kamsinghnagra
|
Personally I would tell them of the error as soon enough they will realise the mistake and take it back, because legally it isnt your money. |
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tanyabrewin
|
Legally it is not yours and they are within their rights to ask for it back. So if you spend it, knowing it is not yours you could be charged with theft.
Or you could take it out, book a one way ticket to Brazil and change your name. |
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Caro
 |
you stand in the same place as you were before this happened, they will correct it in time, by law its not yours, if you spend it then they fine out you can be charged for theft and be made to pay it back.
Do you really want a criminal record and splashed all over the paper? |
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blueeyedboy3004
 |
Whatever you do, don't touch it. It's not yours and belongs to the bank. They WILL come knocking for it, and if it ain't there, there will be words. My advice is to tell them ASAP and leave it well alone. |
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♥Carol♥
|
You stand in line at the bank ... give them their money back, and be commended for your honesty. Simple, yes? |
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annie - rainbow goddess
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I stand in line to give the bank back their money. If you are asking this question perhaps you don't know the right thing to do, then think about standing in a line for everything, for a very long time. hmmm. |
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noahmunch2003
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Save yourself the hassle, report the error. At the end of the month they will locate that negative balance in their books. If you spend the money most banks with not only notify you of the erroneously placed funds in your account but also place an overdraft charge on you as well. You had damn sure better not have direct deposit either because you wont get a dime as they will take the funds as soon at it is transerfered to your account. |
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salvationcity
|
Unfortunately you have to give it back.
Once they realise the error (and they will!) they'll write asking for the money back. If you don't pay it back they take you to court and win. Any excuse you come up with as to why you thought it was yours is totally irrelevent.
My bank credited my final salary from a job twice. I thought it was a goodwill payment from my job. Wrong. A month later the the letters from the bank started saying 'when are paying us our money back? Here's the court date.' It was only a couple of hundred quid.
Irritatingly, if things happen in reverse and you accidently pay a bank, you'll never see that cash again. |
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brownsuga
 |
It not your money therefore it is theft if you spend it |
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frontera2
|
You have no legal right to the funds and the bank can (and more often than not, will) ask for them to be returned, and can take legal action against you if you don't / have already spent the money. |
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Peter C
|
All the people telling you it is not yours and you should give it back are correct, but Hilly - it is really sad that you expect to be rewarded for only doing what you should. I will always give back any money overpaid me - for example in a shop - as I will also always ask them to correct their mistakes if they short-change me. Anything else is simply theft. |
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ms.bigheart
|
give the money back |
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artman
|
Usually the bank will correct their mistake.The bank will withdrawal the funds right away, so do not take out. If u are honest tell them, if u are not --give until month-end. But 9 out 10 times it will be corrected |
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Zombie P
|
on a big pile of free money |
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konzultfehinty
 |
"conscience is an open wound and only the truth can heal it" the best thing is to tell the bank about the mistake and believe it you will be rewarded in future in another legal way |
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Ludo
 |
If they do you should hope that it is not discovered within 30 days because after that time it is classed as an unsolicited gift and is then rightly yours so...sssh |
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hobby
|
Tell them about the error. If you don't, they'll likely withdraw it anyway and if you've already spent it, they coud prosecute you. And, of course, your overdrawn account would land you in ChexSystems for 5 years. |
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Hilly
 |
there are lots of myths about being able to keep it after so many days....but they are just myths.....the bank have every right to take it back......do not spend it!.....the only way to make any money out of it is to cantact the bank an tell them of their error and ask for a goodwill payment from them...almost like a reward....u will probably get about £50 I reckon. |
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gobblygook
|
next to the cash point machine |
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trymeimbritish
|
I wouldn't stand mate..I would run as fast as your legs could carry yah! |
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SANTA
 |
be honest!! tell them...they will eventualy find out,and ask for it back!! they have made a mistake you know it's a mistake,if you knowingly take the money you are stealing it from the bank and you could get prosecuted sent to prison and told to pay the money back when you are on licence!! |
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Jenny
|
if they find out you'll have to give it back, they'll take it back some way, thell them about the error, if they choose not to do anything, that's then their fault. |
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Moffski
|
Cuba |
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MGN2006
|
It depends where the money came from. If it's your bank's money then you have to pay it back. If it's someone else's money then legally the bank cannot recall this money without your permission. But if you had made a mistake wouldn't you hope someone was kind enough to return your money? |
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Gerry M
|
In the queue, at the airport check in desk, on your way to the Bahamas! |
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antagonist
|
you will have to return it so you may as well not spend it and let them know sooner before you it ends up being too tempting and you spend it! |
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someones_gottadoit
|
How would you feel if you were the bank? |
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Neo
|
You must spend this money NOW !!!! the bank is powerless to stop you, furthermore you must tell the bank that they have not put sufficiant funds into your account and that you require double to lead the life you wish too!!! |
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nicemanvery
|
Right at the front of the queue, befor they discover it. |
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cheeky
|
you should stand at the cash point machine |
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pri
|
True;2 days ago I found $ 5000 lyin in my account unnoticed by the bank for 2 weeks!thanks for the answers! |
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