 Kids make money fast?? |
My daughter( 12 years old) needs to raise £300 before april begins.Help!
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For Christina,my daughter wants to hire a limo for er thirteenth ;)... |
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 What happens to my mortgage if Countrywide goes into bankruptcy? |
I read in the news that shares fell, and company could declare bankrupcy..would my mortgage(s) be affected as far as terms/rates?
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I read this on latimes/cnn/thestreet.... |
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 I have an opportunity to pay off my mortgage- $280,000 left on it.? |
| I feel like I would feel more secure with no debt. My husband would like to invest it - so it will grow. I think we should take the money we usually use for the mortgage payments and invest that. (A... |
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 I need help saving money? |
This is a rundown of what we spend each month, our income and what we have left over:
Rent - 850
Debt Consolidation - 260
Credit Cards - 40
Electric/Gas - 35
Netflix - 1... |
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 How do I get out of debt? |
| I am in debt over my head, my boyfriend helped me rack it up but doesn't think we need to pay it back, It is all in my name and my credit is very high but because I am paying late it is going ... |
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 Can you believe the nerve of the Dept of Social Security, they asked me to get a job? |
| and they tried to insinuate that i was a leech on the country.....i and my wife have never worked but this is how we like it, we like to spend our time at home with our kids, something these so ... |
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 I have found a website which can make money upto $1000000000?? |
| I have found a website which can make a person money upto 1 billion dollars? But it is $10 to join for membership and it guarentee earning. We have to reffer people to it and we get $1 for it. Like ... |
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 Own five acre's in Florida an two manufacturer homes on it need loan? |
| HERE IS THE QUESTION HAD HURRICANE DESTROY HOME IN 2004. INSURANCE CO. DIDN'T GIVE US ENOUGH MONEY SO HAD TO MORTGAGE FIVE ACRE'S TO GET MANUFACTURED HOME, THEN MOTHER MOVE ON LAND AFTER SHE... |
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 How do I keep myself from being a compulsive spender? |
I know I have to save money for a vacation, but I dont know how to actually save money because we are not allowed to keep money in the bank "personal reasons" How do i do it?
A... |
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 If you buy something on ebay can you send cash to him/her? |
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and if you can do have to send the enevelope witha stamp?... |
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 Is arguing over money worth divorce? |
| We are losing our house to foreclosure because my husband wants everything all at once.He wants new cars and the best of everything.I save money for a rainy I buy stuff on sale have the same car I ... |
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 My dad advised me to ignore all my credit card/student loan debt? |
| last night i told my parents i was in $13,000 credit card debt, and about another $15,000 student loan debt. my job sucks right now and can barely pay. my dad advised me to just ignore everything ... |
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 Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off? |
Is it possible to get a $10,000 loan and then use that money to get a CD so that you can pay the loan off with the interest earn from the CD?
Is this legal?... |
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 If you were rich...? |
| ..., would you spend some of your money in helping the world?... |
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| How do you Save Money? |
| I am really bad at saving. I want to have a baby but I also want to save money before I do. So how can I save I really need help, I tell myself I am going to save but then when I see what is left ... |
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Jonathan H | If i repo my car and pay all fees will it still be on my credit? |
so if i was to get my car repoed and i pay all these fees will it still go on my credit report and affect it negatively? Also, is there anyway that I can turn it back into the dealership and work out something to pay off the remainder of the loan. The truck was bought at a new car lot. Thank you |
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Tim C
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YES! |
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kt_b_blue
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YES.
A repossession on a car is similar to a foreclosure on a home. It can stay on your credit up to 7 years, and has a very negative impact.
Think of it as a blinking sign on your credit that says "I WENT IN OVER MY HEAD AND COULDNT AFFORD THE LOAN".
Try to work with the dealership first, though most will not and cannot take back a car if you didn't get the loan through them (IE, if you went to a local bank for your loan and not through say, Chevy Motor Finance, there's nothing they can do).
They *might* buy it back from you, but they will *not* buy it back for the full amount of your loan. |
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matty_mo1
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yes, any repo remains on your credit for 7 years.
Eat Funyuns. |
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Fonz
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No mater what you pay, if it is a repo it will be on your credit.
I doubt that the dealership will help, but you might call the finance company and work something out. |
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bainaashanti
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Anything you do outside of making your regular payments or paying it off early will affect your credit negatively. I went through this and the bank's stance was that I shouldn't have agreed to it if I couldn't actually afford it. They really only care about getting the money you promised them. They will not work out another payment plan without taking the car and putting negative info on your credit. |
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princessogt1
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You should try to get your car back first, then work out a different payment plan with the dealership. See if you still have to make payments on a car, that you do no longer have that will suck. If this is your first time having your car repoed, then make sure after you have paid all the fees, that they take it off your credit report, because they will not if you are no strict about telling them to do so. So good luck with that. |
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``The Floridian``
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YES, A willful repo. is still a repo. The only good thing is that you will have the opportunity to explain in the future. |
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Krista W
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Sounds like a question for the dealership. |
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sarajane
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you need to settle with who ever gave you the loan (or the collection agency that owns it now). It will still be on your credit, but its better than not paying any of it. you maybe able to work something out with the dealership if they are the ones who gave you the loan.
PS a willful repo is STUPID! you still pay for something you dont own. AVOID it if you can!! |
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mari
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Do everything you can in order to avoid having your car repoed -- even if you pay the fees, it will still go on your credit record. Go talk to someone at the dealership where you bought the car to see if you can work something out with them. There might be a way to voluntarily turn in the car that would not be seen as the same as having it repoed. |
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MICHELE C
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It will go on your credit report unless you hand the car back voluntarily after the halfway point of h.p. If you have paid more than half of the hp then you receive no bad points.
Good luck (UK law) |
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apple heyyy!!!
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ive done exactly that once when they worked a deal with me and they let me pay a the remainder + fees |
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