 What should I do with my 401K? |
| I have an old 401K from my previous job. My current job won't allow me to roll it into their retirement plan since they do not participate in the same plan. Right now my old 401K is sitting in ... |
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 Payday loans? |
| Is there a LEGITIMATE payday loan website out there?... |
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 Ok.. a friend of mines has a cash lump sum of 300K? |
What would be the best way of investing the money ? Fixed rate accounts, or low risk, medium risk high risk banking initiataves that have been offered. Or any other idea's...
Laymans terms ... |
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 I need to make some quick money! 800usd. Legally? |
| Do anyone know how I can make some fast money legally. I need to help my family, he is about to be homeless. He live's out of the country. Someone, anyone, everyone please let me know. I do not ... |
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 How to make money online? |
i am getting tired of finding so confusing sites that tell u . ''u can make money easily'' , but the truth its confusing
... |
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 Making money from home and is it legit? |
| Is their any jobs you could do online or at home that are actually legit? I mean how do you know who to trust anymore..their are so many scams! Do you know of any from personal experience or somebody ... |
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 I want to withdraw my retirement early to pay off major bills.? |
| Is it worth it since IRS automatically takes 20% and the state takes 5% of less than 12k total savings?... |
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 Im going to the us. can i use canadian money.. easy 10 points? |
| Since canadian money is worth the same as american money.. can i use canadian money in us.. i will give 10 points for ... |
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 I wrote a check that was deposited Sat night. Will it bounce if no funds until Wed? |
| I know for a fact that a check I wrote was deposited on Sat evening, after the banks closed. Unfortunately, I'm quite short on the funds. I get my paycheck via direct deposit on about 1AM Wed ... |
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 I'm 65 1/2 with $80,000. per year income. When should I start drawing Social Security? |
| I am going to work until I'm 66. Each month I delay increases my benefits. If I start recieving now, will the increase in my taxable income make it worthwhile?... |
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 I need money badly, behind on bills. every single payday site i go to just keeps bumping me to another and ano? |
| another....please help. I know that pay day loans are the best idea..but i really need some money for my kids. And im getting so frustrated with being jumped from site to site trying to find a pay ... |
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 I am trying to obtain a loan through the USDA rural low income program, I need more information.? |
| I went through the pre qualification process, and I was qualified for the loan. But I have some issues with my credit, well I was going to take care of it anyway, but with the loan you have to pay ... |
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 If Bill Gates gave you 1 billion dollars what would you buy first and will u give money to charity? |
| Mr Gates wants you to spend all of the billion dollar gift and absolutely no money leftover. How would you spend this obscene amount of money? Prioritize which things you'll buy first.... |
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| How do I identify a non scam work from home jobs online and is it real that people do earn money.? |
| I am a residence of kenya and have been curious about this opportunities online about working from home and making alot of money.is it real and how can i get one such a job.please advice if you know ... |
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infiniteson | If you die and you still owe credit cards, house or car payments and so on, whom, if any pays for them? |
This if you dont have any kind of insurence. I know its really stupid not to get it, espically for you house or on your life. What will really happen? and who pays? |
 |
 
ABRanger
 |
If you have no estate or a power of attorney then nobody is obligated to pay these bills.The companies have to eat them.Now your home, the Bank ,if you have a mortgage can foreclose on it.Most credit cards have insurance that will pay the balance as of the date of death off.But they certainly can't come and get you to pay,right. |
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ekleinert
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your person whom you have named as beneficiaries have to pay before they get whatever money you have inherited |
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blondie172
|
If you are married then your spouse is legally responsible for your debt. If you are single, then anything you own of any value (car, house, Beanie Baby collection, etc) can be confiscated and sold. The proceeds are applied to your debt, and the company would have to write off any remaining balance.
If you are married, it's a good idea to get at least a "term" life insurance policy. The premium is less than a "whole life" policy, but you don't have any cash value in the policy if you cancel it. |
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SJ
 |
the same person who inherits your estate, ie your beneficiaries
that person inherits both your assets and your liabilities.... if that person decides to waive his right to the inheritance, then he is absolved from his liabilities arising from your debt.
in that case, the estate is liquidated and the proceed is used to pay off the loan.
if you are married, with no prenuptual... your wife will inherit the loan, since it is considered that both of you enjoy the proceed of the loan while you are stil alive. thats one unique benefit of having prenup. you can argue against it of course but that take a full court to decide. |
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cork
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your estate unless you have credit life and that is a wise thing to have.... |
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Barbara
|
Nobody has to pay the credit cards, utility bills, etc., unless it is designated in the will. House payments go to the heirs (it's in the mortgage papers), the car is refinanced by whoever the car goes to...or the car goes back to the bank.
If there is no estate, no will, then this is how it's done. I know, I just went through it with a family member. |
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frugernity
 |
Your estate must pay your creditors before your heirs get anything. |
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Krazee
|
In States with community property laws then the living spouse would assume the debt. However, the decedent's estate would be responsible for the debt and if it is a no asset estate then the debt would be a wash. I recently had this experience with my father's passing... It was a no asset estate. An item like a vehicle which had an outstanding balance would be repossessed by the Bank. However there is a number of days they have to claim the amount to the estate as well. |
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SenlenaHorris18
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If you do die and don't pay for your bills then your family have to pay for them. Cuz if they don't get payed there will be big trouble! |
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Doug R
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all debts are due upon death. They can be settled from the deceased's estate. That's why you should carry a life insurance policy equal to the amount of debt you owe + about 10K for funeral expenses. |
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Ms_Placed
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Any existing spouse. Your debts will have to come out of your estate somehow. Because you have a mortgage, you must have some insurance--probably just fire though.
My mortgage is insured in the event of my death--it pays it off. It's a cheap ad-on, btw. |
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