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Yardbird | If a relative dies, are you responsible for all their unpaid debts? |
Additional Details
Assuming they didn't leave any assets, only debts.
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homeschoolmom
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Generally, no. It is left to the estate to pay and if there's nothing in the estate, the creditors don't get paid and they write it off. Unless of course you were (or someone else was) a co-signer on these debts, then you (or they) will be responsible to pay. |
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jonny r
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Well my mom died last year with huge debts, so I know for a fact that you are NOT responsible for them.
If your relative leaves behind assets, you have to liquidate those and pay off the debts. But if there is nothing left, then you yourself owe nothing. Really, the companies that made the loan are at fault (they shouldn't be lending to people who have nothing in the first place, and if they did, now they are getting what they deserve).
Some unscrupulous lenders may call you and make it sound like you owe the money and have to pay one way or another. Don't pay them. Talk to a lawyer if they hassle you. |
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Evil Scorpion
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debts-probably not, but if people owed them money the estate can file for payments to be made. contact a lawyer for the laws on this in your state. |
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electricbluerocker
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unfortunately yes, or depends on the company's code of conduct death policy |
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Lindsay G
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Possibly, it may depend on the situation and how you were related. |
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Frank Castle
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No. |
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alliepoetesswitch
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Good one, at the moment we are not. How can we -- we didnt accumulate the debt. But if its a house or some tangible item that can be taken away from you, if you were left it then you may have to pay to keep it. Or they can just take it from you. |
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dawn18417
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ah nooooooooooooooooo duuuuhhhhh. |
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DollyLama
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Executor are not "personally" responsible, it is not their credit record. It is the executor to carry out the will, pay debts from the estate $, or sell of property.
The only people, family or friends, responsible for unpaid debts, are those they are jointly signed, or co-signed with the deceased debtor. |
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jen
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if you are the executor of their estate,they will ask for payment from you so yes. |
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iamtojean
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Yes..You inherit what is left after all legal debts are paid |
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The Lizard Queen
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Usually not... unless you were a cosigner on any of the accounts. |
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