dylanthomas50@btinternet.com
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You will be charged for late payment. (£12-£15) |
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MGN2006
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You will be charged a late payment fee in most cases |
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Sara
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No/Late payment fee followed by you being reported to a credit reference agancy if you made it a reular thing.
My advice is to make the minimum amount you can pay possible and call them to explain. |
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fabs_here
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you will get a fine. usually about £20. its worth chatting to the bank beforehand to prevent the charge as sometimes they are a bit lenient the first time. |
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psstthok
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Contact them and tell them before it happens - everyone has some crap in their lives at some stage.
If you get through to an off-shore call-centre, hang up and send a letter instead. Johnny-foreigner doesn't want to help you, he wants to report another call dealt with.
A REAL person will think giving you time to get over whatever your short-term problem is will be more likely to result in you staying a customer. |
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topdog
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they will charge a late payment fee and then charge interest on top of that. then decline your card without telling you they are doing it. they will send you snotty letters and ring you up constantly to harrass you into paying. |
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origamimark
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If you tell them before this happens, they will try to help you. If you just let it happen, they will punish you. |
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Aubrey's mommy
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You will get hit with late fees and higher interest rates. It's not good to not make a minimum payment. See if you can borrow the money from someone for the difference. Otherwise, you should see if you can return any of the things that you put on the credit card. Credit cards can be evil and get you in a world of finacial hurt if you don't know how to use them proparly. I have only one credit card with a small limit. I only use it for gas and small normal charges so I can pay it off every month. |
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alrightyyy_then
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www.moneysavingexpert.com
you will find alot of articles and message boards on here from people who have experienced the same as yourself.
sorry i cant be much more help but i hope this site helps you |
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dani_smile
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you get charged a late fee of a lot of money and then you get charged interest fees that will add up and screw your credit up! |
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Proud to be an American
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You will be charged a late fee, your apr will go up and a negative filed on your credit report. This will show up if you try to buy a car, get a house loan, rent an apartment. If you truly can't make the minimum payment then contact Visa and see if you can work anything out. |
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morlock825
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Additional interest and fees, initially, then your credit report will be affected if it becomes a habit... |
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kit
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You will owe more then what is expected. There will be more interest charges. So, my advice to you is don't do this. You will be in more debt then what you can't pay. |
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joechuksy
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You will get charged a late payment fee plus additional interest; but what is worse is that it will send your credit rating down the pan. If I were you I would try and look for a way of at least making that payment or you may be starting a life of gradual credit misery that could last for years to come. Once it starts it gets worse. Don't allow it to start! |
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bibus73
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If you feel like you're drowning in debt, get help. There are a number of ways to deal with debt and the sooner you can get started, and get control over your debt, the less control your debt will have over your life. For temporary relieve call the company which issued you visa and ask for the extension of the dead line for payment. They sometimes will give you more time up to one month. |
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halicon2000
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it will count as a missed payment and send your apr up not to mention a fee prolly |
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.......
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You should contact them sometimes they can come to an arrangement with you which means you are not classed as missing a payment, but all company's are different. |
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The Scorpion
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Definately contact them by phone and explain. See if they will allow a one time no payment for one month. Once you don't pay the minimum they can raise your interest rate which really hurts if there is a substantial debt on the card. Stop using the credit card and pay the thing down. |
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candyfloss
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more interest and longer to pay,if you are having difficulties let them know because they just keep on adding charges and you may find yourself with debt that youre paying for eternity. |
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Avalon
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your intrest will go up so be afraid ... very afraid |
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grumpcookie
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they will send men round to break your kneecaps. |
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