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wayneypayney | If a bailiff says hes coming round your house? |
and hes going seize £5000 worth of goods, but you havent got £5000 worth of goods, what else can he do?
also if a debt collector comes after the debt and you have no money coming in, how can he get it, he wants £3.500 by tuesday morning, he'll be lucky to get £10.
so what else can they do as well as breaking both my legs? |
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Ĕrotic Ńightmare
 |
They don't have warrents to enter your house, they only take the stuff if you agree to what they want.
Just say nothing in this house belongs to you because it's all on loan from a friend or a company...... if you don't have the money the only thing they can do is take you to court. |
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justin.274@btinternet.com
 |
DO NOT ALLOW THEM INTO YOUR PROPERTY!
They cannot enter your property without your permission but once they have been in once with your approval and made a standing list of all property in your house then they can enter when ever they want even if you say no the next time. If you have a car change the ownership to your parents or a trusted friend, NOT YOUR PARTNER as they can still take it if you can still use it, believe me this one hurt me ( and my prized Merc). |
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BERTIE BELLEND
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Do yourself a great favour ,
and check this site out............
some very, very, useful information for you on there.
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=03_harassment |
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SundaeG1rl
 |
The first thing you should do - IMMEDIATELY - is call the Citizen's Advice Bureau. They can call the debt company on your behalf and arrange a payment plan, even if it's just a fiver a week. You need to make a budget detailing your income and outgoings.
Don't let the bailiffs in!!! |
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Oldgirl
 |
Well they don't usually turn up as you need to go to court to seize goods etc at which point you can plead poverty. |
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lilmissdisorganised
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DO NOT let them in.They are not allowed to force entry. But as soon as you let them step a foot in the door, they have not forced their way in. Write to them giving them a statement of your income and expenditure, include current court orders, housing costs, food, clothes (be realistic) fuel, insurances etc... and then out of the difference make them an offer that you can afford to pay on a monthly basis, so that your debt will be cleared in approx 6 - 8 years. Most will accept. |
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Ta-Dah!
 |
i think you need to contact CCCS consumer credit counselling service - its a free debt advice service provided by the goverment. they are exceptionally helpful with out making you feel like a piece of dirt - people get into all sorts of financial difficulties for all kinds of reasons and its set to rise as more homes are about ot become repossessed due to people coming out of 5 year fixed low mortage rates,...give this company a ring asap - i guarantee you they will help - they will contact all your debtors and arrange for you to pay back at least some of the debt you owe but you pay a fixed amount that you can afford each month, say for arguements sake you owe 30k but can only afford to pay £400 a month, CCCS will take the money and distribute it for you - then you dont have to deal with the creditors as CCCS do it all for you.
DONT DELAY
http://www.cccs.co.uk/ |
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ROBERT M
 |
They can only take what you have, and charge you extra for calling,
The debt collector, well you could end up in court, and at the last resort go to nick for debt, I suggest you put your self bankrupt, and they will all get nothing,. good luck eh. |
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confucious says
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LISTEN PAL I HAVE ALREADY TOLD YOU THE answer to this if you dont want to believe me wht ask other ppl that you probaly wont believe also I HAVE TOLD YOU THE FACTS IN YOUR PREVIOUS QUESTION
And believe me bailiffs dont break your legs I have told you what to do stop asking I told you just as it is |
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mister ed
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after your bones heel - come to the usa we can always use a few good men!!! |
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red rose
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firstly if your renting your goods or there being lent by your friend or neighbours they cannot take them as there NOT YOURS!!!!
if they harass you call the police they have regulation to adhere to!!! |
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john m
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If he is a genuine Bailiff then he can take goods up to the value of the debt plus costs. if your goods don't amount to the amount outstanding then he will take what's there. Pay attention to this bit as my advice is totally legal. HE CAN ONLY TAKE WHAT IS THERE WHEN HE CALLS. Is that clear enough for you. Please remember he can come back at a later date. |
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SUE G online
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you can ask the bailiff to do a walking possesion order, that is where he sees what you have got, notes it down and then you come to an agreement of how much to pay each week, then if you break that agreement, then he can come and take your possesions, they are then sold at auction and that amount is taken off what you owe, you are still liable for the rest. same with a debt collector, you can come to an agreement to pay so much each week, failing that they take you to court, sometimes it is better to go to court, because the weekly payment is less from them, they take into account how much it cost for you to live etc. and the repayment can be as little as 1 pound a week, hope this helps |
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Happy Murcia
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Either go to your local C.A.B. or get the free half hour with a local solicitor |
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rose_merrick
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you will have to go to court but they don't put people in prison for debt anymore, so that's OK. You obviously get a bad credit record. Why not file for bankrupcy? You can't get a loan or mortgage for 5 years but they can't bother you for money by law and all your debts are written off. It costs £500.- the last money you are supposed to have. Go to CAB and ask. Don't let anyone in your house- you don't have to! Just keep doors and windows locked.
The can't break into your place without you , they are not the police! - They don't have warrants! and no, they can't hurt you. If they do, you go to the police and sue them. Borrow a large dog and let him bark at he door (but obviously don't let him hurt anyone, keep him barking behind a closed door, if he bites you'll be in bad trouble-and so will the dog!) |
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