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 Do you still owe for a loan if the person that loaned the money is now dead?
I am in the process of divorce my soon to be ex is trying to include a loan that we got from her sister over 7 years ago into the divorce, also the sister has died. My soon to be ex is still saying ...


 Should I borrow $1000 from my 93 old neighbor?
My neighbor just offered me a loan when my car broke down. I told her I would take it, but I don't know when I could pay it back. Should I take the Loan and just wait her out. I mean, she ...


 How to do my husband and I stop spending money on stupid stuff and start putting money in the bank?
Our income is not very significant, but we should have some money in the bank. We are living paycheck to paycheck and seem to waste money on going out to eat, etc. We also have two teen daughters ...


 Whats the difference between your ledger balance and your available balance?
...


 Which financial records should I keep and how long for?
bank statements
pay slips
credit card ...


 How much are you monthly bills?
...


 What's wrong with using 1234 as a PIN number?
Pro or con, I'd like to have your comments.
Additional Details
If you agree with someone elses answer, let me know that too.
T...


 How to get $40,000 in 2 months?
I need to save up money for a BMW. I am a hard worker, is there any way I could possibly earn that much..besides prositution and gambling. Im 16. T...


 Is there a way to make money online?
I'm looking for some site or way to make money by just putting in my credit card number and doing some type of work online even if it takes a long time or is simple surveys and that when i ...


 I am 65 years old and have lost all my retirement money in the shares.?
I have lost approx 1,00,000 dollars. I am really depressed and dnt know what to do. I bought futures in which i have lost tremendously due to the recent depression in the share market. Don't ...


 I need $$$?
I need to raise 6500$ to go to australia and i need to make than $$ before the middle of January of 2006 I cant work around the house beacasuse my parents wont raise my allowance any body have any ...


 15 Years Old...?
I'm 15 and I desperately need to get to South Africa. Problem is I only have half the money for the flight... Any sensible ideas of how I can make money quickly? I already work in a pub. Thanks!...


 If you have a car on hp can you trade it in for a different one?
we got a car on hp but have just found out we are having a baby so we are going to need a bigger car will the finance company let us change the ...


 Legitamite jobs online -- or does anyone know of any legitamite grants?
I've been trying to find a job but they are scarce where I live,
In debt to my neck and I have a sick (cancer) immediate family member that I would like to go be near. Anyone who can help<...


 Blank check in my wallet - is it safe?
Is it a good idea? I'm thinking of keeping one just in case of ER money....


 What happens to credit rating if you go on a debt managment plan?
I have debts of £10000 just on credit cards, i have no mortgage, just privately rent. My wages have just halved in size and am unsure if i can pay the £260 minimum payments on the cards. What would ...


 What cn i do to earn money?
I am saving up to decorate my room, and I don't want my parents being forced to pay. Any simple ideas? Im only 14, so i cant get a job
Additional Details
I would rather not do any ...


 What is the easy way to earn money and never get broke?....?
...


 Can u really take ripped up money to the bank and get reimbursed?
...


 How to earn money online?
...



Holly Berry
I think my fiancé is dumb?
When I met him, he was 27 years old living at his dad's house and had just lost a job working as a night auditor at a hotel. We dated for a while then I found out he had an 8 year old son from ex-wife of 4-5 years, which I was attracted to because I wanted to have kids someday and he seemed like a good father and not scared of marriage. He was a nice people person, always helping out and doing romantic things for me. He even started saving up for my engagement ring after only 4 months of us dating then surprised me with it about a year later.

When we met, I was working as a cocktail waitress at bars and drinking couple times a week and he didn’t like it and almost dumped me so I quit drinking to prove I wasn’t an alcoholic (which I wasn’t) and even quit the job so he wouldn’t get jealous and it was just a fun job for me to make extra cash with anyway; I didn’t care about it.

I’m 22, he’s 29 and we’ve been living in MY house for about a year. Now we’re expecting a baby boy next month and I’m not working (I quit my job as a poker dealer because they had no business so it wasn’t worth my time) and he just started a job a month ago as a graveyard cook at a restaurant. Before that, he took his first semester of college and I pretty much did his work for him and tried to explain it to him. I’m not saying I’m a genius but I’ve been to college, tech school and was always head of my class.

He was in the Coast Guard when he was my age, married and taking care of his ex and their son working 2 jobs. He was also in a band doing small bar gigs when I met him. This all sounded good to me but now I’m questioning our relationship. I’ll leave out the other problems we have but my main concern is with money. We both want to start a business and I WILL but I don’t think he has what it takes. Today he told me he wants to quit his job because it’s too much with the 11 hour shifts and he has no time to spend with his son and I, and I would be fine with that but I know he’s not going to help me out as much as I need him to get this business started so we don’t have to worry about money and finding crap jobs.

He doesn’t seem to think long term about things, he gets frustrated, and he’ll enthusiastically help out anyone who asks him which uses up most of his time but when I ask him for help, I get an attitude, it gets done half assed or not at all. He doesn’t have common sense sometimes and I’ll end up having to do what I asked him to do anyway.

When I was on my own, I had plenty of money for my needs, enough space in my house where it wasn’t hard to maintain and it was much easier overall. This guy doesn’t pick up after himself and thinks if he cleans the house once a month I’ll be satisfied. I do almost all housework. He has tons of clothes and the laundry is ridiculous. He’s a packrat and I need an organized clean home to run my business out of.

I’ve always been a generous person and I split everything with him and go out of my way to do things for him. Last week, he told me his paychecks were going to start going into my bank account, then today he grabs all the money and says he’s holding onto it.

We broke up once before because I let his friend stay with us which I thought was for overnight and turned into a month. I finally kicked him out because it was causing problems in our relationship and I’m not supporting an alcoholic grown man 10 years older than me. Fiancé was complaining about how much money he spent on me when I never asked him to do it and I spent just as much, if not more, on him.

Fiancé was offended I asked his friend to leave and one night when I got home from my poker job, both of their stuff was gone and a couple of my things. I actually came home early that night and caught him moving the rest out and he claimed it was an accident and returned my stuff. Two months later he begged for me back and I gave him a chance. I’m sure it’s better living with me than his parents.

I do love this guy and don’t want my baby to grow up without a father, but he’s really holding me back and I can’t take his little toddler temper tantrums when he’s asked to do something. I will have enough of that with my new baby and I need some support by my side, not another kid I have to look after. I’m just writing my thoughts here and wondering if it would be better for me to raise this child alone and work on my business since I doubt he’ll be of much help. I’d never deprive him of seeing his son and hope we could be friends or at least civil with each other.

I might add that I don’t have a family myself except for my grandmother but she will be gone any day now. My mother is a psychotic *****, seriously. She’s even going to mental health court and was on drugs over 10 years. I’m not really allowed to see my younger siblings and they live far. Never met my dad and don’t talk to any other relatives. Will the love of my child be enough to keep me strong to make my dreams come true and our lives better without any other support or help?
                     
 




Jack G
"Berry54"-

Thanks for all the information about your current situation.

First, I wouldn't consider your fiancé 'dumb', just a little 'un-motivated' to really go after what he wants in his life.

This isn't a bad thing, as I've both known and met a lot of people like that in my life.

This 'business venture' that the two of you are thinking of starting, is it something that BOTH of you WANT TO DO? Is it an area of interest that fascinates you two or have a passion for and/or about?

Is it a business that the two of you can equally bring something unique to, in order to make it profitable?

For instance, you say your Fiancé is bad with money.... that’s ok...a lot of people are...But does he have any technical skills by chance? Does he know how to use an HTML editor, like Frontpage? Does he know how to use any photo-editing software, like Adobe Photoshop? If not, then have him find HIS OWN STRENGTHS and you find YOUR OWN STRENGTHS as well!

To succeed in any business, I strongly believe you have to surround yourself with those people who bring to the table the things YOU CAN'T in order to make the business profitable. Meaning, if you don't know how to manage money, find someone who does. If you're not good at making and sticking to a schedule, in order to get things done in a timely manner, find and/or hire someone who can.

You also need to surround yourself with POSITIVE PEOPLE and not those who have NEVER tried to start their own business, or those who did, but never really tried at making it successful and eventually gave up!

Remember, if you surround yourself with NEGATIVE PEOPLE, then you will always have NEGATIVE THOUGHTS. If you surround yourself with POSITIVE PEOPLE...Guess what? You'll have POSITIVE THOUGHTS. And those POSITIVE THOUGHTS are what you and your finance need right now, in order to take the business from an 'idea' to 'reality!'

In closing, I’ll say this: If you and YOUR FIANCE are serious about this business idea, then the two of you need to sit down and honestly ask:

“How are we going to make this business (idea) successful and who is going to help us when we need it, because we know we’re going to need it eventually?”

And answer those questions honestly! Once you have the answers, start putting things in place slowly, like putting together a business plan, start deciding on ‘how’ you’re going to finance it and what other things you’ll need to have in order to get up and running in the least amount of time.

Then, once you two have a ‘strategy’ in place, hold EACH ONE OF YOU ACCOUNTABLE for your own actions! If you stay accountable for the things you’re going to or are willing to do, and you’re fiancé isn’t, then that would be the time to re-evaluate both your relationship and him as a business partner!

Good luck with your business!


Cheers,

Jack G.


begforemail
Rating
I'm sure that was hard to say, but let me tell you, it's a LOT better to grow up without a father, then to go up in a situation where the father was abusive, physically or psychologically to the mother. Please, for the sake of your children, get rid of him and his addict friends.


James
You need to leave. You need to meet new and successful people. Do you really want your child to have a loser for a dad. You said he's holding you back, he is. Do you want to raise one child or two? You need to think of you and your child, do you really want to drag that anchor (your fiance) around with you the rest of your life.


Pat H
Rating
i grew up without my father, or even my mother, i have no clue who he is, and i dont want to know about my mother, and i turned out pretty good cuz she gave me up to my grand and great grand, but I'm sure i would have been in a place where he would be abusive, and all that crap.

just think of how he is now, and he wont get any better and since your having the baby, will he be there for you when you go off to another job, will he be able to get a good job to support you and your baby and his own kid, or at least the children, they re his responsibility too, you said you can take care of things without him, it should be even easier if its a good relationship, just talk to him before you make any rash decisions and if he doesn't change before you two get married, then look things over a little bit more and think "is this guy worth putting up with and taking care of kids the rest of my life"

don't worry so much about the kid growing up without the father there, Ive turned out great, lol, and he'll know who his dad is, so its not that horrible, and the baby wont be around "Fiance's" odd friends so just look things over, and think if hes the best for the kid


Anne B
This guy is dragging you down. You're holding on to him for the wrong reasons. Dump him and do the things that you want with your life.


Rick B
Sounds like you should have thought pf all of this before you got pregnant. The best thing for a child is an intact home with both a monther and father (even if they are not perfect).

Good Luck.


T K
Rating
wow, yes, that was a ton of stuff to offload. get rid of him. your life will be easier trust me. he seems to do nothing but bring you down. don't let him. go find yourself a nice woman to settle down with. yes, i said woman. go for it. it can only get better. peace out.


joshi j
check this link its good




http://workathomejobssitelist.blogspot.com/




.


Grace
Rating
I think if you look back at your own writing, it may help you to see your own situation more clearly. You need to decide what lifestyle you wish for your child, and make choices that point in that direction. Children almost always mirror their parents...in their own actions, as well as the way they will behave in their adult relationships...you can pass this current behavior on to your child, or you can raise your child in the atmosphere you wish him to emulate. The decision is solely in your court. Be a "mama bear" and do what ever you decide is best for your child to grow to a loving, caring, secure individual ~ then, as an adult, he will know how to raise his own family in a manner that will make you proud.

Find a quiet moment, sit back and relax, close your eyes and imagine your life in a few years as if everything were perfect. Now, keeping that image in your mind, how do you think you would have gotten to that wonderful place? If you can plan backwards, you may be able to figure out what you need to do now, to get to that perfect place. Of course, nothing is perfect, but if you don't start out with high expectations, you will never achieve anything near it. Get yourself and your child onto a positive path..it's the only way to achieve a positive lifestyle. Oh, and it's really best to get God's help on this one. When things are too difficult for us, He gets you through the tough times.

As far as going into business, perhaps you should each do your own businesses. There are many out there that can be done by one person. Each of you can then be responsible for your own...also, if you do not end up together, it will not be so difficult for you each to go your own separate ways. If you work out a way to respect each other together, and you each have your own successful business, so much the better for you both!

You have a baby, and your concerns will be how to raise the happiest, healthiest kids possible ~ for saving on child-care expenses ~ have you considered working at home?

You may want to check out this work at home opportunity....it is for people who are wanting to go green....it is very much in the media every where you look, that people should be going green.

This business would let you work your own hours from home without selling, stocking, delivering, etc. There's no risk, and it is very popular right now for people looking to use nontoxic products in their household.

You may want to check it out....at...
WorkAtHomeUnited.com/SoSimple


littletricky
Rating
wow......do you feel better you got all that off your chest? I have no idea what to say to you.


Craig B
Sorry but HUH????


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