I want to put savings in an account or something that I can't easily access. Any recommendations?

I basically want to put it in an account that I can't touch, or something that I won't be tempted to....

tlk0408	You can open an account without ATM/Internet access. That way you have to go to the bank to take money out. There are also Christmas accounts or special event accounts. You sent when you can take the money out. Check with your bank and see what they can do.
meandnadine	Put the money in a mutual fund. You can still get it out, but it will take a few days. This should help to keep you from taking it out.
Emilee	Check into bonds or cd's - you have to wait until they are mature before you can touch them.
spnkitman	you can open a retirement account if its money you are earning from work. or you can open up a CD account that you can't touch for a set period of time. go to your local bank and talk with one of the representatives.
spinster wife	401K or IRA HUGE penalties if you withdraw early. How about a CD?
hockeykid99	you could have a cd and earn money but if you take it out early you lose cash
Ebie	If you don't want to access the money for a long time - try a retirement savings plan. With those, you pay monthly, and you can't access the money until you retire, or are 65. Or, there are also options where you can pay in a larger sum of money just once, and then they keep it "locked away", earning interest for you, until you retire. In case of emergency you can get the money earlier - but usually there is some penalty to pay. An advantage of this plan is that they usually run over many years (unless you wait too long!), and the money really has a chance to grow. So by the time you need it, the returns are often higher than if you'd just used a standard savings account. Good luck - and btw, congrats that you are taking this step - you'll thank yourself later!! :) -Ebie
regerugged	An IRA, if you are working and qualify would be the best choice. A second option would be an annuity.
``The Floridian``	Start an IRA, Individual Retirement Account, through a bank, investment or insurance company. The money you deposit, or most of it will be tax free or deferred until withdrawl. A big tax savings each year. Look into it.
rodrigo i	Put it in a Paypal account and get the debit card. You'll get paid an excellent interest rate 5-6% and is easily accesable with no fees.
SoMissUnderstood2	I think you just have to lock the account to where you can put stuff in if you want, but they won't allow you to take anything out. When you go to the bank, tell them you want to open a savings account and they'll probably ask what kind you want. That's when you tell them that you don't want to be able to withdraw any money from it. They'll know what you're talking about. Good Luck!
Olivier W	If you invest in Prosper http://www.prosper.com/account/common/friend_invitation_respond.aspx?rsvpKey=54a970b235074951bf4cf27219a501b7&referrer=olwagner , the money is locked for three years. But be careful, if you don't want to lose your money, stay with AA, A or B credit ratings.
hahaha	idk
Tinamarie	Give your money to your mom and have her put it in a savings account in her name/or someone else you trust.
kaffegeek	how much money????? government bonds or an IRA