How do I get a credit card, and what are the requirements to get one? |
| I'm 19 and don't have a job, will they still let me have one? I'm going to Chicago (for educational purposes) but don't have the money to get there. I'll be going in Febuary. ... |
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What is a good way to earn money? |
| Well , hey I have to be independant and can't ask for any. I just need some ideas. I am too young to have a job.My daddy wont let me babysit , the usual ''What if something bad were to ... |
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What should my saving priority be at this stage of my life? |
| I am a young (under 30) recent law school grad. I have a mountain of student loans, but zero credit card debt. I currently put 8% of my salary into my 401(k), have a small amount invested in stocks,... |
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What is an overdraft? |
| My available balance is $400 more than my account balance. What does this mean?... |
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Need to work at home help me? |
| i was wondering if anyone knew of any real at home jobs because i have to make some money and i have no car and 3 kids so its hard for me to get ... |
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Hey Guys, I just had a quick question. If I buy 10 Xbox 360's and sell them on ebay, is that illegal? |
Additional Details Yeah I get what you guys are saying. But lets say for example...... a Nintento Wiii. Now if I buy 10 for full price (when they come out ) and sell them on ebay for ... |
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Bank account and credit card at 17? |
| My friend is 17 years old and he just got a job at Baskin Robins. He got his first paycheck and cashed it at a check cashing place. Can he take his next paycheck to the bank and get a account. He ... |
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Return policy? |
| if you buy something at a radio shack (or any store), do you have to return it to the same store?... |
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Should I lend my sister money for her mortgage down payment? |
| She doesn't have enough liquidity for her down payment...she has money for the mortgage payments....I've got it, but am afraid of what may happen if she doesn't repay me....... |
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Is anybody broke like me even though today was payday for me?? |
| DAMN, I JUST GOT PAID, AND YOU KNOW WHAT SAD BUT TRUE, I'M STILL BROKE...WELL AT LEAST ALL OF MY BILLS ARE PAID!!!!!!!!!!!... |
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HOW do you CONTROL your spending? |
| I am trying to pay off my credit card bills, in the process I find my self wanting to go on shopping sprees. I'm not bad in the sense that I spend thousands but I do spend money that would make ... |
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Is It Better To Owe A Little Bit Of Money Or A LOT Of Money...? |
Which is better? Additional Details A lot of you seem to have misunderstood the question. I heard somewhere that if you have a small amount of debt, then you're in trouble. However, ... |
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Surveys to make money? |
| is there actually a non-scam real online survey place that would let you earn money by taking surveys online without using paypal or a credit card or anything? just like a home adress or somthing?... |
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danny s | If i go bankrupt how can i get my wages paid to me as i will not be allowed to hold a bank account.? |
I am deep in debt and struggling to make payments. My wife is about to go on maternity leave which means less money coming in. How can i get my wages paid. I can,t use my wife's account as it is likely she will have to go bankrupt. I do not want to ask friends as it is an embarrasing situation. Are there alternatives ? |
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Valiant
 |
You are allowed a bank account, you will not be allowed any credit. So, you will have a cash card only.
If that doesn't work, try a building society and ask for a book based savings account. You will then have to call into the branch every week to draw your cash. Pain in the rear but at least you will get your wages. |
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mothertiggy
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having been bankrupt you are allowed a bank account but it will be a restricted one the halifax and abbey national will consider you |
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janetlouise24
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You can have a savings account which means you can have money paid in and get money out via the bank and you are given a cash card not a debit card. You can also still set up direct debits. |
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finalfrontier1976
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You are not allowed a current account, you are allowed a savings account or something similar. |
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samdesign78
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u will be supervise by the bankrupt officer and after deducting ur daily expenses,the rest of ur wages will use to repaid ur debt and u will get hold of ur remaining wages thru their specific appointed saving acct.. |
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alatoruk
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ok, lets cut through all the rubbish other people have put, you ARE allowed a current account (without an overdraft facility) its just no one will give you one. however...
the nationwide flex-account has 2 versions. the one without cheque book comes with just a cash point card, but is ran just like a current account. You can have direct debits from it, and standing orders and all the other gumph you might need such as online banking etc.
as you get a bank account with a sort code and number it will even look like a proper bank account to anyone else. |
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Adios
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Filing for bankruptcy does not preclude you from having a checking or savings account. If you choose not to have one, then your employer can give you a check which you can cash for a fee at a number of establishments... although I don't recommend this, it is an alternative. Much better to have a checking or savings account. If you're having trouble opening an account at a large institution, try the smaller community banks and/or local credit unions.
good luck! |
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The Bricklayer
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I was allowed to keep my bank account.But I was not allowed a credit card or to apply for any loans. |
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eternallyactive
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Question Can I have a bank account?
Answer There is nothing in the insolvency legislation which prevents a bankrupt from holding an account, but you should tell the bank or building society that you are bankrupt, since they may wish to impose conditions and limitations e.g. not allow a cheque guarantee card. You should not obtain overdraft facilities without telling the bank that you are bankrupt.
You may also find it helpful to read the Insolvency Service publication What will happen to my bank account?
Note: it is the bank's decision as to whether to allow an account to be opened by the bankrupt.
HOPE THIS HELPS, AND CHECK THE LINK FOR LOTS MORE INFO |
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Emma Chizzett
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All these answers and not a mention of asking to be paid WITH REAL MONEY !!! |
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Noodle
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postal order. your company can pay you by postal order and you can cash it. or you can ask for a cheque and cash it at various places. Be careful though if you go bankrupt you are in a bad way. cant you use a debut rehabilitation programme that the goverment offers? anyway goodluck though. |
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