alone when it comes to credit card woes. |
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Goonhilda
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You've not given a lot of information, so I'll just give you what advice I can.
I'm assuming you're current with your payments. If you are in financial difficulty and know meeting your obligations is going to be impossible, contact the creditors and let them know before you miss a payment that you're in trouble. They will be more likely to work out alternative payment periods or a payment plan.
Now, you need to sit down with all the cards and work out which one has the highest interest rate, regardless of how much is owing on it. Cut up all the cards and stop using them. Then, make minimum payments on all the cards, and extra on the card with the highest rate. When that card is clear, move your extra payments (and what you'd be paying normally on that now clear card) onto the card with the second highest rate. Keep doing this until you're on top of the debt. This is the most efficient way to pay off the debt, because it costs you the least amount of interest, meaning that more of what you pay goes onto the principle of the debt and gets you out of debt faster.
Can you transfer some of the balance on some of the cards onto cards with lower rates? That would reduce the amount of interest you have to pay overall, which would mean that payments you make will take a bigger bite out of the principle.
Can you start doing things to maximise your income? Could you get a boarder or renter to share your home and expenses, cutting your costs and freeing up more money to get rid of the debts? Could you take another job and use that income to clear some debt?
With that much outstanding, it will take a while to clear, but it is not impossible. You need to make sure you are always paying more than the minimum repayments on the debt with the highest interest rate, and not missing payments anywhere. Don't go for debt consolidation. That will ruin your credit history and only make your situation worse in the long run. Don't apply for any new cards or loans, and stop using your cards now. You don't need them. Using them will only sabotage your efforts.
Best wishes |
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gutter300
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look at the interest and send them one payment to cover the interest and another payment to be applied toward your balance. Interest is a killer. Plus dont use the cards no more for anything. |
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CFPwunaB
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Call your creditors and ask them to reduce your amounts of interest.
Then make sure you are paying at least all of your minimum payments. Start paying off the cards that carry the highest interest rates first.
Work more to make more money to pay this off faster. Consider a home equity line of credit to pay off the high interest credit card debt.
Sell your car and buy a cheaper one - with the extra cash pay off your debt.
Move out of your high rent apartment and move into a cheaper rental.
Call a credit counceling agency, and ask them to help you.
Consider bankruptcy. |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://www.x.se/a5nf |
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moneyoffman
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Hi,
The best way is to control you're spending sprees and budget properly. You can use the extra to help pay off you're debt. Contact you're debtors and ask them for payment holidays or reduced interest. They will almost always oblige especially during the current financial climate.
Try the following site which is packed full of articles advice and resources you could use.
Thanks
http://www.good-financial-planning.info |
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Cherry Joe
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There are some articles on how How to Get Out of Debt , How to Stop Debt Collector, Free Credit Card Debt, if you are interest to get further information, you can take a look at http://debt-solution-reduction-relief.blogspot.com |
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rayt721
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Well, it didn't happen overnight for your to accumulate that much debt so realize you won't get out overnight either. You will have to be diligent about it. It would appear you have a nice income to have qualified for that much and not be living outside so that's a good thing. You've got to learn to control yourself from buying things you can't afford or really don't need. You can't get out of debt if you continue to charge so get that straight. If you are not willing to clip those cards, you are not really serious about getting out of debt so nobody can help you. You'll have to reduce expenses or increase income in any ways possible and put money onto those debts when you have it. You've GOT to pay more than the minimums. Call each card company to ask for lower rates. If you can't do this on your own, get a professional agency like those represented below at NFCC. One dollar at a time will get rid of those debts. It makes no sense to consolidate or settle debts... pay them or file bankruptcy but think twice about bankruptcy (if you even qualify). |
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Heather
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Stop buying what you can't afford. |
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doreen k
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Talk to someone at an accredited consumer credit counseling agency. They can help you set up a debt management plan that will in many cases reduce or eliminate the interest you are paying and possibly forgive some of the balances. While you are involved in the debt management plan, you will not be able to get new credit, but that is probably a good thing! And, this will not affect your credit score, except, perhaps to make it better over time.
To find a non-profit, accredited consumer credit counseling agency in your area, go to www.nfcc.org, the website for the National Foundation for Credit Counseling. |
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looking
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Cut the credit card and start paying.... Use cash only. NO CASH, NO PURCHASE |
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