 How do I make 1500 before September 1st? |
| Me and my boyfriend are moving into our own place and I really want to decorate and have money saved. Im not creative so please give me tips and ideas on how to make money. No payday loans or spam ... |
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 How do people get by without money? |
Additional Details
as in find a place to live, buy food .... i've met some people who seem able to do this.... |
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| I need ideas on making money using my new vehicle.? |
| Please don't say, "Use it to drive to work", o.k.? I need some suggestions on ways to make money w/out the typical 9-5. T... |
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 How much money is too much money? |
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When you're done, answer some of my older questions!!... |
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 I just won $3.2 million? |
| I was wondering what to spend it on...Where would you spend it?... |
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 How can I make money from home? |
| like surveys or contests in order to eventually get a camera or an ipod. legally too, and without tax ... |
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 How do I keep the cost of living down? How do I save? |
| It feels like I'm in a trap - every time I pay off a bill another one is around the corner. I'm not moving backwards but I'm not moving forwards.... |
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Jeneva | If I pay off all my old debts at one time, will this bring my credit score up? |
I want to delinquish all old debt, completely. I have debt from delinquent bank account, medical bill, and credit cards, by paying off all of these things will my credit score come up? Is there other options I should take? How will it effect my credit history? These accounts are no more than 2-3 years old. What is the best way to get rid of these old debts? How will it look on my credit history? |
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Justin
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study study study |
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STEVEN F
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Paid debts always look better then unpaid debts. If you have not paid for 2 or 3 years, the creditors will probably settle for less than the full amount. This does not look as good as full payment, but is better than an unpaid default. I would only contact 1 creditor at a time, There is no point in waking them all up at once. Once you pay them all off, close ALL your accounts and NEVER borrow again. If you spend LESS than you earn, your FICO score no longer matters, because you don't need it. |
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teresathegreat
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You should definitely pay off all these debts as soon as you can, but it doesn't matter if they are all paid in one fell swoop or oen right after the other or in overlapping payments. What matters is that you pay them, and pay them in full.
Your credit reports records what month and year the debts were paid, and notes if the bill were 30, 60, or 90 days late, or went to a collection agency - beyond that they aren't going to split hairs about exactly when it was paid, just that you left it unpaid.
Your credit score will get a big boost once you get out of debt, and will gradually increase as you stay out of debt and build a good credit history. |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://yatuc.com/bid |
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mySelf & I
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Yes, it will be good for your credit, it will show that you did have bad credit, but you paid it off. It won't bring your credit off unless you get a another bank or loan and keep your bills paided in on time. |
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Song P
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Yes definitely |
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bullwinkle
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yes |
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Bill C
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Not really. If you have deliquent accounts, it shows up on your credit report by how long it takes you to make payments. Just because you pay them all off at once doesn't mean you pay your account according to account terms, it only means that they gave you credit and you took too long to pay.
Once the accounts are paid off, close the ones you don't want to use anymore. Creditors will not only look at your history, but credit that is open and available for you to still use. Just because you don't use it, doesn't mean you can't in the eyes of another creditor, so if you're not going to use an account that has a zero balance, make sure you close it and it will show up that you closed it in the credit report. This helps. Also, go over your credit report and try to dispute all negative accounts where you can. Be honest, but state a case if the account is too old, or if they stated you were late and you weren't, correct it. The more negative items you get resolved from your credit report raises your score as well.
Recap: Less available credit, less negative items = better score.
Hope this helps. |
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Melissa T
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Before you pay each item off, tell them that you want the item completely removed. Get this in writing before you pay. Also, you should build a longer credit history. Your length is too short. It will take time. |
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Eee Gee
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paying off old debts will definitely help your credit. once everything is paid off.. try and apply for a credit card.. activate it and don't use it.. it will eventually raise your credit score. only time will help those delinquent accounts. they're a pain in the *** to get rid of. |
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kelly
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Yes this will bring up your crdit quite a bit. |
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*Amanda Leigh*
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Yes it will bring your score up dramatically. I am in the process of doing the same. The best way to get rid of them would be to either consalidate or take out a loan and pay it off and then pay one lump sum towards the loan each month. It is easier than paying a bunch of different little ones. And medical debt for the most part does not affect your credit. |
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Ashli J
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actually paying in payments more then the minimum balance looks better, and brings up your credit score.. |
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