 How can i get money for nothing? |
| need to buy a house but need more deposit!... |
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 WHY ARE BANKS CLOSED ON SATURDAY? |
| I am so mad right now, I NEED to cash a check today but all the banks are closed today, EVERY SINGLE F*ing one, I am pi$$ed of so badly. why do every single bank I know of is closed on saturday and ... |
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 For a 16 year old is 500 dollars a week good? |
for having a part time job
paying 11.50 an hour?
Additional Details
i have a second side job that i work evenings
i only work about 10-15 hours at that job tho
and 34 ... |
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 "Can worrying about the health of your bank account really make you sick? |
Gas and food prices are sky-high, the stock market is down, and the housing market is in the doldrums. But can worrying about the health of your bank account really make you sick?
I say ... |
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 Online surveys a safe way of making money online? |
I am 15 and wanting to make some money. I've heard about doing surveys online but I am not to sure about whether or not they are safe.
I don't want to give out my address, or my last ... |
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 Is $40,000 good money? |
| I have a bachelors degree and 3 years experiance is $40,000 good money?... |
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 Im 18 years old and I dont have 2 years of credit history, I need a student loan, no available cosigners? |
| My mother makes too much money for federal aid, but shes in debt and has a bad credit history, what can I do for a loan?... |
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 Where did this number come from? |
| i got mail that said that i needed to call this number but i dont know where it came from. the number is 1-800-846-7534.... |
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 How would i make money fast? |
How can i make money fast?? I need to buy a new camera and i don't wanna take the money out of a bank and no one will let me borrow it and im too young to work?
Additional Details
... |
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 I need a good bank, I hate Bank of America...? |
| I hate Bank of America, the fees are ridiculous, in fact, I hate banks period. Does anyone know of a good bank, how is Suntrust, or Regions, or US Bank? What do you think of credit unions or things ... |
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 My boss wants me to become a partner in his business. But his financial advice worries me.? |
| My boss owns his business and wants me to become his partner. I enjoy the work I do and see opportunity to make money with him, but his "financial advice" seems awful. Does this make him a ... |
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 Should I have to pay for this?? |
| I live with two other people. We just got DSL installed in our apartment. The monthly fee is 36 bucks which we split three ways. But we just got the bill that included a 120 dollar fee for the modem. ... |
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 What is a reasonable to spend for one person? |
for food. This person lives alone and has a full kitchen
the person lives in st Pete FL... |
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 How can a 13 year old make some good money? |
| My family has some financial issues, and we are uncapable to keep up with the bills. We don't have any pocket money to spend on extra things we need. How can I earn some extra cash to help out?... |
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 T/F: Is the best way to get rich is by marrying up? How often does it really happen? |
| I am working my butt off but sometimes I know I will never be able to make as much money as some of these rich guys in ten lifetime.... |
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 My parents are very cheap .. is this a good way to keep them from? |
calling me at work?
My parents relentlessly call me at work. I've told them nicely to stop, but they don't.
If I tell them my number has changed to a number that is ... |
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Master C | If i have $20 in my bank and i buy something worth $500 what happens if i don't pay the bank right away? |
Metaphorically speaking...and say i don't pay for a couple of month???? |
 |
 
Smilin'Bob_ The Enzyte Guy
 |
Its called fraud... and bordering on Grand Theft... which is a felony...... |
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mister ed
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first of all it is a crime and you could go to jail!!! |
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covergirl48505
 |
You don't owe the bank. You owe whomever you wrote the check to. The bank is the middleman.
If you don't have overdraft protection with your checkings account you will be charged a NSF fee by your bank for insufficient funds and the check will be returned to who ever you wrote the check to. If they run it through your bank again, and the money isn't there you will be charged another NSF fee. If don't have overdraft protection then the person you wrote the check to may begin collection methods to recover the funds giving you notice of the bounced check and steps in remeding the situation. (Please note that you could be brought up on charges because of this.) Five hundred dollars is alot of money.
If you have overdraft protection the bank will cover the check and you will end up owing the amount of the check plus lucrative bank fees for this service. If you don't pay the bank within a couple of months they will probably take you through their collection methods to recover the funds. To write a check knowing that the funds are not there and will not be there by the time the check hits your bank is being deceptive and constitutes fraud. If you continue to do so you could be brought up on charges depending on the amount you are writing these checks for and how frequently you are doing it. Your bank will take notice of the repeating behavior and become aware of it. Please note that it is illegal to write bad checks. |
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XoxoxoxoX
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First of all, the purchase might NOT get thru since you don't have enough money, and the purchase amount is such a big difference. If you don't have the money, you better not buy something NOW. It is better that you wait for two months..If that purchase really gone thru, and you have not pay for 2 months. The bank will close you account and put you on a chex system, that means, you will not allow to open an account anywhere at any bank. The chex system is like a credit check system for banks. Do NOT do that to yourself....is not worth of whatever you want to buy. BTW, you will owe bank the difference in amount plus a very high fee. |
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mrwilson26@sbcglobal.net
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You can buy it but remember you will have to pay it back plus overdraft fees. If you have direct deposit, count on that money coming right out of your account. If you don't pay for a couple of months, they will close your account and it may be hard for you to open another account with another bank. |
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Alexander
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they charge you interest and a service fee.
so when you finally do pay it will be $500 + $5 interest +$7.50 service fee. this makes your total cost $512.50 |
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the1missjuicy
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With todays technology, if you're writing a check the store will use Telecheck which will confirm to them that there are enough funds in the account. So they purchase wont go thru anyway. If you use a check card samething. Some banks use what is call good faith money, meaning they will allow up to a certain amount to go over what you dont have in the account. They will pay the item and charge you overdraft fees out the ying yang. And if it goes on for too long where payment isnt made, your account will be charged off and your name gets sent to a system that allows banks to run checks to see if stuff like this has happened to they wont get stiffed either. |
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Blunder F
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Aren't you sly, or I mean stupid. You need to tell the bank ahead of time what you intend to do, and what they will do is offer you a loan for interest. You don't just take it upon yourself and take the banks money and not agree to anything.
If you don't like their interest rate, check my profile. I think the website has better interest rates. |
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jonmac06403
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That is what credit cards are for, purchasing an item knowing not having the funds is larceny. Which is a crime, in actuality.
Are you a pretty boy, they love pretty boys in jail. |
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firefiter
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Dude's right. It's ILLEGAL to write bad checks and you'll go to jail if you do enough of them. Here's an idea........if you don't have the money, don't friggen buy anything!!! |
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bjjt_us
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its bank fraud and you could go to jail..not a good idea to try to get away with nowadays anyway..lots of places have autocheck..its just like a credit card or 'mac' and they take the money directly out of your checking account right away. |
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am
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My bank will charge you 50 bucks plus interest until it is paid off, once it is paid off they may close the account, then you will have trouble finding another checking account because it will show what you did, so be careful. |
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