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What are some everyday things I can do to save money? Any tips?...


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Additional Details
yeah if you have any experience from any sites can you please ...


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Additional Details
i need a loan and i am a tenant i am in full time employment earning 1651 a year ??...


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ideas

thnx!

sophia g.

p.s. ive already got an mp3 player laptop, tv and cell phone!!
Additional Details
im 14 ...


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EMMA K
If you have a car on hp can you trade it in for a different one?
we got a car on hp but have just found out we are having a baby so we are going to need a bigger car will the finance company let us change the car
                     
 




magicalle
yes but you have to transfer the balance as well.


ANG
the garage could do a deal, clearing off your existing finance, if cars worth more than is owed the difference could go as a deposit on new car, and the garage then draws up a new hp agreement for a new car, remember make sure its big enough for a baby seat, good luck.


lozzielaws
You cant actually transfer the finance, it will need to be paid off before buying the new car, but if you are buying from a dealer, he can sort that for you. Plenty of people do it, its easy for the dealer to sort.

If you are buying privately, you need to pay the finance company when u sell your current car, then re-apply for finance again.


jabelite
If you buy a car from a main dealer or large garage and they take your car in as a px then they can normally sort out the existing hp on your car


phooey
Yes providing you declare the hp. The oustanding hp debt will deducted from the trade in value and will usually be repaid by the dealership you by your new car from.
Just hope the old car's worth more than the hp.


robert w
Sorry you bought a lie.
unless you got a two seater you don't need a bigger car that's a lie dealers sell to people every day. OK if baby is "Baby Hughie".
what you need is less debt, more understanding how to handle your money. You don't need to choose between car payments ,Repo ,insurance or baby formulas and diapers. Best thing you could do is visit daveramsey.com to learn the 'best intention' lies you'll hear about money when you got a baby. the kid needs love food shelter clothes NOT a bigger ride.


gorilla
Almost certainly but it could be a big cost to you as you will lose out on prices and there could be a finance charge. Check the small print.


Flapjack empire
Rating
Yes, you can transfer the finance onto a bigger car!


Cockneyrebel
Rating
Yep..sure can!


TheYorkshireRose
yes they should just do up a new agreement for a larger amount to clear the original one and enable you to get the bigger car.


spidoing n
yes but you will lose money


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