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 Does it cost anything to open a bank account?
...


 How do I keep in control when spending money?
I've gotten a lot better at managing my money, but sometimes I just make the dumbest purchases! Today I bought a hampster because it was only $2. I got rid of it about an hour after I got home....


 Can anyone tell me what the K MEANS IN 150k as in money?
...


 Has anyone ever took out a hardship loan from a 401k?
how hard is it to get ...


 I need a loan of 8000 pounds but I can't get one due to bad credit history, please help??
I just want a new start, to get out of debt with one affordable loan but I have tried with no avail, I am a tenant and self-employed with bad credit history but I just want someone to give me a break,...


 Is it safe to have money in the bank,???
can the bank take your money with all the skituations out there now, indymac was the 5th bank this year that failed. what next????...


 How can i make money for nothing?
...


 Is there anyone out there who will give me cash for nothing?
To clear all my ...


 Am i getting paid to little? ?
Im 14 and i babysit ONE kid from 3-6 sometimes later up to 7 and i get 50 a wk what do you think?
Additional Details
5 days a wk monday-...


 I am looking for an unsecured personal loan of £5000?
Hello
Which UK loan brokerage or firm, is most liberal in the provision of unsecured personal loans(i am looking to borrow £5000). I have a good credit rating, but no property or proof of ...


 Is 21,000 Dollars a Year Good or bad?
It would be 1,750 Dollars a month....Much more than I get now...so do you think this is good or bad?...


 Should I take on his debt?
My fiance has about £10,000 debt. This was caused by him basically being a bit stupid with money a couple of years ago. He is paying off a substantial amount of the debt monthly but is really ...


 I have $1000.00 should I save it or apply towards my credit debt? I am self employed?
...


 If a bank accidently buts 400 in your bank do you have to pay it back if its there fault???
...


 How can I get rich without gambling or playing the lottery?
I am somewhat lazy... and broke......


 HOW can I start saving? i'm 10 yrs.old?
I can't concentrate saving because there are many distractions that I encounter like:Internet, buying loads for my cellphone.I need your best advise!!! THank you & MERRY CHRISTMAS!!!...


 I got an email from a guy is S.Africa who needs to send me 10 MILLION$$$! However,he requires 10k$ up front..?
...for administration purposes.

Now, he is from the oil sector, and that industry does have that kind of money.

Question is...would I be 'covering all my bases' if I ...


 What are the first 3 things you'd do if you won million pounds?
I would
1. pack a few personal things
2. buy a LHD
3. leave the UK...


 Earn 10 points!! Super easy?
How has the change in thechnology since 440 bce enabled scientists to find out more about the structure of the atom??...


 Â£650 pound just got paid intoo my account by mistake?
should i tell the bank or keep the money it was payed in by the company i work for but i only earn 100 per week, so it was obivosuly payed in by mistake wat shal i do? TELL THE BANK OR DRAW IT OUT AND...



The Almight Owner
Im 13 , and i have a paper round , is this the right time to start saving for the future or hav fun with money
                     
 




Velvet
Rating
save 50% and spend 50%!


Doreen
Rating
Have fun with it!!! I did a paper round on a sunday when I was a kid and I got less than £10 a week. If you're doing more than one day and getting a reasonable amount then why not save some for something you really want like maybe computer games, a bike, trips out with your friends, dvds etc. I'm sure you family would be proud of you being so sensible but make sure you enjoy your teenage years cos you've got a few more til you need to worry about the big bad world!!


harry b
you could like half it like have half for fun and the put half away for like the future


♥ღ♥yorkshire lass♥ღ♥
Rating
have fun,but perhaps open a bank account to save?..then if you want those expensive trainers or new game,buy it yourself!


greybeard
Rating
Have fun, but save a little for something you may want in the future!


jojo
Rating
do both spend a bit save a bit,its never to soon to save.


dels replies
Rating
Spend some save some.. If you follow this principle throughout your life it will be a financially happy one


liam
Rating
save some and have fun with some


Ask M
If you can save just 10.00 a week, starting now, you can
retire a millionaire. Only 10.00 bucks a week for the
rest of your life.


?
at age 13 don't worry about a saving plan yet, one thing you're not making enough to even think about savings any, have fun with your money while you can , after college when you get you're first real job then set up a savings plan and a retirement plan


#kjm#
Rating
form a middle ground.dont save it up but be senisble and think about wot your spending your money on and buy something proper with it.make sure youve got something to show for your hard work.


hamster321
Rating
Do a bit of both, save half use half.
Good idea to be thinking about the future, im 18, i wish i had got a job at 13 and saved up, because now i can drive but cant afford a car!


truluv exists! Mourinho Rules!
Rating
save 20% little dude and enjoy the rest on whatever you like, you well deserve it! that will get you in practice for saving when you get older and earning a full wage.


fanciful me
You can do a little of both but then if you have big dreams like starting your own aircraft factory in future, it's not too late to start saving.


ames
SPEND SPEND SPEND!
Youve got the rest of your life to be sensible.
Have fun while you can before you get responsibilities!
x


Spiny Norman
Well, if you did start saving you could become very rich indeed ! People that invest this young become millionaires. But most of us just want to spend it now!!


little miss naughty
Rating
You should not be on here if you are 13, go to bed. lol


mikeleibo
My brother and I both worked since we were 11. He retired a millionaire at 58 because he saved, that was seven years ago.

I'm still working and don't know when I can retire because I spent most of it - save a lot - spend a little.

The best way for someone your age to invest is to save until you have enough to open a brokerage account in fidelity, tia-clef or vangard - you'll be rich before you're 40.

Oh yes, make sure that both of your parents have JOINT signature in the account and make them sign an agreement that they will not spend your money.


American Beauty
Why aren't you in school today? If school hasn't started where you live, go to the library and brush up on your English grammar.


mikiew80
Have fun with the pennies you earn.

Get decent schooling as it will be much more of a benefit getting a decent job..

A decent job will pay more in a week than a paper-round in a whole year!


KeepItReal
Start saving as soon as you can.....thats great it will be worth it in the end. You can still have fun, but dont spend all of your money...


missy me
Svae half and spend half.


Moonstone
Both save a bit even if its only a pound it will mount up and its quite nice to see figures in you bank book or statement.


Susan
Save some, then spend the rest!


numberquestion
Save 20% and spend 80%.

For every £1 you have, put away 20p.
For every £10 you have, put away £2.
For every £100 you have, put away £20.
For every £1000 you have, put away £200.

Then, if you have any left after spending, put that away too.

One thing I wish I'd have learnt when I was your age is the value of money. Now I'm in debt and it's going to take a few years to pay off!

If you can learn about money now, what it's worth and how important it is to secure your future, then you'll be leaps and bounds ahead of everyone else!

You sound like you already have a good head on your shoulders if you're thinking about this.

TIP - Use the next few years to think about what you would really like to do to earn your money when you're older. If there's not a profession that interests you then think about starting your own business.

There are no limits to what you can do with your life. You just need to work hard and think smart.

Good luck :)


JB
Rating
Both.


nataliexoxo
i would save some of it but spend too. while you are young and care free. it's good that you are asking about this sort of thing now, rather than in 10 years when you are older and facing bills and other expenses.
get your parents to open up an ing savings account online for you. you can have them transfer money in to it for you. it's about a 5% interest rate now too. and always going up.
that's a great way to save and have your money earn interest too.

kudos to you


Well, said Alberto
Rating
Save a small amount & blow the rest.


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