 How can i clear my debt quickly? |
| I am 23 and my wages have been going down for last 2 years while my debt has increased! I owe £15,500 on a consolidation loan - i dont want to be paying over £350 a month for the next 6 years but i ... |
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 Getting Education Degree: If I take a loan of 60,000 will earn 40,000: How will I save for retirement? |
Additional Details
Oops! I forgot to mention I am a graduate student getting M.Ed in school counseling with an undergrad degree in psych. did all of this so that insensative people like ... |
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 If someone has really bad credit, but they pay off all of their debts...? |
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 I am always broke? |
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 "I'm 16 I WANT TO CASH CHECK,OLD ENOUGH?"? |
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 My former employer won't release my 401k funds to me...what do I do??? |
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 Really, how difficult is it to become weatlhy nowadays? |
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 WAMU: Can I deposit cash through the ATM? |
Does anybody here have a washington mutual account?
Do you know if you can deposit CASH through the atm?
Just got off work and the banks are already closed so this is my first time wanting ... |
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 Northern Rock share price? |
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| OK, here's the story.I've got 3 bros.I'm the youngest the eldest already receive his inheritance he immediately got married & they are now a happy family.The second also got his ... |
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ninob_68 | If you file Bankruptcy will you still be able to buy a house in two years??? |
Iv'e heard of numerous amount's of people who file Bankruptucy and within one year get homes and new cars, HELP????
Additional Details
I havent filed yet just thinking about it. |
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tom r
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If you file Bankruptcy you could actually buy a house the next day after discharge of the BK with fairly decent rates. In fact sometimes it easier to get a house financed by filing Bankruptcy than dealing with all the negative stuff on your credit. |
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bettys
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THERE ARE MORTGAGE COMPANIES AND LOAN PLACES THAT WILL FINANCE IF YOU ARE NOT A PERSON WITH JUST NOT PAYING YOUR BILLS ON TIME OR NEVER PAYING THEM |
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alooftheghost
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Yes. But it really depends what you spend that two years doing. If you are jobless that whole two years, bounce around to different addresses every month, and rack up a bunch of unpaid cell phone/utility/credit card bills...then no.
But for all intents and purposes, if you play your cards "average", you should be just fine. |
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stefani_m2003
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if you're filing 13, then you can keep your house. If you're filing 7, then at some point you will have to sell and move. Depends on what you're plans are. I have friends that filed 13, caught up on the arrears on the house, the refinanced and got our of 13. |
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Michael C
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if you can recover from the bankruptcy and have a steady cash flow.. |
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Just moi!
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Legally, if your in a bankruptcy, your not allowed to open new accounts. Once it is discharged, thats another story. Beware of high interest rates. |
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Frank Castle
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Yes. (With Cash) |
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D
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It all depends on what type of bankruptcy that you file. If you file a chapter 13 bk then you could buy a house 12 months after you file and while you are still in the bankruptcy provided that you have not had any derogatory credit since you filed and you will also want to have some good trade lines of credit as well. These lines can also be what is know as alternate lines of credit with at least 12 months of good pay history, such as cell phone, water bill, storage, rent to own, etc... (things that are not found on your credit report) and the lender will usually want 3 alt lines of credit. Now on a chapter 7 bk its an entirely different ball game. Chapter 7 MUST be discharged for at least one year and you MUST have reestablished some credit with 12 months of good pay history, one late payment can kill the deal. It is a tough situation to be in wish you the best luck. Also Bankruptcy may not be the only answer for you if you haven't filed already. You can contact the following and ask for Lonnie and let him know David B referred you... |
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Scott C
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Yes, but your interest rate, the amount you have to put down etc will be higher than someone who hasn't. The amount you qualify for is determined by your income, debt ratio, etc. The interest rate and the loan to value ratio will be negatively impacted by the BKCY. |
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New Millennium Minds
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Even sooner sometimes, but two years of clean slate credit, no lates, no nuttin, and you can not only get a house, usually, but almost be back to normal. Don't forget to shop around for car loans. Don't take one for 20% because the dealer says that's all you qualify for!!! Damn the torpedoes! Full speed ahead! |
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Carrie W
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yes you can, just be discharged from the bankruptcy |
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