 If someones dies without a will should you withdraw the money in joint accounts right away? |
the joint account is in three names but the person who dies is the first named and it is in their social security number.
Additional Details
the account is in the mother's name and ... |
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 Should I invest in 401K or in the stock market? |
| With the limited amount of money I have, I can either invest in 401K or in the stock market. What's a better investment strategy?... |
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 I need to earn 2000 by friday anyone have any ideas? |
| willing to do any work or almost anything to earn it, in or around the cambridgeshire east anglia region.... |
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 Emergency loan??? |
| I am a international student coming from Hong Kong. Currently I am studying at a university in Glasgow. I am also holding a student visa which means I am not allowed to receive public funds (i.e. ... |
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 How can I get a car loan with a 570 credit score? |
| I've tried my credit union, and other banks and loan offices. I cannot get a co-signer/applicant. I cannot get involved with a business that will take advantage of me, I am a single with a two ... |
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 How can I raise £3000 in a month? |
anything apart from prostitution and loans.
Additional Details
I do work my a** off as a teacher but have just purchased a piece of art and need to pay for it.... |
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 When a bank goes bankrupt, do you still owe them money? |
Say I took out a 200,000$ loan from a bank, and I only have to pay 100,000$ more dollars to pay the loan off. If the bank were to go bankrupt, would I still owe them money?
... |
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 Negative in my checking account? |
| im negative $4,968.08 is my checking account and they sent me something in the mail saying that it has to be paid by july 1st 2007..wat happens if it is not paid by that date...and is there anyway i ... |
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 What is the minimum wage for..? |
| i work in the pub as a washerupper i get 2.75 an hour i do four hrs work i day a week. whats the minimum wage for a 17 yr old washerupper type doodah?... |
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 Loan brokers are they a con? |
| my credit is bad and i wanted to get a loan through a broker is that a good ... |
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 I have a morgage with an ex partner who only lived in the propoerty 2 months will he get half of the profit? |
I have been paying the morgage alone for just over 5 years in which he has not contributed anything, I have been to see a solicitor who says if it goes to court this may get split 50/50!
A... |
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 Which is the best bank/building society to save your money in? |
Additional Details
the thing is I do not work at the moment but I have a few savings and I would like to know which bank/building society to use for them?... |
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 Should I use a credit card or should I try to get a loan? |
| I'm trying to apply for a personal loan so I can make a residence change and move out of my paren't house as the living situation is dangerous for me right now. I'm not sure what the ... |
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 Getting another loan without a credit check? |
| If you currently have a loan with mbna, and you want another loan, will they do another credit check on you, for you to get the other loan or will they just give you the loan because you are already ... |
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 What to spend $1000 on? |
| I have $1000 burning a hole in my pocket and would like to spend it. I'm open to anything and everything.... |
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amce | Im 23 yearls old, and my company is offering me the 401 K plan? Should I do it? |
I need to contribute 5% of my salary and they will match 4%. Is that a good deal? What do I need to take into account? |
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dimples_msu
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Yes, Yes and Yes again. You're never too old to start investing. And if your company is offering you 401K and matching your funds then why would you turn down "free" money? Do it! |
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It's Her Again!!
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Yes you should do it. Think of it this way, if they offered you a 4% raise you would take it, wouldn't you? That's what you're getting, only better. You get the 4% now plus interest. It helps at tax time too, since the money you contributed is not taxed at the end of the year. You'll never miss the 5% now, normally we spend most if not all of what we take home. As your income grows so will the amount that is going into your retirement account.
If it's properly invested you should be able to retire a multi-millionaire just by starting young and staying with it. |
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senorrobertoe
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this is the money that you will get when you retire. If you want to trust that Social Security will pay all your bills when you retire don't join. If you leave your job you can roll it over to your next employer. them matching 4% is great some companies don't match at all. |
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matt h for da ben dan
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yes it is if i had the chance i would do it |
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Wayne Z
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Yes...do it!
At your age, pick aggressive funds! |
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*sigh*
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Do it man. It's never too early to start saving for retirement and not all companies offer a match...so yeah it's a good deal. |
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Karma of the Poodle
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I would at your age. My husband and I did not get that option from his company till he was about 32 and he had been working for them for over 7 yrs at that time and we are 39 now. We have only 54 thousand now from that original 401k, can you imagine how much we could actually have if it was offered to him when he started working for them at age 24?! Do it. Atleast they are matching 4% our first year they matched us 50 cents on the dollar then dropped from 3% to 1% until my husband went to another company and they match 5% for 5 yrs and will have lifetime match of 3% until age 55 then it will be 1 to 2%. But he also is getting quarterly bonuses and we usually take half and put that into our old 401k rollover since we have it in an agressive investment market. Good luck and I hope the company you work for meets your expectations. |
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Carol Ann S
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401K's are almost always a good thing to take part in. The match is basically found money and it is pre-tax dollars. |
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Sahara
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Yes. You should absolutely do it. |
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Marysue
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If you turn it down, you’re turning away free money for retirement, but don’t put in more than the 5% limit. |
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bidhutnet
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Yes do it right away. Since you are so young the magic of money componding can work fincial miracles for you. The fact that they match makes it even better, thats free money basically. Start learning about the magic of money componding since you are so young it's the perfect time to get your fincial future set up. Best of luck and happy holidays |
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BCP
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You want to contribute at least the 4% they match. The additional 1% you can contribute really depends on your retirement strategy and other retirement vehicles you could be using instead of the 401K (eg a Roth IRA). |
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doobie725
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any amount contributed or matched is great. you should definitley do it!!!! |
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